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All Journal Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Munaddhomah: Jurnal Manajemen Pendidikan Islam Indonesian Community Journal JURNAL ECONOMINA
Klemens Mere
Universitas Wisnuwardhana Malang, Indonesia
Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Public Health Social Sciences Other

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Penguatan Kemampuan Manajemen Keuangan pada Petani Lokal untuk Meningkatkan Akses dan Efisiensi Sumber Daya Alfiana Alfiana; Muhammad Azizi; Klemens Mere; Muhammad Asir; Hariandy Hasbi
I-Com: Indonesian Community Journal Vol 5 No 1 (2025): I-Com: Indonesian Community Journal (Maret 2025)
Publisher : Fakultas Sains Dan Teknologi, Universitas Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70609/icom.v5i1.6670

Abstract

Pengelolaan keuangan yang baik sangat penting bagi petani lokal untuk memastikan efisiensi penggunaan sumber daya yang terbatas serta meningkatkan akses ke berbagai bentuk dukungan finansial guna menunjang produktivitas mereka. Penelitian ini bertujuan untuk mengeksplorasi pentingnya penguatan kemampuan manajemen keuangan pada petani lokal dalam meningkatkan efisiensi sumber daya dan akses terhadap pembiayaan, sekaligus mengintegrasikan pendekatan pengabdian kepada masyarakat sebagai solusi praktis. Metode pelaksanaan pada kegiatan pengabdian kepada masyarakat ini adalah identifikasi kebutuhan dan analisis situasi, penyusunan dan penyampaian materi pelatihan, implementasi dan pendampingan, evaluasi dan monitoring. Hasil penelitian menunjukkan bahwa edukasi keuangan, pengelolaan utang yang bijak, serta pemanfaatan teknologi untuk mengakses pembiayaan dapat meningkatkan ketahanan ekonomi petani dan meminimalisir risiko keuangan. Dengan adanya intervensi berbasis pengabdian kepada masyarakat, penguatan kemampuan manajemen keuangan diharapkan dapat mempercepat keberlanjutan usaha pertanian serta meningkatkan kesejahteraan petani secara berkelanjutan.
Quantum Learning in a Sufism Perspective: Integration of Tajalli Concepts and Holistic Learning Theory Hamzah Hamzah; Firdaus Firdaus; Siti Robiah; Muhammad Luthfi Hamzah; Klemens Mere
Munaddhomah: Jurnal Manajemen Pendidikan Islam Vol. 7 No. 1 (2026): Progressive Management of Islamic Education
Publisher : Prodi Manajemen Pendidikan Islam Pascasarjana Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/munaddhomah.v7i1.2301

Abstract

This study critically addresses the persistent gap in Islamic Religious Education (IRE) between cognitive-oriented instructional practices and the need for transformative learning that meaningfully integrates spiritual experience. Existing applications of Quantum Learning (QL) within religious education largely remain technical and methodological. At the same time, Sufi epistemology, particularly the concept of tajalli, has rarely been theorized as a foundational learning paradigm. This theoretical disjunction limits IRE’s capacity to foster holistic transformation encompassing intellectual, emotional, and spiritual dimensions. Employing a philosophical-analytical approach, this study conducts a hermeneutic analysis of classical Sufi texts, systematically deconstructs the core principles of QL, and synthesizes them with transformative learning theory to formulate an integrative conceptual framework, Quantum Sufic Learning (QSL). The findings argue that learning can be reconceptualized as a process of tajalli, in which meaning is unveiled through the dynamic interaction of rational cognition (‘aql), spiritual-emotional awareness (qalb), and transcendental consciousness (ruh). The study’s primary theoretical contribution lies in advancing a spiritually grounded extension of holistic and transformative learning theory by embedding Sufi epistemology into contemporary educational discourse. Conceptually, QSL offers a transferable pedagogical model that transcends specific cultural or institutional settings, providing a new framework for integrating spirituality and modern learning theory without dichotomizing tradition and innovation. This study contributes to the theoretical development of Islamic education and transformative pedagogy, while inviting future empirical research to examine the effectiveness of QSL across diverse educational contexts.
Navigating Financial Landscapes: Evaluating the Interplay between Bank Health, GCG Self-Assessment, and Performance in Global Banking Institutions Antonius Ary Setyawan; Klemens Mere; Loso Judijanto; Irwan Moridu; Alfiana Alfiana
Dinasti International Journal of Economics, Finance & Accounting Vol. 4 No. 6 (2024): Dinasti International Journal of Economics, Finance & Accounting (January-Febru
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v4i6.2304

