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All Journal AL-MUTTAQIN : Jurnal Studi, Sosial, dan Ekonomi Jurnal Sinestesia Bukhori: Kajian Ekonomi dan Keuangan Islam Indonesian Economic Review SENMEA Islamic Micro Finance Journal Ribhuna: Jurnal Keuangan dan Perbankan Syariah
Moch Sulchan
Institut Agama Islam Al-Fatimah Bojonegoro
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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The Efficacy of the AMKALA Method (Take Word Song) in Helping Pandemic Children Learn to Write Poetry Moch. Sulchan
Jurnal Sinestesia Vol. 11 No. 2 (2021)
Publisher : Pusat Studi Bahasa dan Publikasi Ilmiah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53696/27219283.73

Abstract

The AMKALA technique of learning is a combined effort combining the approach of word shopping and the method of imagination suggestion. There has been no prior study on the AMKALA method's efficacy in teaching poetry at the high school level. As a result, it is required to undertake research to determine if the AMKALA approach is beneficial for teaching high school students to create poetry. Due to the fact that learning is not conducted face-to-face during this epidemic, it is possible to have challenges conducting an efficient learning program. The researcher is interested in determining the efficacy of the word shopping approach when combined with the imagination suggestion method from songs for teaching children to create poetry during the epidemic. The purpose of this research is to examine the efficacy of the AMKALA technique (take the word song) in teaching students at SMK AL BADAR to create poetry during the epidemic. This study was done at SMK AL BADAR. The study design was experimental with a pretest-posttest control group. This study examines two variables: (1) the independent variable, which takes the form of the "AMKALA" approach, and (2) the dependent variable, which takes the shape of poetry writing abilities. The population of this research included all pupils at SMK AL BADAR, and the sample size was one class divided into a control and an experimental division. The sample was drawn by lot, and from the results of the draw, all 32 kids of SMK AL BADAR were chosen. The data gathering approach used in this study is a test, specifically a poetry writing exam. Mann-Whitney test data analysis method. The results of the Mann-Whitney test on the posttest of the control and experimental classes revealed that; first, there is no statistically significant difference between the mastery of poetry writing skills of SMK AL BADAR students who are taught using the "AMKALA" method and those who are not taught using the "AMKALA" method. This is obvious from the Mann-Whitney test findings on the posttest scores for the control and experimental classes. The computation yielded a significance value of 0.938, which indicates that the value is not significant. Second, teaching kids at SMK AL BADAR to create poetry using the "AMKALA" approach is ineffective.
Performance Comparison of Mutual Funds and Sharia Mutual Funds Kharisma Novita Sari; Moch Sulchan; Mimah Mutamimah
Bukhori: Kajian Ekonomi dan Keuangan Islam Vol. 1 No. 1 (2021): Juli
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (445.869 KB) | DOI: 10.35912/bukhori.v1i1.600

Abstract

Purpose: This study aimed to examine the differences in the performance of Islamic mutual funds with mutual funds based on the Sharpe and Jensen method for the 2010-2020 period in the Indonesian Capital Market. Research Methodology: The study uses a quantitative approach to the type of comparative research. The data used is secondary data from OJK. The population used in this study is the capitalization of sharia mutual fund performance data with mutual funds, the period 2010-2020 (monthly data) in the Indonesian Capital Market. Data analysis was carried out using the Sharpe and Jensen method and the Manova test with the help of the SPSS statistical program. Results: The results of this study indicate that there is no significant difference between the performance of Islamic mutual funds and mutual funds with the Sharpe and Jensen method. This shows that the return on the performance of Islamic mutual funds and mutual funds based on the Sharpe and Jensen method received will be relatively the same. Investment performance in Mutual Fund portfolio management is reflected in the net asset value (NAV). Limitations: This research has been attempted and carried out in accordance with scientific procedures. However, it still has limitations; this research is limited to 2010 – 2020 with monthly data. Contribution: This research implies that this research can better contribute to the general public, academics, and investors to understand the performance of capital market investment instruments before they invest.
Gold Prices, World Oil Prices and Large Trade Price Index on Indonesian Sharia Stock Index with Exchange Value as A Moderating Variable in Indonesia Fitri Fatimatuz Zahrok; Moch Sulchan; Dea Tachta Almira; Eny Agustin Nur Aeni
Indonesian Economic Review Vol. 2 No. 2 (2022): September
Publisher : Cahaya Abadi Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53787/iconev.v2i2.12

