Bambang Hermawan
Universitas Primagraha

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ANALYSIS OF THE INFLUENCE OF FINANCIAL LITERACY ON PERSONAL FINANCIAL MANAGEMENT BEHAVIOR IN THE MILLENNIAL GENERATION Bambang Hermawan; Wahyudi, Didik
INTERNATIONAL JOURNAL OF SOCIAL AND EDUCATION Vol. 1 No. 6 (2024): September
Publisher : Pondok Pesantren Baitul Quran

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Abstract

This research aims to analyze the influence of financial literacy on personal financial management behavior in the millennial generation. Using literature research methods, this study collects and analyzes various scientific sources to explain how financial knowledge and understanding contribute to the financial decisions taken by individuals in this age group. The research results show that financial literacy has a significant role in shaping millennial financial behavior. Millennials who have a high level of financial literacy are more likely to manage their income, expenses, savings and investments more effectively. They are also better able to avoid and manage debt wisely and plan long-term finances, including preparing emergency funds and retirement. In addition, good financial literacy can reduce the level of stress or anxiety related to finances among millennials, because they feel more confident in making smart financial decisions. This research underlines the importance of financial education programs that are enhanced and supported by various parties, including educational institutions, government and non-profit organizations, to increase financial literacy among the millennial generation. In conclusion, increasing financial literacy is a key strategy to improve personal financial management among millennials, which in turn can contribute to their financial stability and well-being. These findings are relevant for policy makers and practitioners working to support the development of the financial capacity of the millennial generation.
THE IMPACT OF IMPLEMENTING FINANCIAL RISK MANAGEMENT ON PROFITABILITY AND COMPANY VALUE COMPARATIVE STUDY BETWEEN BUMN AND PRIVATE COMPANIES IN INDONESIA Hermawan, Bambang; Miftahil, Miftahil; Yulia, Lika
INTERNATIONAL JOURNAL OF SOCIAL AND EDUCATION Vol. 1 No. 6 (2024): September
Publisher : Pondok Pesantren Baitul Quran

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Abstract

This research aims to analyze the impact of implementing financial risk management on profitability and company value, with a focus on comparative studies between State-Owned Enterprises (BUMN) and private companies in Indonesia. Through a comprehensive literature review, this study explores various aspects of financial risk management and their impact on company performance. The method used in this research is systematic literature analysis, utilizing secondary sources such as scientific journals, company financial reports and other official publications. The data collected covers the 2010-2020 period, involving samples from 50 state-owned companies and 100 leading private companies in Indonesia. The research results show that the implementation of financial risk management has a significant positive impact on profitability and company value, both in BUMN and private companies. However, there are differences in the level and characteristics of the impact. Private companies tend to show a faster increase in profitability, while state-owned companies experience a more stable increase in company value in the long term. This study also reveals that the effectiveness of implementing financial risk management is influenced by factors such as ownership structure, government regulations, and organizational culture. SOEs face unique challenges related to political and bureaucratic interference, while private companies are more flexible but sometimes limited in terms of resources. In conclusion, this research provides valuable insight into the importance of financial risk management in improving company performance in Indonesia. These findings can be a reference for policy makers, company managers and investors in understanding the dynamics of financial risk management in the public and private sectors.
Peran Burnout dalam MemediasiiHubungan antara Work Life Balance (WLB), Workload , dan Turnover Intention : Studi Kasus padaaKaryawan Kontrak PT Persada Alih Daya Divisi Technical Services Jasa Pemeliharaan Site Indosat Area Depok-Bogor Yulia, Lika; Hermawan, Bambang; Rafiudin, Asep; Miftahil, Miftahil; Ukhrowiyah, Ukhrowiyah
Jurnal Tadbir Peradaban Vol. 5 No. 1 (2025): Jurnal Tadbir Peradaban
Publisher : Prodi Manajemen STIE Hidayatullah Depok

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55182/jtp.v5i1.540

Abstract

Penelitianaini bertujuan untuk mengetahui peran Burnout dalamumemediasi hubungan antara work life balance, workload dan turnover intention pada karyawan kontrak PT Alih Daya Divisi Technical Services Jasa pemeliharan Site Indosat Area Depok-Bogor. Dalam penelitiana iniamengunakanapendekatan kuantitatif dengan sampel sebanyak 92 responden. Teknik analisis yang digunakan dalam penelitianoini menggunakanaPartial LeastsSquare (PLS). Berdasarkanapengujianasecara statiska menunjukan bahwa tidak adanya pengaruhpsignifikan workolife balanceaterhadap turnover intention. Ada pengaruf yang signifikan antara workload dengan turnover intention. Kemudian menemukan juga bahwa work life balance dan workload berpengaruhiterhadap burnout. Selain itu ditemukan pula bahwa ada pengaruh signifikan antara burnout dan turnover intention. Terakhir Burnout bisa memediasi work life balance,workload dan turnover intention.