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All Journal AL-MUTTAQIN : Jurnal Studi, Sosial, dan Ekonomi Jurnal Sinestesia Bukhori: Kajian Ekonomi dan Keuangan Islam Indonesian Economic Review SENMEA Islamic Micro Finance Journal Ribhuna: Jurnal Keuangan dan Perbankan Syariah
Moch Sulchan
Institut Agama Islam Al-Fatimah Bojonegoro
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Journal : Islamic Micro Finance Journal

 1 
The Impact of Human Resource Quality and Business Capital on the Growth of MSMEs in Suruh Village, Trenggalek Regency Sulchan, Moch
Islamic Micro Finance Journal Vol. 1 No. 1 (2024): Edisi I, Februari 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This research is driven by the significance of Micro, Small, and Medium Enterprises (MSMEs), which are regarded as critical due to their capacity to employ individuals and provide economic assistance to a large population. However, despite their vitality, MSMEs are not exempt from the challenges they encounter, which include inadequate business capital and substandard human resources. The primary objective of this study is to investigate the impact of human resource quality and business capital on the growth and progress of micro, small, and medium-sized enterprises. This study employs a quantitative methodology and is of the associative variety. The data were gathered via a questionnaire employing the purposive sampling procedure. The investigation utilized a sample size of 135 participants, specifically MSME actors residing in Suruh Village, Suruh District, Trenggalek Regency. Subsequently, the questionnaire data underwent analysis via multiple linear regression, which had previously passed the validity, reliability, and classical assumption tests. The t and f tests were subsequently computed. Research findings indicate that: business capital and the Quality of Human Resources have a substantial positive impact on the growth and progress of micro, small, and medium enterprises, respectively
The Impact of Customer Satisfaction Level on The Decision-Making Process on Customer Financing at The Baitul Mal Wa Tamwil UGT Sidogiri Blitar Branch Sulchan, Moch
Islamic Micro Finance Journal Vol. 1 No. 2 (2024): Edisi II, Juni 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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The level of contentment in BMT Sidogiri is the driving force behind this research. It is important to bear in mind that other research has used various terms to characterize satisfaction levels. Still, it has not provided a specific definition of the level of satisfaction. The level of satisfaction significantly influences financing decision-making in this instance. The problem that this research aims to address is the impact of customer contentment on their financing decisions. The objective of the study is to investigate the impact of customer satisfaction on the decision-making process at Baitul Mal Wat Tanwil UGT Sidogiri Blitar. Quantitative research employs an associative approach in this investigation. Primary data was collected through the distribution of questionnaires in this study. Purposive sampling is employed in the sample data collection technique. In this investigation, 75 respondents were employed as samples. Validity and reliability testing, normality testing, and hypothesis testing comprise the data analysis methodology employed in this investigation. The analysis results indicate that customer financing decisions at Baitul Mal Wat Tanwil UGT Sidogiri Blitar are positively influenced by the level of satisfaction
The Influence of Market Segmentation and Targeting on Purchase Decisions of Youth Angkringan Businesses in Wonodadi District, Blitar Sulchan, Moch; Rahmawati, Anis
Islamic Micro Finance Journal Vol. 1 No. 3 (2024): Edisi III, Oktober 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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This study aims to determine the impact of market segmentation and targeting strategies on the purchasing decisions of Youth Angkringan enterprises in Wonodadi District, Blitar. The study investigates how these factors influence purchase decisions using a quantitative, associative research approach. The sample comprises 100 respondents, selected through a saturated sampling technique from the entire population. Primary data was collected via questionnaires distributed to Youth Angkringan businesses in the district. SPSS 23 was used to perform path analysis, with a significance level set at 0.05. The findings reveal that market segmentation has a significant and positive effect on the purchasing decisions of Youth Angkringan enterprises in Wonodadi District. Additionally, the target audience also plays a crucial and beneficial role in shaping purchasing decisions for these businesses
Co-Authors Afif Safrudin Anis Rahmawati Asas, Fitria Dea Tachta Almira Eny Agustin Nur Aeni Fitri Fatimatuz Zahrok Kharisma Novita Sari Maslihatin, Maya Zulfa Mimah Mutamimah Nanang Setiawan Thorida Nur Asih yulikah, Anik