Abstract

The aim of this study was to determine how much influence the Gold Price, World Oil Price and Wholesale Price Index have on the Indonesian Sharia Stock Index with the Exchange Rate as a Moderating Variable in Indonesia. This study uses a quantitative approach to secondary data with the MRA analysis method. The results of his research show that the price of gold has a positive and significant influence on the Indonesian Islamic Stock Index; World oil prices have a positive and significant impact on the Indonesian Islamic Stock Index; Wholesale Price Index has a negative and significant influence on the Indonesian Islamic Stock Index; The rupiah exchange rate moderates (strengthens) the relationship between the gold price and the Indonesian Sharia Stock Index; The rupiah exchange rate moderates (strengthens) the relationship between world oil prices and the Indonesian Sharia Stock Index; The rupiah exchange rate moderated (strengthened) the relationship between the Wholesale Price Index and the Indonesian Sharia Stock Index.
The Impact of Human Resource Quality and Business Capital on the Growth of MSMEs in Suruh Village, Trenggalek Regency Sulchan, Moch
Islamic Micro Finance Journal Vol. 1 No. 1 (2024): Edisi I, Februari 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This research is driven by the significance of Micro, Small, and Medium Enterprises (MSMEs), which are regarded as critical due to their capacity to employ individuals and provide economic assistance to a large population. However, despite their vitality, MSMEs are not exempt from the challenges they encounter, which include inadequate business capital and substandard human resources. The primary objective of this study is to investigate the impact of human resource quality and business capital on the growth and progress of micro, small, and medium-sized enterprises. This study employs a quantitative methodology and is of the associative variety. The data were gathered via a questionnaire employing the purposive sampling procedure. The investigation utilized a sample size of 135 participants, specifically MSME actors residing in Suruh Village, Suruh District, Trenggalek Regency. Subsequently, the questionnaire data underwent analysis via multiple linear regression, which had previously passed the validity, reliability, and classical assumption tests. The t and f tests were subsequently computed. Research findings indicate that: business capital and the Quality of Human Resources have a substantial positive impact on the growth and progress of micro, small, and medium enterprises, respectively
The Impact of Customer Satisfaction Level on The Decision-Making Process on Customer Financing at The Baitul Mal Wa Tamwil UGT Sidogiri Blitar Branch Sulchan, Moch
Islamic Micro Finance Journal Vol. 1 No. 2 (2024): Edisi II, Juni 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

The level of contentment in BMT Sidogiri is the driving force behind this research. It is important to bear in mind that other research has used various terms to characterize satisfaction levels. Still, it has not provided a specific definition of the level of satisfaction. The level of satisfaction significantly influences financing decision-making in this instance. The problem that this research aims to address is the impact of customer contentment on their financing decisions. The objective of the study is to investigate the impact of customer satisfaction on the decision-making process at Baitul Mal Wat Tanwil UGT Sidogiri Blitar. Quantitative research employs an associative approach in this investigation. Primary data was collected through the distribution of questionnaires in this study. Purposive sampling is employed in the sample data collection technique. In this investigation, 75 respondents were employed as samples. Validity and reliability testing, normality testing, and hypothesis testing comprise the data analysis methodology employed in this investigation. The analysis results indicate that customer financing decisions at Baitul Mal Wat Tanwil UGT Sidogiri Blitar are positively influenced by the level of satisfaction
The Influence of Market Segmentation and Targeting on Purchase Decisions of Youth Angkringan Businesses in Wonodadi District, Blitar Sulchan, Moch; Rahmawati, Anis
Islamic Micro Finance Journal Vol. 1 No. 3 (2024): Edisi III, Oktober 2024
Publisher : Institut Agama Islam Al-Fatimah Bojonegoro

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Abstract

This study aims to determine the impact of market segmentation and targeting strategies on the purchasing decisions of Youth Angkringan enterprises in Wonodadi District, Blitar. The study investigates how these factors influence purchase decisions using a quantitative, associative research approach. The sample comprises 100 respondents, selected through a saturated sampling technique from the entire population. Primary data was collected via questionnaires distributed to Youth Angkringan businesses in the district. SPSS 23 was used to perform path analysis, with a significance level set at 0.05. The findings reveal that market segmentation has a significant and positive effect on the purchasing decisions of Youth Angkringan enterprises in Wonodadi District. Additionally, the target audience also plays a crucial and beneficial role in shaping purchasing decisions for these businesses
The contribution of human resources from graduates of Sharia Economics Science Colleges to the stakeholders of Baitul Maal wa Tamwil in Tulungagung Sulchan, Moch
Al-Muttaqin : Jurnal Studi, Sosial, dan Ekonomi Vol. 5 No. 2 (2024)
Publisher : Sekolah Tinggi Agama Islam Sabilul Muttaqin Mmojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63230/almuttaqin.v5i2.196

