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All Journal Jukerdi: Jurnal Kewirausahaan Cerdas Dan Digital Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan
Suci Wulandari
Universitas Bangka Belitung
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Pengaruh Akses Layanan Keuangan Digital dan Inklusi Keuangan terhadap Kinerja Keuangan Coffee Shop di Kota Pangkalpinang Suci Wulandari; Antonio Lisiadi; Muhammad Haikal Faran Fajri; Nizwan Zukhri
Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan Vol. 3 No. 3 (2024): September: Jurnal Ekonomi, Manajemen Pariwisata dan Perhotelan
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jempper.v3i3.5885

Abstract

This study examines how access to digital financial services and the level of financial inclusion affect the financial performance of coffee shops operating in Pangkalpinang. Using a quantitative approach and data from 50 respondents, the results indicate that both variables have a positive and significant impact on business financial performance. The analysis shows that transaction digitalization and financial inclusion enhance efficiency, profitability, and the stability of small enterprises. These findings provide valuable insights for developing financial strategies in the MSME sector and suggest the need to improve digital financial literacy as well as to expand the use of digital financial services by business actors and relevant institutions. The study also recommends further research to broaden the variables and geographic scope to obtain more generalizable results.
Kewirausahaan: Membangun Ekonomi Lokal Dan Mengarahkan Masa Depan Berdaya Saing Ditengah Kasus Korupsi Timah 271T Bangka Belitung Suci Wulandari; Tiara Augus Fitriani; Indah Noviyanti
Jurnal Kewirausahaan Cerdas dan Digital Vol. 1 No. 5 (2024): Oktober: Jurnal Kewirausahaan Cerdas dan Digital
Publisher : Asosiasi Riset Ilmu Manajemen Kewirausahaan dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jukerdi.v1i3.170

Abstract

The Bangka Belitung Islands are known to be rich in tin resources so it cannot be denied that most of the people make their living from tin but are now shackled by the 271T corruption case. This study aims to evaluate how big the impact of entrepreneurship is on Bangka Island, especially Central Bangka Regency, after the rise in tin corruption cases which disrupted people's work, apart from that local fishermen were also affected by the existence of sea mines. Entrepreneurship plays an important role in building local economies and guiding a competitive future. This research aims to analyze how the Timah 271T Bangka Belitung corporation can increase its competitive capabilities through entrepreneurship that is oriented towards developing local resources and increasing community participation in the economic development process. This research applies a quantitative approach in its methodology and utilizes a questionnaire as a data collection tool. The population studied was MSME entrepreneurs in Central Bangka Regency, with a total of 39 respondents. The multiple regression analysis used, namely SPSS version 27 software, was used as a data analysis method. The test results show that the coefficient of determination is 0.288, which means that around 28.8% of the variation in the dependent variable can be seen in the independent variables studied. This value shows that the Local Economy and Competitiveness variables influence Entrepreneurship in MSMEs in Central Bangka by 28.8%. The t test results show that Local Economy (X1) has no influence on Entrepreneurship, while Competitiveness (X2) has a significant influence on MSME entrepreneurship in Central Bangka. The results of this research will contribute to the development of effective entrepreneurial strategies to increase the competitiveness of MSME entrepreneurs in Central Bangka and encourage local economic growth.
Co-Authors Antonio Lisiadi Indah Noviyanti Muhammad Haikal Faran Fajri Nizwan Zukhri Tiara Augus Fitriani