Abstract

This article examines the intricate relationship between bank health, corporate governance practices, and performance within the global banking sector. As financial landscapes evolve, understanding the dynamics among these factors becomes imperative for stakeholders, regulators, and investors alike. The article synthesizes existing literature to elucidate how bank health, as a multifaceted construct, influences corporate governance mechanisms and ultimately impacts performance metrics in global banking institutions. It delves into the significance of effective corporate governance, particularly through self-assessment frameworks such as Good Corporate Governance (GCG), in mitigating risks and enhancing organizational resilience. By employing a systematic literature review methodology, this study identifies key themes, trends, and gaps in current research surrounding the interplay between bank health, GCG self-assessment, and performance. It explores various dimensions including regulatory frameworks, risk management practices, and financial stability indicators to provide a comprehensive understanding of the subject matter. Furthermore, the article offers insights into potential avenues for future research and practical implications for policymakers and industry practitioners. By critically evaluating existing literature, this study contributes to the ongoing discourse on fostering transparency, accountability, and sustainability within the global banking sector. In conclusion, this article serves as a valuable resource for academics, policymakers, and industry professionals seeking to navigate the complex terrain of global financial markets and enhance the resilience and performance of banking institutions in an ever-changing landscape.
Global Perspectives on Financial Dynamics: Insights into the Interconnected Realms of Economics, Finance, and Accounting Muhammad Azizi; Loso Judijanto; Klemens Mere; Irwan Moridu; Muh. Abduh Anwar
Dinasti International Journal of Economics, Finance & Accounting Vol. 4 No. 6 (2024): Dinasti International Journal of Economics, Finance & Accounting (January-Febru
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v4i6.2305

Abstract

In today's increasingly interconnected global economy, understanding the dynamics of financial systems is paramount. This article delves into the intricate interplay between economics, finance, and accounting, offering a comprehensive exploration of their global perspectives. By synthesizing existing research, this article aims to elucidate key insights into the multifaceted nature of financial dynamics and their implications for various stakeholders. Through a systematic analysis of scholarly articles, theoretical frameworks, and empirical studies, this article identifies the complex relationships and dependencies among economic indicators, financial markets, and accounting practices. It examines how economic policies, market behaviors, and accounting standards influence each other in shaping the global financial landscape. Moreover, this article highlights the challenges and opportunities posed by globalization, technological advancements, and regulatory changes in the realms of economics, finance, and accounting. It discusses the role of emerging markets, the impact of financial innovations, and the importance of transparency and accountability in fostering financial stability and sustainable development worldwide. By synthesizing diverse perspectives and empirical findings, this article contributes to a deeper understanding of the interconnected dynamics driving financial systems globally. It underscores the need for interdisciplinary approaches and collaborative efforts to address the complexities and uncertainties inherent in today's financial environment, paving the way for informed decision-making and effective risk management strategies in an ever-evolving economic landscape.
The Effect of Liquidity and Leverage on Company Profitability Ernawati Ernawati; Delfian Zaman; PA Andiena Nindya Putri; Klemens Mere; Irwan Moridu
JURNAL ECONOMINA Vol. 5 No. 10 (2026): JURNAL ECONOMINA, Oktober 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i10.4587

Abstract

Profitability is a central indicator of corporate financial health, yet the effect of liquidity and leverage on it remains debated. This study examines the effect of liquidity and leverage on company profitability using a literature review method. Secondary data were drawn from peer-reviewed journals and academic textbooks, retrieved from scholarly databases, and analyzed qualitatively through data reduction, data display, and conclusion drawing. The synthesis shows that liquidity is mostly negatively associated with profitability, since excess liquid assets earn lower returns than productive investments, although firms facing uncertain cash flows may rationally hold buffers. The effect of leverage is mixed: moderate debt, especially short-term debt, can support profitability through tax benefits and managerial discipline, whereas excessive or long-term debt may erode earnings and increase distress risk. The findings also suggest that liquidity and leverage are interdependent and should be analyzed jointly. Future research should test these propositions empirically using emerging-market.
An Analysis of Digital Marketing Strategies in Improving MSME Competitiveness Utami Puji Lestari; Tri Apriyono; Ansri Jayanti; Klemens Mere; Muhammad Azizi
JURNAL ECONOMINA Vol. 5 No. 10 (2026): JURNAL ECONOMINA, Oktober 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i10.4777