Abstract

Abstract The rapid growth of sharia financial institutions, especially non-bank financial institutions, has increased the need for SDI with sharia economics expertise. As more people graduate from sharia economics colleges, financial firms can only accommodate a tiny number. Even though sharia economics knowledge is preferred when hiring, many sharia financial firms nevertheless hire non-sharia economists. This study examines if sharia economics college graduates can meet BMT's SDI requirements in Tulungagung. Can BMT's sharia economic SDI improve institutional progress. How do BMT stakeholders see sharia economic SDI contributions. This study seeks to determine if sharia economics university graduates meet BMT-BMT in Tulungagung's SDI requirements. To determine whether SDI improves BMT. Determine BMT stakeholders' reaction to sharia economic human resources inputs. This study follows a qualitative descriptive technique. Data is collected via interviews and documentation. Researchers employed interviews and paperwork to gather data on sharia economics human resources' impact on financial institution stakeholders, particularly BMT in Tulungagung. The study found that Baitul Maal wa Tamwil stakeholders welcomed sharia economics graduates since they had been waiting for SDIs with economics and sharia skills. SDIs' competences do not fulfill BMT's requirements, yet they still hire many people without sharia economics degrees as long as they have the right experience and skills. Keywords : Contribution, HR, Baitul Maal wa Tamwil
Peran Digitalisasi Bisnis Terhadap Pemulihan Ekonomi Dalam Meminimalisir Pengangguran Di Indonesia Sulchan, Moch.; Maslihatin, Maya Zulfa; Yulikah, Anik
Prosiding Seminar Nasional Manajemen, Ekonomi dan Akuntansi Vol. 6 No. 1 (2021): PROSIDING SEMINAR NASIONAL MANAJEMEN, EKONOMI DAN AKUNTANSI 2021
Publisher : Universitas Nusantara PGRI Kediri

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Abstract

ABSTRAK Digitalisasi bisnis merupakan proses transformasi bisnis dari konsep konvensional menjadi virtual. Dengan menerapkan teknologi digital dalam bisnis, maka akan dapat meningkatkan daya saing dan tetap bertahan melawan gempuran teknologi. Kebijakan pergerakan kegiatan masyarakat dalam masa pandemi covid-19 berdampak langsung pada sektor ekonomi. Dalam era revolusi industri digital 4.0 pemerintah memiliki program Pemulihan Ekonomi Nasional (PEN) yang berbasis digital dalam rangka stimulus ekonomi yang membatasi pandemi covid-19. berdasarkan kebijakan pemerintah dengan masyarakat sehingga berdampak pada kesejahteraan ekonomi masyarakat yang tidak terpenuhi dan memicu tingkat angka penganggguran di dalam negeri semakin tinggi. Penelitian ini bertujuan untuk mengetahui peran digitalisasi bisnis dalam meminimalisir gerakan di Indonesia. Penelitian ini menggunakan pendekatan deskriptif data yang diperoleh yaitu data sekunder dari buku maupun jurnal. Berdasarkan penelitian, terdapat perubahan digitalisasi bisnis yang sangat signifikan pada era industri 4.0 dimanastrategi pemasaran digital lebih dijanjikan daripada konsep konvensional.
PERAN LITERASI KEUANGAN SYARIAH DALAM MEMPERKUAT PENGARUH RELIGIUSITAS ISLAM TERHADAP TINGKAT ADOPSI PERBANKAN SYARIAH DI INDONESIA Nanang Setiawan; Thorida Nur Asih; Fitria Asas; Afif Safrudin; Moch Sulchan
RIBHUNA : Jurnal Keuangan dan Perbankan Syariah Vol. 5 No. 1 (2026): January 2026
Publisher : Islamic Banking Department, Faculty of Islamic Economics and Business, Institut Agama Islam (IAI) Ibrahimy Genteng Banyuwangi, Indonesia.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69552/czjz3z31

Abstract

The development of Islamic banking in Indonesia has demonstrated significant growth; however, its adoption rate remains relatively low despite the country’s predominantly Muslim population. This study aims to examine the role of Islamic financial literacy in strengthening the influence of Islamic religiosity on the level of Islamic banking adoption in Indonesia. The study employs a quantitative research design using a survey approach of 292 Muslim university students who are customers of Islamic banks in Indonesia, with data analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS). The results indicate that Islamic religiosity has a positive and significant effect on the level of Islamic banking adoption. Furthermore, Islamic financial literacy is found to function as a moderating variable that strengthens the relationship between Islamic religiosity and Islamic banking adoption. This study introduces a novel perspective by positioning Islamic financial literacy as a reinforcing mechanism in the relationship between Islamic religiosity and Islamic banking adoption behavior. Theoretically, this study contributes to the Islamic finance literature by enhancing understanding of the interactive role of religiosity and financial literacy in explaining the adoption behavior of Islamic financial services. Practically, the findings provide important implications for Islamic banks and regulators in designing more targeted Islamic financial education and literacy strategies to increase the adoption of Islamic banking in Indonesia Keywords : Sharia financial literacy, Islamic religiosity, Islamic banking adoption
Co-Authors Afif Safrudin Anis Rahmawati Asas, Fitria Dea Tachta Almira Eny Agustin Nur Aeni Fitri Fatimatuz Zahrok Kharisma Novita Sari Maslihatin, Maya Zulfa Mimah Mutamimah Nanang Setiawan Thorida Nur Asih yulikah, Anik