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All Journal Al-Tsiqoh : Jurnal Ekonomi dan Dakwah Islam Dirosatuna: Journal of Islamic Studies SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah IIJSE Majapahit Journal of Islamic Finance dan Management Majapahit Journal of Islamic Finance dan Management
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Ekonomi Syariah, Syariah, Universitas KH. Abdul Chalim
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Pengaruh Kreativitas dan Kecerdasan Spiritual Terhadap Efikasi Diri dan Kemandirian Mahasiswa Sundari Sundari
Al-Tsiqoh : Jurnal Ekonomi dan Dakwah Islam Vol 1 No 1 (2016): Dakwah Islam
Publisher : Institut Pesantren KH Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (0.272 KB)

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh kreativitas dan kecerdasan spiritual terhadap efikasi diri dan kemandirian mahasiswa. Populasi dalam penelitian ini adalahmahasiswa jurusan manajemen Fakultas Ekonomi UNIM (Universitas Islam Majapahit)Mojokerto tahun ajaran 2013/2014 sebanyak 115 orang. Jenis pengambilan sampel yangdigunakan dalam penelitian ini adalah simple random sampling dan jumlah sampel yangdigunakan sebanyak 113 orang. Adapun teknik pengumpulan data yang digunakan yaitu angket,wawancara, dan dokumentasi. Sedangkan metode analisis menggunakan teknik StructuralEquation Modeling (SEM). Hasil penelitian menunjukkan bahwa kreativitas berpengaruhsignifikan terhadap efikasi diri mahasiswa. Kreativitas berpengaruh signifikan terhadapkemandirian mahasiswa. Kecerdasan spiritual berpengaruh signifikan terhadap efikasi dirimahasiswa. Efikasi diri berpengaruh signifikan terhadap kemandirian mahasiswa. Sedangkankecerdasan spiritual tidak berpengaruh terhadap kemandirian mahasiswa. Kreativitas tidakberpengaruh terhadap kemandirian melalui efikasi diri mahasiswa. Demikian juga kecerdasanspiritual tidak berpengaruh terhadap kemandirian melalui efikasi dirimahasiswa.
IMPLEMENTATION ANALYSIS OF IJARAH AL-MUNTAHIAH BI AL-TAMLIK (IMBT) IN SHARIA LEASING Sundari Sundari; Efi Nurhidayah; Ubaid Aisyul Hana
Dirosatuna: Journal of Islamic Studies Vol 5 No 2 (2022): Islamic Education and Behaviour
Publisher : Institute of Research and Community Service, Institute of Pesantren Kiyai Haji Abdul Chalim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/drstn.v5i2.3342

Abstract

Leasing is one type of financial institution. Financial institutions can be regarded as alternative sources of financing whose activities are carried out by providing funds or capital goods by not withdrawing funds directly from the public in the form of demand deposits, deposits, savings, and promissory notes. This research is library research, which studies collecting library data. The nature of this research is a descriptive analysis that explains the legal relationship in sharia leasing contained in the contracts that frame it, namely the Ijarah contract and the ijarah al-muntahiyah bi al-tamlik contract. In pledging a sharia leasing object, the customer is not authorized to guarantee the object because the object is still the property of the lessor. At the same time, the lessee has yet to become the owner of the object. This applies to both Ijarah contracts and ijarah al-muntahiyah bi al-tamlik contracts. In the ijarah al-muntahiyah bi al-tamlik contract, there is only a transfer of ownership at the end of the lease period. During the rental period, the customer is only a tenant, not yet an owner. So that leasing is no longer taboo for the people of Indonesia. Moreover, in Islam, there is no prohibition on sharia leasing. Its development is also increasing, considering the increasing needs of the community. Sharia leasing cannot be separated from ijarah al-muntahiyah bi al-tamlik, usually abbreviated as IMBT.
Pengaruh Kualitas Pelayanan terhadap Tingkat Kepuasan Nasabah BMT Global Madani Indonesia: PENGARUH KUALITAS PELAYANAN TERHADAP TINGKAT KEPUASAN NASABAH BMT GLOBAL MADANI INDONESIA Sundari; Diah Syifaul A’yuni; Muawanah; Ainun Nur Rofikoh
SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Vol 2 No 02 (2020): SAUJANA: Jurnal Perbankan Syariah dan Ekonomi Syariah
Publisher : STEI Kanjeng Sepuh Gresik Jawa Timur

