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All Journal Al-Ahwal: Jurnal Hukum Keluarga Islam JURIS (Jurnal Ilmiah Syariah)
Elsy Renie
Universitas Islam Negeri Mahmud Yunus Batusangkar
Religion Humanities Law, Crime, Criminology & Criminal Justice Social Sciences

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The Implications of the Countercyclical COVID-19 Policy on the Performance of Rural Banks and Sharia Rural Banks in Indonesia Syukri Iska; Nofrivul Nofrivul; Indra Jaya; Ifelda Nengsih; Elsy Renie
JURIS (Jurnal Ilmiah Syariah) Vol 23, No 1 (2024)
Publisher : Universitas Islam Negeri Mahmud Yunus Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/juris.v23i1.12329

Abstract

This study investigated the impact of the Indonesian government policies implemented through POJK No. 11/POJK.03/2020 on the banking performance of Rural Bank (BPR) and Sharia Rural Bank (BPRS) after the implementation of countercyclical policies to stimulate the country's economy affected by the COVID-19 pandemic in Indonesia between March and December 2020. Mixed method approaches were applied to analyze the contributing factors to different performances between seven Rural Banks and seven Sharia Rural Banks in West Sumatra that were randomly selected through purposive sampling based on proportionate assets.  The quantitative data were financial statements sourced from the OJK 2021 Publications, and the qualitative data were collected from in-depth interviews with eight Directors of Rural Banks and Sharia Rural Banks selected from the snowball sampling. Analyzing Indonesian government policies embodied in the countercyclical policy, we found that banking policies in Sharia Rural Banks outperformed those of conventional Rural Banks, as reflected by the average ROA (1.16% vs 1.33%), ROE (0.09% vs. 0.08%), and NPL (6.67% vs. 6.82%). The contributing factor to this gap was the different internal policies of each institution to translate the countercyclical concept based on the operational principles, such as the interest rate of Rural Bank and margin of Sharia Rural Bank despite the fact that both banks shared practice in the principal deferment and credit extension.
PERPETUATING WOMEN'S SUBORDINATION: Husband-Wife Relation in Pop Fiqh Literature Arifki Budia Warman; Zainuddin Zainuddin; Eficandra Eficandra; Elsy Renie; Setiyono Setiyono
Al-Ahwal: Jurnal Hukum Keluarga Islam Vol. 16 No. 2 (2023)
Publisher : Universitas Islam Negeri (UIN) Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ahwal.2023.16204

Abstract

Popular fiqh literature addresses practical aspects of life. A considerable portion of this literature portrays women within a conservative framework. This research aims to investigate the tendency of spousal relationships as depicted in those popular fiqh literature. Subsequent to cataloging, a random selection of literary samples underwent qualitative content analysis. The findings revealed that popular fiqh literature on the household, especially on marital relations, is dominated by gender biased discourse by placing women only in the domestic realm where their position is inferior. This dominance stems from the authors’ references projecting back to the provisions of classical fiqh, which are gender biased and lack authoritative interpretation of the texts. The presence of this literature is also due to the market demands of the publishing industry. Furthermore, societal understanding dominated by patriarchal ideology contributes significantly to the prevalence of gender-biased popular fiqh literature.[Abstrak: Literatur fiqh populer mengatasi aspek praktis kehidupan. Sebagian besar dari literatur ini menggambarkan perempuan dalam kerangka konservatif. Penelitian ini bertujuan untuk menyelidiki kecenderungan hubungan suami istri seperti yang digambarkan dalam literatur fiqh populer tersebut. Setelah proses katalogisasi, seleksi acak sampel-sampel dianalisis dengan pendekatan konten kualitatif. Hasil temuan menunjukkan bahwa literatur fiqh populer tentang rumah tangga, terutama dalam hubungan pernikahan, didominasi oleh wacana bias gender yang menempatkan perempuan hanya dalam ranah domestik di mana posisi mereka lebih rendah dibanding laki-laki. Dominasi ini berasal dari referensi penulis yang mencerminkan kembali ketentuan fiqh klasik, yang memiliki bias gender dan kurangnya interpretasi otoritatif dari teks-teks tersebut. Kehadiran literatur ini juga karena tuntutan pasar industri penerbitan. Selain itu, pemahaman masyarakat yang didominasi oleh ideologi patriarki turut berkontribusi secara signifikan pada prevalensi literatur fiqh populer yang bersifat bias gender.]
Co-Authors Arifki Budia Warman Eficandra Eficandra Ifelda Nengsih Indra Jaya Nofrivul Nofrivul Setiyono Setiyono Syukri Iska, Syukri Zainuddin Zainuddin