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All Journal Sharing: Journal Of Islamic Economics, Management And Business Journal of Economic, Management, Business, Accounting Sustainability Journal Of Community Sustainability
Nur Amelia
Universitas Pahlawan Tuanku Tambusai
Religion Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences Other

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URGENSI ZISWAF DALAM PENGEMBANGAN PEREKONOMIAN DI INDONESIA Nur Amelia; Rahmawati Rahmawati; Lismawati Lismawati; Rifqil Khairi; Zubaidah Assyifa
Sharing: Journal of Islamic Economics Management and Business Vol. 2 No. 2 (2023): Desember 2023
Publisher : Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/sharing.v2i2.23408

Abstract

This article discusses the role of Zakat, Infaq and Alms (Ziswaf) in microeconomic development in This article discusses the role of Zakat, Infaq and Alms (Ziswaf) in microeconomic development in Indonesia. The author explains Ziswaf's urgency in empowering small communities, especially those in the lower economic strata. Funds collected from zakat, infaq and alms can be allocated to support micro and small businesses, provide business capital, and provide training and mentoring to improve the skills and capacity of micro communities. The research method applied is the literature research method or literature review, which is focused on the analysis and synthesis of written works that are relevant to the research topic. The research results show that increasing ZISWAF fund collection has a positive impact on social religious life, poverty alleviation, equitable development, human development, and economic growth. If managed optimally, the existence of ZISWAF will provide a significant boost to economic growth. Therefore, it is emphasized that the government needs to provide greater support to exploit the potential of the ZISWAF instrument in Indonesia.
Penguatan Literasi Keuangan Syariah Bagi Santri Di Pondok Pesantren Madrasah Tarbiyah Islamiyah (PPMTI) Kabupaten Kampar Muhammad Zakir; Rahmawati Rahmawati; Mohd Winario; Rifqil Khairi; Hairullah Efendi; Nur Amelia
Journal of Community Sustainability Vol. 3 No. 2 (2026): Juni 2026
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v3i2.521

Abstract

This community service activity was conducted at the Air Tiris Islamic Boarding School (PPMTI) in Kampar Regency, targeting students currently studying. The activity, themed "Strengthening Sharia Financial Literacy for Students at PPMTI in Kampar Regency," aimed to increase students' knowledge of sharia financial concepts in accordance with Islamic principles. The results of the activity showed an increase in students' understanding of sharia-compliant economic transactions after participating in the counseling. Prior to the activity, most participants had a limited understanding of the difference between sharia-compliant transactions and those containing riba (usury). Through the presentation of material, interactive discussions, and case studies relevant to everyday life, students gained a better understanding of the principles of justice, honesty, and welfare in economic activities. The counseling also succeeded in raising students' awareness to avoid riba practices and to be more selective in choosing sharia-compliant transactions. The enthusiasm of the participants throughout the activity demonstrated that the counseling was effective in improving sharia-compliant financial literacy within the Islamic boarding school environment.
Literasi Keuangan Syariah Di SMPN 2 Kec. Bangkinang Kota Zubaidah Assyifa; Mohd Winario; Wahyu Febri Ramadhan Sudirman; Nala Amalia; Nur Amelia
Journal of Community Sustainability Vol. 3 No. 2 (2026): Juni 2026
Publisher : EL-EMIR INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/jocs.v3i2.524

Abstract

This community service activity was conducted at SMP Negeri 2 Bangkinang Kota, Kampar Regency, Riau Province. This activity aims to socialize basic knowledge about Islamic economics to students from an early age so that they have a good understanding of Islamic economic principles in everyday life. The material presented covered the basic concepts of Islamic economics, the importance of avoiding usury practices, and the application of the values ​​of justice and honesty in economic activities. The results of the activity indicate that the implementation of the community service went well and achieved the set targets. This success was evident in the achievement of the planned number of participants, the achievement of the activity objectives, the delivery of all materials according to plan, and the increased ability of participants to understand the material presented. Furthermore, participant enthusiasm throughout the activity was also very high. This was evident from the active participation of students in the discussion and question and answer sessions. The level of participant satisfaction was also quite good, as evidenced by their ability to answer the questions posed. This activity provided benefits in the form of increased student knowledge and understanding of Islamic economic principles and their application.
Konsep Gharar Dalam Transaksi Modern Dan Implikasinya Terhadap Keabsahan Akad Nur Amelia; Mohd Winario; Zubaidah Assyifa
Journal of Economic, Management, Business, Accounting Sustainability Vol. 3 No. 2 (2026): Mei 2026
Publisher : EL-EMIR Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63477/joembas.v3i2.482

Abstract

This study aims to analyze the concept of gharar in modern transactions and its implications for the validity of contracts from an Islamic legal perspective. Technological developments and economic digitalization have given rise to various new forms of transactions, such as e-commerce, fintech, digital investment, and online trading, which potentially contain elements of ambiguity, speculation, and uncertainty. This situation necessitates a reexamination of the application of the concept of gharar in contemporary muamalah practices. The research method used is qualitative research with a library research approach. Data were obtained through a review of classical fiqh literature, scientific journals, books, fatwas of scholars, and previous research related to gharar and modern transactions. The results show that elements of gharar are still prevalent in various modern transactions, especially those with unclear objects, prices, contract mechanisms, and high risks. This study also found that the dominant presence of gharar can render a contract invalid because it contradicts the principles of justice, transparency, and willingness in Islamic law. Therefore, a comprehensive understanding of sharia principles in modern transaction practices is necessary.
Co-Authors Hairullah Efendi Lismawati Lismawati Mohd. Winario Muhammad Zakir Nala Amalia Rahmawati Rahmawati Rifqil Khairi Wahyu Febri Ramadhan Sudirman Zubaidah Assyifa