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Abstract

Karena perkembangan BMT di Indonesia sangat signifikan maka akan terjadi persaingan yang semakin sulit dan membutuhkan berbagai strategi agar bisa berkembang dan memperoleh banyak anggota. Maka dari itu salah satu strategi yang harus diperhatikan adalah mengenai pelayanan, karena dengan adanya pelayanan yang berkualitas maka anggota akan menjadi puas dan tetap melakukan transaksi. Karena BMT Global Madani Indonesia adalah BMT yang saat ini sedang berkembang, sehingga BMT tersebut memerlukan suatu langkah yang tepat untuk meningkatkan kepuasah nasabah-nasabahnya. Oleh karena itu, penulis memilih BMT Global Madani Indonesia sebagai tempat penelitian dengan harapan bisa memberikan suatu manfaat bagi kemajuan BMT Global Madani dari hasil penelitian yang dilakukan ini. Analisis dalam penelitian ini dilakukan secara deskriptif dengan pendekatan kuantitatif dan data yang diperoleh dari hasil penyebaran kuesioner akan dianalisis berdasarkan bagaimana kualitas pelayan terhadap nasabah BMT Global Madani. Dengan demikian akan diperoleh kesimpulan tentang bagaimana kualitas pelayan terhadap nasabah BMT Global Madani. Hasil dari analisis dalam penelitian ini menunjukkan bahwa bukti fisik, kehandalan, daya tangkap, jaminan, dan kepedulian terhadap nasabah berpengarus signifikan terhadap kepuasan nasabah, hal ini di tandakan dengan jawaban dari kuesioner yang mayoritas menyatakan setuju pada semua peryataan yang ada di kuesioner. Hasil yang signifikan ini akan membawa pengaruh besar apabila kualitas pelayanan dapat dikelola dengan baik, karena akan meningkatkan kepuasan nasabah.
ANALISIS IMPLEMENTSI AKAD ISTISHNA' PEMBIAYAAN RUMAH Sundari Sundari; Muhammad Mujtaba Mitra Zuana
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 1 No 1 (2018): Ekonomi Islam: July, 2018
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v1i1.72

Abstract

Penelitian ini bertujuan untuk mengetahu bagaimana praktek akad istishna yang diterapkan oleh perumahan alam desa ketidur mojokerto. Jenis penelitian ini adalah peneltian kualitatif deskriptif dengan pemaparan yang berkaitan dengan pemecahan masalah yang ada. Hasil penelitian ini bahwa akad yang digunakan adalah akad istihna dengan terbebas dari riba/bunga, Juga, menganut konsep tidak menerapkan suku bunga atau riba, tidak ada denda, tidak menjamin barang yang bukan milik pembeli, dan harga kredit yang ditentukan berlaku tetap hingga lunas, jaminan yang diterapkan berupa jaminan barang (rahn).
The Effect of Economic Literature and Informal Economic Education on The Consumption Behavior Sundari; Muawanah; Fendik Asmoro
Majapahit Journal of Islamic Finance and Management Vol. 1 No. 2 (2021): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

