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All Journal Entrepreneur : Jurnal Bisnis Manajemen dan Kewirausahaan Journal of Sharia Accounting and Tax (JSAT Contemporary Islamic Economic and Business Review
Diana Djuwita
UIN Siber Syekh Nurjati Cirebon
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Strategi Peningkatan Kinerja Karyawan BTN Syariah KCPS Plered Cirebon Khamidah; Sri Rokhlinasari; Diana Djuwita
CIEBER: Contemporary Islamic Economic and Business Review Vol. 1 No. 2 (2025): CIEBER: Contemporary Islamic Economic and Business Review
Publisher : Fakultas Ekonomi dan Bisni Islam UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/cieber.v1i2.8

Abstract

This study aims to analyze the internal and external environment of BTN Syariah KCPS Plered and to identify appropriate strategies for improving employee performance using SWOT analysis. The research employs a qualitative approach with SWOT analysis as the main analytical framework. Primary data were collected through observation, interviews, and documentation, while secondary data were obtained from company records, literature, and journals. The data analysis process involved data collection, data reduction, data presentation, and conclusion drawing. To ensure data validity, a credibility test using source triangulation was applied to examine the issues identified in the research subjects. The results indicate that, internally, the main strengths of BTN Syariah KCPS Plered include competent human resources, an Islamic work culture, and strong managerial support. The identified weaknesses consist of limited continuous training programs, unequal workload distribution, and a less optimal performance evaluation system. Externally, the bank’s opportunities include the increasing public interest in Islamic banking products and supportive government policies, while threats come from intense competition among Islamic banks and fluctuations in national economic conditions. Employee performance improvement strategies at BTN Syariah KCPS Plered are formulated based on the results of the SWOT analysis. The SO (Strength–Opportunity) strategy utilizes internal strengths to seize external opportunities by enhancing service quality and developing innovative Islamic banking products. The WO (Weakness–Opportunity) strategy focuses on improving employee competencies through continuous training and development programs. The ST (Strength–Threat) strategy aims to strengthen customer loyalty amidst growing competition, while the WT (Weakness–Threat) strategy emphasizes maintaining productivity stability through workload management, enhancing supporting facilities, implementing digital monitoring systems, and conducting regular employee coaching.
Perbandingan Model Altman Z-Score, Taffler, dan Grover: Studi dalam Memprediksi Kebangkrutan Perusahaan Subsektor Makanan dan Minuman Fatimah Az-Zahra Nurdianto; Diana Djuwita; Abdul Muizz Abdul Wadud Kasyful Anwar
Journal of Sharia Accounting and Tax Vol. 4 No. 1 (2026): Journal of Sharia Accounting and Tax
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70095/jsat.v4i1.687

Abstract

Penelitian ini bertujuan untuk membandingkan hasil prediksi kepailitan dan menentukan model paling akurat untuk perusahaan subsektor makanan dan minuman yang terdaftar di BEI periode 2021–2023 menggunakan model Altman Z-Score, Taffler, dan Grover. Penelitian ini menggunakan pendekatan kuantitatif dengan metode komparatif dan teknik purposive sampling, sehingga diperoleh 19 perusahaan dengan total 57 data yang dianalisis melalui analisis deskriptif, uji Kruskal Wallis, uji Dunn Bonferroni, dan uji tingkat akurasi. Hasil penelitian menunjukkan bahwa Altman Z-Score menghasilkan klasifikasi yang lebih seimbang, Taffler cenderung mengklasifikasikan perusahaan dalam kondisi kesulitan keuangan, Grover dominan mengklasifikasikan perusahaan sebagai sehat. Tes Kruskal Wallis menunjukkan perbedaan yang signifikan antar model, yang diperkuat oleh tes Dunn Bonferroni bahwa ada perbedaan yang signifikan antara Altman dan Taffler dan Grover, tetapi tidak antara Taffler dan Grover. Hasil uji akurasi menunjukkan bahwa model Altman Z-Score memiliki tingkat akurasi tertinggi sebesar 75,44%, disusul oleh Grover sebesar 64,91% dan Taffler sebesar 43,86%, sehingga Altman Z-Score dianggap sebagai model yang paling akurat dalam memprediksi kondisi keuangan perusahaan pada periode penelitian.
Pengaruh Islamic Lifestyle dan Islamic Branding Terhadap Keputusan Masyarakat Kota Cirebon Dalam Menggunakan Produk Perbankan Syariah Prayogi Hasan; Rita Kusumadewi; Diana Djuwita; Budi Rusdian
Entrepreneur: Jurnal Bisnis Manajemen dan Kewirausahaan Vol. 6 No. 2 (2025): JULI
Publisher : Program Studi Manajemen Fakultas Ekonomika dan Bisnis Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/entrepreneur.v6i2.13897

Abstract

The rapid growth of Islamic banking in Indonesia is inseparable from the increasing public awareness of the importance of using halal products so that it changes people's lifestyles into an Islamic lifestyle or Islamic Lifestyle and marketing efforts made by Islamic Banking through Islamic Branding which can increase people's decisions to use Islamic banking products. The increasingly popular Islamic Lifestyle and Islamic Branding are considered keys that can contribute to increasing decisions to use Islamic banking products. Thus, this study aims to find the influence of Islamic lifestyle and Islamic branding on the decision to use Islamic Banking products in the Cirebon City Community. This study uses a quantitative approach with a field research method (Field Research), the sampling technique is carried out using a non-probability sampling method with a purposive sampling type. Thus it can be seen that the sample in this study amounted to 100 respondents. The data analysis technique in this study was analyzed using multiple linear regression using the IBM SPSS Statistics version 30 application. The results of the study indicate that the Islamic lifestyle variable has a positive and significant influence on the decision to use Islamic Banking products with a partial influence of 14.87%. The Islamic branding variable has a positive and significant influence on the decision to use Islamic Banking products with a partial influence of 11.37%. The results of the simultaneous test (F test) show that the Islamic lifestyle and Islamic branding variables have a positive and significant influence on the decision to use Islamic Banking products with a simultaneous influence of 26.3%.
Co-Authors Abdul Muizz Abdul Wadud Kasyful Anwar Budi Rusdian Fatimah Az-Zahra Nurdianto Khamidah Kusumadewi, Rita Prayogi Hasan Sri Rokhlinasari