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All Journal Journal of Economic, Management, Business, Accounting Sustainability Journal Of Community Sustainability Multidisciplinary Journal of Religion and Social Sciences (MJRS)
Nala Amalia
Universitas Pahlawan Tuanku Tambusai
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Implementasi Fiqh Muamalah Dalam Hukum Ekonomi Syariah Pada Transaksi Modern Nala Amalia; Mohd Winario; Rahmawati Rahmawati; Yudi Irwan
Journal of Economic, Management, Business, Accounting Sustainability Vol. 3 No. 2 (2026): Mei 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v3i2.500

Abstract

This study aims to analyze the implementation of Islamic jurisprudence (fiqh muamalah) within Islamic economic law in modern transactions and to examine the relevance of Islamic principles to the development of the contemporary economic system. Technological developments and the digitalization of the economy have given rise to various forms of modern transactions, such as e-commerce, fintech, digital wallets, and online investments, which require Islamic legal studies to ensure their compliance with Islamic principles. This study employed a qualitative research method with a library research approach. Data were obtained from the Quran, hadith, books, scientific journals, fatwas from the National Council of Islamic Scholars (DSN-MUI), and various other literature related to Islamic jurisprudence (fiqh muamalah) and Islamic economic law. Data analysis was conducted using a descriptive-analytical technique, examining the concepts, principles, and implementation of Islamic jurisprudence (fiqh muamalah) in modern transactions. The results show that Islamic jurisprudence (fiqh muamalah) has the flexibility to address modern economic developments as long as the transactions do not contain elements of usury (riba), gharar (gharar), maysir (gambling), and harmful practices. The implementation of Islamic principles in modern transactions can create a more just, transparent, and socially beneficial economic system.
Literasi Keuangan Syariah Di SMPN 2 Kec. Bangkinang Kota Zubaidah Assyifa; Mohd Winario; Wahyu Febri Ramadhan Sudirman; Nala Amalia; Nur Amelia
Journal of Community Sustainability Vol. 3 No. 2 (2026): Juni 2026
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v3i2.524

Abstract

This community service activity was conducted at SMP Negeri 2 Bangkinang Kota, Kampar Regency, Riau Province. This activity aims to socialize basic knowledge about Islamic economics to students from an early age so that they have a good understanding of Islamic economic principles in everyday life. The material presented covered the basic concepts of Islamic economics, the importance of avoiding usury practices, and the application of the values ​​of justice and honesty in economic activities. The results of the activity indicate that the implementation of the community service went well and achieved the set targets. This success was evident in the achievement of the planned number of participants, the achievement of the activity objectives, the delivery of all materials according to plan, and the increased ability of participants to understand the material presented. Furthermore, participant enthusiasm throughout the activity was also very high. This was evident from the active participation of students in the discussion and question and answer sessions. The level of participant satisfaction was also quite good, as evidenced by their ability to answer the questions posed. This activity provided benefits in the form of increased student knowledge and understanding of Islamic economic principles and their application.
Pengaruh Literasi Keuangan Dan Inklusi Keuangan Terhadap Pertumbuhan Aset Bank Umum Konvensional Dan Syariah Zubaidah Assyifa; Mifta Hasda; Rahmawati Rahmawati; Nur Amelia; Nala Amalia
Multidisciplinary Journal of Religion and Social Sciences Vol. 3 No. 4 (2026): Oktober 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/mjrs.v3i4.615

Abstract

This study aims to analyze the impact of financial literacy and financial inclusion on the asset growth of Conventional Commercial Banks (BUK) and Sharia Commercial Banks (BUS) in Indonesia. The research is motivated by the gap between the rise in financial literacy and inclusion and the asset growth of the banking industry, particularly the Sharia banking sector. A qualitative research method was employed, utilizing a literature review and document analysis approach. Data were gathered through an examination of various literature, prior research findings, official reports, and relevant documents concerning financial literacy, financial inclusion, and banking asset trends. The results indicate that financial literacy plays a crucial role in enhancing public understanding of financial products, services, and management, thereby potentially driving asset growth for both BUK and BUS. Meanwhile, financial inclusion contributes by expanding public access to formal financial services. These findings support Financial Intermediation Theory, Financial Literacy Theory, Financial Inclusion Theory, and Trust Theory as frameworks for explaining the relationships among financial understanding, service access, public trust, and banking asset growth in Indonesia.
Co-Authors Mifta Hasda Mohd. Winario Nur Amelia Rahmawati Rahmawati Wahyu Febri Ramadhan Sudirman Yudi Irwan Zubaidah Assyifa