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Abstract

The study aims to determine the effect of economic literacy, informal economy education on the consumption behavior of Institut Pesantren KH.Abdul Chalim Students Regular Program 2015-2018. The population in this study were all regular students of Institut Pesantren KH.Abdul Chalim Regular Program 2015-2018. The sample was 25% of the total population, namely 85 respondents. Data collection techniques were in the form of tests, questionnaires and documentation. The research was a quantitative study with the data analysis technique used was multiple regression analysis. The results of the study show that there is an influence between the variables of economic literacy on consumption behavior, between the variables of informal economy education on consumption behavior, and between the variables of economic literacy and informal economy education on consumption behavior. The coefficient of determination (R2) of economic literacy, informal economic education on consumption behavior is 0.114 or 11.4%.
The Role of Wakalah Contract Implementation in Increasing Interest in Becoming A Reseller Mohammad Fatchur Roziq; Sundari; Muhammad Mujtaba Mitra Zuana
Majapahit Journal of Islamic Finance and Management Vol. 2 No. 1 (2022): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

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Abstract

Online stores provide offers and convenience in doing business in the current era, starting from offering initial capital, and shipping goods to storage/warehouses. The rapid development of information technology has had an impact on the large growth of online stores, one of which is fashion resellers from children, teenagers to adults. Fayana is an online store that implements a reseller recruitment program to market its products using the Wakalah Agreement, As-Salam Contract, Wa’ad Contract, and Istishna. This study aims to analyze the role of implementing wakalah contracts in increasing interest in becoming a reseller at the Fayana Collection Store Surabaya. The research uses a qualitative approach. The results of this study showed that the implementation of the Wakalah Agreement played a role in increasing the interest of resellers to join Fayana Stores, in addition to one of the advantages of this store there was also an increase in the discount rate from 5% to 20%.
The Effect of Economic Literature and Informal Economic Education on The Consumption Behavior Sundari Sundari; Muawanah Muawanah; Fendik Asmoro
Majapahit Journal of Islamic Finance and Management Vol. 1 No. 2 (2021): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v1i2.14

Abstract

The study aims to determine the effect of economic literacy, informal economy education on the consumption behavior of Institut Pesantren KH.Abdul Chalim Students Regular Program 2015-2018. The population in this study were all regular students of Institut Pesantren KH.Abdul Chalim Regular Program 2015-2018. The sample was 25% of the total population, namely 85 respondents. Data collection techniques were in the form of tests, questionnaires and documentation. The research was a quantitative study with the data analysis technique used was multiple regression analysis. The results of the study show that there is an influence between the variables of economic literacy on consumption behavior, between the variables of informal economy education on consumption behavior, and between the variables of economic literacy and informal economy education on consumption behavior. The coefficient of determination (R2) of economic literacy, informal economic education on consumption behavior is 0.114 or 11.4%.
The Role of Wakalah Contract Implementation in Increasing Interest in Becoming A Reseller Mohammad Fatchur Roziq; Sundari Sundari; Muhammad Mujtaba Mitra Zuana
Majapahit Journal of Islamic Finance and Management Vol. 2 No. 1 (2022): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v2i1.20

Abstract

Online stores provide offers and convenience in doing business in the current era, starting from offering initial capital, and shipping goods to storage/warehouses. The rapid development of information technology has had an impact on the large growth of online stores, one of which is fashion resellers from children, teenagers to adults. Fayana is an online store that implements a reseller recruitment program to market its products using the Wakalah Agreement, As-Salam Contract, Wa’ad Contract, and Istishna. This study aims to analyze the role of implementing wakalah contracts in increasing interest in becoming a reseller at the Fayana Collection Store Surabaya. The research uses a qualitative approach. The results of this study showed that the implementation of the Wakalah Agreement played a role in increasing the interest of resellers to join Fayana Stores, in addition to one of the advantages of this store there was also an increase in the discount rate from 5% to 20%.
Co-Authors Ainun Nur Rofikoh Diah Syifaul A'yuni Efi Nurhidayah Fendik Asmoro Mohammad Fatchur Roziq Muawanah Muawanah Muawanah Muhammad Mujtaba Mitra Zuana Muhammad Mujtaba Mitra Zuana Ubaid Aisyul Hana