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ISLAMIC SOCIAL FINANCE AS A CATALYST FOR INCLUSIVE AND SUSTAINABLE DEVELOPMENT: INTEGRATING ZAKAT, WAQF, AND ISLAMIC ECONOMIC PRINCIPLES Siti Habibatur Rahma; Siti Shoimatul Azizah
International Conference on Humanity Education and Society (ICHES) Vol. 5 No. 1 (2026): The 5th International Conference on Humanity Education and Society (ICHES)
Publisher : FORPIM PTKIS ZONA TAPAL KUDA

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sustainable development requires a development framework that balances economic growth, social justice, inclusiveness, and long-term societal welfare. In this context, Islamic social finance, encompassing zakat and waqf, offers a normative and institutional mechanism based on the principles of redistribution and social responsibility. This study aims to analyze the role of Islamic social finance as a catalyst for inclusive and sustainable development through the integration of zakat and waqf within the Islamic economic system. This study uses an empirical approach by analyzing the contribution of zakat and waqf instruments to poverty alleviation and community economic empowerment. Data were obtained from institutional reports and community economic indicators, then analyzed descriptively and analytically. The results show that effective and integrated management of zakat and waqf can increase community income, strengthen community-based economic activities, and reduce poverty levels. This study concludes that Islamic social finance functions not only as a philanthropic instrument but also as a sustainable development model that supports inclusive economic growth and social transformation.
Peran Good Manufacturing Practice dalam Meningkatkan Mutu Produk dan Daya Saing UD. Elsheha Perspektif Ekonomi Islam Uswatun Hasanah; Siti Habibatur Rahma
Social Science Academic Vol. 4 No. 1 (2026)
Publisher : Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/ssa.10350

Abstract

The implementation of Good Manufacturing Practice (GMP) is an important strategy to improve product quality and strengthen the competitiveness of food Micro, Small, and Medium Enterprises (MSMEs). However, studies on GMP implementation through an in-depth qualitative approach at the MSME level, particularly in relation to improving product quality and business competitiveness from an Islamic economic perspective, are still relatively limited. This study aims to analyze the implementation of GMP at UD. Elsheha, evaluate its compliance with the principles of Good Processed Food Production Practices (CPPOB), and examine its role in improving product quality and business competitiveness. The study used a qualitative approach with a case study design through observation, semi-structured interviews, and documentation. Data analysis was carried out through data reduction, data presentation, and conclusion drawing, while data validity was tested using source triangulation. The results of the study indicate that UD. Elsheha has implemented most of the GMP principles, including raw material control, sanitation, environmental cleanliness, process control, storage, and product distribution. However, improvements are still needed in the consistency of the use of personal protective equipment, documentation systems, the development of standard operating procedures, and product traceability. The implementation of GMP contributes to improved product quality, production process consistency, consumer trust, and business competitiveness. From an Islamic economic perspective, GMP implementation reflects the principles of halal, thayyiban, amanah, and ihsan, demonstrating producer responsibility in producing safe, high-quality, and sustainable products.
Optimizing The Potential of Productive Waqf in Encouraging Sharia Economic Growth Siti Habibatur Rahma; Wildatun Musyarrofah
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 11 No. 01 (2026): JESPB Edisi April 2026
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v11i01.3213

Abstract

The purpose of this study is to identify wakaf potential and analyze strategies for optimal pengelolaannya to make a more significant contribution to the development of the syariah economy. The research method used is qualitative with a descriptive approach, demonstrating the researcher's efforts to solve actual problems through data collection, compilation, classification, analysis, and interpretation. The data collection technique used is library research, in which the researcher reads, studies, and analyzes books, journals, and articles written by researchers. The results indicate that professional and productive management, a transparent and accountable management system, and the use of digital technology can optimize the potential of waqf. In addition, good synergy starts from the government, Islamic financial institutions, and the community is a crucial factor in strengthening the waqf ecosystem. With the right strategy, wakaf has the potential to become one of the main pillars in the development of the various sectors of the syariah economy, particularly in the areas of education, health, and micro, small, and medium business (UMKM).
PENGARUH STRATEGI PEMASARAN DIGITAL MELALUI LIVE STREAMING DAN AFFILIATE MARKETING TERHADAP KEPUTUSAN PEMBELIAN PRODUK FASHION MUSLIM DI TIKTOK JAWA TIMUR Siti Habibatur Rahma; Siti Shoimatul Azizah; Nuril Qomariyah
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. X | No. 2 | 2025
Publisher : Universitas Islam Negeri Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30829/ajei.v10i2.25931

Abstract

Businesses must use digital marketing as a strategic tool to address customers' increasingly digital behavior when doing transactions and searching for information. This study's main goal is to analyze live streaming and affiliate marketing strategies that influence consumers' decisions to purchase Muslim fashion items on TikTok, East Java. The purpose of this is to increase knowledge about how these strategies affect the decision to buy on social media platforms. In addition, it is anticipated that this research will help businesses develop more competitive and appropriate marketing strategies for this competitive digital platform. The research methodology in this study is quantitative and uses purposive sample collection from respondents who use Tiktok in Jawa Timur. Data is collected using a questionnaire with a Likert scale, and SPSS software is used to analyze Berganda regressions. The results of the uji indicate that live streaming has a positive significant impact on sales, with a thitung value of 5,488 that is higher than the ttabel value of 1,985; affiliate marketing has a negative significant impact on sales, with a thitung value of 5,031 that is lower than the ttabel value of 1,985; and both of them have a simultaneous (joint) impact on sales with an Fhitung value of 19,574.
Optimalisasi Literasi dan Strategi Pemanfaatan Sertifikasi Halal Bagi Pelaku UMKM Siti Habibatur Rahma
ALMUJTAMAE: Jurnal Pengabdian Masyarakat Vol. 6 No. 1 (2026): April
Publisher : Universitas Djuanda Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30997/almujtamae.v6i1.24479

Abstract

Sertifikasi halal merupakan komponen penting dalam memastikan kehalalan produk dan meningkatkan kepercayaan konsumen terhadap produk yang dihasilkan oleh usaha mikro, kecil, dan menengah (UMKM). Namun, banyak UMKM kurang memahami prosedur, manfaat, dan praktik terbaik dalam memanfaatkan sertifikasi halal untuk pengembangan usaha mereka. Oleh karena itu, penelitian ini bertujuan untuk meningkatkan pemahaman UMKM tentang sertifikasi halal. Kegiatan ini menggunakan penelitian aksi partisipatif (PAR) yang melibatkan partisipasi aktif masyarakat melalui penyuluhan, pelatihan, dan pendampingan terkait sertifikasi halal. Pelaksana Program Pengabdian Kepada Masyarakat (PKM) Sumber Pandan mengumpulkan data secara langsung melalui observasi, diskusi kelompok, dan dokumentasi kegiatan. Hasil kegiatan menunjukkan bahwa UMKM memiliki pemahaman yang lebih baik tentang proses aplikasi sertifikasi halal, bahwa label halal meningkatkan kepercayaan konsumen, dan bahwa terdapat peluang pengembangan bisnis berbasis halal. Oleh karena itu, peningkatan literasi halal melalui kegiatan penyuluhan masyarakat terbukti memberikan kontribusi positif dalam meningkatkan kesadaran dan kesiapan UMKM untuk mengajukan sertifikasi halal. Dengan demikian, disarankan agar program pendidikan dan pendampingan sertifikasi halal diimplementasikan secara berkelanjutan untuk mendukung peningkatan kualitas produk dan daya saing UMKM.