Abstract

Micro, small, and medium enterprises (MSMEs) play an important role in economies but often face resource constraints that limit their ability to compete. Digital technologies offer opportunities to overcome some of these constraints, yet it remains unclear how digital marketing strategies relate to MSME competitiveness. This study aims to identify the digital marketing strategies relevant to MSMEs, analyze how these strategies relate to competitiveness, and synthesize the challenges and research gaps that emerge. The study employs a narrative literature review, with sources searched in Scopus and Google Scholar for publications from 2018 to 2026 and selected according to inclusion and exclusion criteria. The selected literature was analyzed using thematic analysis and synthesized narratively. The results are organized into three themes: digital marketing strategies and channels, the relationship between these strategies and competitiveness, and the factors that enable or hinder implementation. The synthesis shows that digital marketing is conceptualized as a coordinated combination of channels, with social media receiving particular attention, and that its contribution to competitiveness is not automatic but depends on firm capabilities, knowledge, and strategic orientation. Limited resources and the perceptions of owner-managers emerge as important constraints. The review also finds that few studies directly link specific digital marketing strategies to competitiveness outcomes in MSMEs. The study concludes that digital marketing strengthens MSME competitiveness when it is embedded in broader capabilities, and it recommends empirical research that tests specific strategies across sectors and levels of digital readiness.
An Analysis of the Effect of Training and Career Development on Employee Productivity Eli Retowati; Istiyawati Rahayu; Rivai Makduani; Klemens Mere; Darmawati Manda
JURNAL ECONOMINA Vol. 5 No. 10 (2026): JURNAL ECONOMINA, Oktober 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i10.4922

Abstract

Employee productivity is a key determinant of organizational competitiveness, yet evidence on how training and career development contribute to it remains inconsistent. This study aims to analyze the effect of training and career development on employee productivity using a literature review method. Sources were identified from academic databases for the period 2019 to 2025, screened against inclusion criteria, and synthesized through thematic content analysis. The findings indicate that training is generally positively related to productivity, although its effect depends on the transfer of learning and the context in which it is applied. Career development shows a more consistent positive relationship, operating through perceived organizational support and organizational attachment. When combined, the two practices are associated with higher productivity, partly through job satisfaction and organizational commitment. These results suggest that organizations should integrate training programs with clear career pathways. Future research should further test these relationships empirically using objective productivity measures.
The Impact of Sustainability Accounting Practices on Long-Term Corporate Value Creation Ari Purwanti; PA Andiena Nindya Putri; Nelly Patria; Klemens Mere; Suwandi Ng
JURNAL ECONOMINA Vol. 5 No. 10 (2026): JURNAL ECONOMINA, Oktober 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i10.4923

Abstract

Sustainability accounting has become increasingly important as companies face growing pressure to demonstrate how they manage environmental, social, and governance impacts, yet evidence on whether it creates long-term value remains fragmented. This study examines the impact of sustainability accounting practices on long-term corporate value creation using a systematic literature review with thematic synthesis, guided by the PRISMA 2020 reporting framework. Peer-reviewed studies were identified from major academic databases and analyzed against explicit inclusion and exclusion criteria. The synthesis shows a cautiously positive relationship between sustainability accounting and long-term value, operating through lower cost of capital, stronger stakeholder trust and resilience, and improved operational capabilities. However, this relationship is conditional: it is strongest when firms focus on financially material issues, integrate sustainability information into management control, and provide credible, assured disclosure. Contextual factors, including industry, institutional setting, and mandatory reporting regimes, further shape the outcomes. The review also reveals gaps, notably limited long-term evidence and a concentration on large firms in developed markets. The findings offer implications for managers, investors, and regulators, and suggest directions for future research.
Co-Authors Alfiana Ansri Jayanti Antonius Ary Setyawan Ari Purwanti Darmawati Manda Delfian Zaman Eli Retowati Ernawati Ernawati Firdaus Firdaus Hamzah Hamzah Hariandy Hasbi Irwan Moridu Istiyawati Rahayu Loso Judijanto Muh. Abduh Anwar Muhammad Asir Muhammad Azizi Muhammad Luthfi Hamzah Nelly Patria PA Andiena Nindya Putri PA Andiena Nindya Putri Rivai Makduani Siti Robiah Suwandi Ng Tri Apriyono Utami Puji Lestari