Article Per Year (5 Year)
p-Index From 2020 - 2025
0.702
P-Index
This Author published in this journals
All Journal Jurnal Geocivic Kompeten: Jurnal Ilmiah Ekonomi dan Bisnis Nomico As-Syirkah: Islamic Economic & Financial Journal
Alan Yati
UIN Raden Intan Lampung
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

 1 
Perspektif Hukum Ekonomi Syariah dan Peraturan Pemerintah No. 35 Tahun 2021 terhadap Implementasi Perhitungan Upah Lembur (Studi PT Wahana Ottomitra Multiartha) Alan Yati; Helma Maraliza; Iip Nurul Topani
Kompeten: Jurnal Ilmiah Ekonomi dan Bisnis Vol. 2 No. 4 (2024): Januari 2024
Publisher : PT Seval Literindo Kreasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57141/kompeten.v2i4.119

Abstract

Upah lembur adalah gaji yang dibayarkan pada saat pekerja bekerja melebihi waktu kerja. Penerapan upah lembur bagi karyawan pada lembaga pembiayaan leasing masih menjadi perhatian, di antaranya ketidaksesuaian antara nominal dari hasil perhitungan lembur. Hal ini menimbulkan pertentangan antara buruh dan perusahaan dikarenakan perbedaan nominal upah lembur dan jam kerja yang diperoleh karyawan. Kemudian kesalahan seperti salah hitung nominal upah lembur yang diberikan kepada karyawan dan ketidakterbukaan perusahaan mengenai perhitungan upah lembur karyawan. Tujuan penelitian ini untuk mengetahui perhitungan upah lembur berdasarkan peraturan pemerintah No. 35 tahun 2021 dan menganalisis perhitungan lembur menurut hukum ekonomi syariah. Jenis penelitian ini adalah penelitian lapangan bersifat deskriptif analitis, menggunakan sumber data primer dan sekunder. Populasi penelitian yaitu sebanyak 20 orang karyawan. Berdasarkan hasil penelitian ditemukan bahwa implementasi perhitungan upah lembur karyawan yang dibayarkan tidak sesuai dengan jam kerja lembur karyawan. Karyawan hanya dibayarkan upahnya apabila karyawan bekerja sudah melebihi 3 jam dahulu. Apabila waktu kerja kurang dari 3 jam, maka upah lembur karyawan tidak dibayarkan sesuai dengan peraturan pemerintah No. 35 tahun 2021.
The Effect of Islamic Financial Socialization and Education on Public Interest in Using Islamic Banking Services Yati, Alan
Nomico Vol. 1 No. 5 (2024): Nomico-June
Publisher : PT. Anagata Sembagi Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62872/a36kga52

Abstract

This study used SPSS analysis tool to investigate the effect of Islamic financial socialization and education on public interest in using Islamic banking services, involving a sample of 66 respondents in two major cities in Indonesia. A survey method with a questionnaire was used to collect data, which was then statistically analyzed using SPSS. The results of data analysis showed that Islamic financial socialization and education had a significant positive impact on increasing public interest in Islamic banking services. This finding confirms that an effective educational approach in improving the understanding of Islamic finance principles, such as profit-sharing and the prohibition of riba (interest), plays an important role in supporting the growth of the Islamic banking sector in Indonesia. Consequently, Islamic banks and financial institutions need to continuously improve their Islamic financial socialization and education strategies to expand people's access to religiously-compliant financial services and to strengthen sustainable financial inclusion in the country. This study aims to explore the effect of Islamic financial socialization and education on people's interest in using Islamic banking services, using SPSS analysis tools and involving a sample of 66 respondents in two major cities in Indonesia. A questionnaire survey method was used to collect data covering respondents' perceptions and level of understanding of Islamic finance concepts. The collected data were then statistically analyzed using SPSS to evaluate the relationship between socialization and education variables with interest in using Islamic banking. The results showed that Islamic financial socialization and education had a significant impact on increasing public interest in Islamic banking services. More than 65% of respondents showed increased interest after being involved in the socialization and education program. This finding reinforces the importance of a comprehensive education strategy in explaining the principles of Islamic finance such as profit-sharing, prohibition of riba (interest), and transparency in financial practices. The implication of this study is the importance of Islamic banks and financial institutions to continue developing Islamic financial socialization and education programs as part of the effort to build public understanding and trust in Islamic financial products. This will not only support the growth of the Islamic banking sector in Indonesia, but also strengthen broader and more sustainable financial inclusion within it. As such, this study contributes to supporting sustainable economic development through the promotion and adoption of Islamic financial principles that are in line with religious values.
PELUANG DAN TANTANGAN PRODUK FINTECH LENDING SYARIAH (PEER-TO-PEER LENDING SYARIAH) BERIZIN OTORITAS JASA KEUANGAN UNTUK MENINGKATKAN KESEJAHTERAAN EKONOMI MASYARAKAT: STUDI LITERATUR Yati, Alan
Jurnal GeoCivic Vol 7, No 2 (2024): EDISI OKTOBER
Publisher : Universitas Khairun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33387/geocivic.v7i2.9315

Abstract

This study aims to identify the opportunities and challenges of sharia fintech lending in improving the welfare of the micro economy of the underprivileged, with a focus on sharia financing products registered with the Financial Services Authority (OJK). Sharia fintech lending, as an innovation in the financial sector, offers wider and fairer access to financial resources for the underprivileged, in accordance with sharia principles that avoid usury, gharar, and maysir. The research methodology used in this study uses qualitative research methods. This type of research is library research. This type of research is library research which is descriptive analytical. The data collection method uses primary data and secondary data. This study examines the opportunities and challenges of sharia fintech lending to help overcome the problem of community economic welfare. This study found that sharia fintech lending has great potential for and improves the economic welfare of the community. However, there are various obstacles that need to be overcome, obstacles such as product competition with Conventional Fintech, and Low levels of financial literacy and technological innovation are the main concerns.
Tinjauan Hukum Ekonomi Syariah Mengenai Metode Perhitungan Biaya Pemeliharaan Barang Gadai: Studi di Pegadaian Syariah Cabang Radin Intan Bandar Lampung Alan Yati
As-Syirkah: Islamic Economic & Financial Journal Vol. 3 No. 3 (2024): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/5vgfvf95

Abstract

This research examines the method of calculating the cost of maintaining pawned goods from the perspective of sharia economic law, with a focus on studies at the Sharia Pawnshop, Radin Intan Branch, Bandar Lampung. Sharia pawning is an important financial instrument in the Islamic economic system, where valuables are used as collateral for debts. One of the crucial aspects in the practice of pawning is determining the maintenance costs for the goods being pawned, which must be done in accordance with sharia principles to avoid elements of usury and ensure justice for all parties involved. This research uses a qualitative approach with a field study method. Data collection techniques through observation, in-depth interviews with related parties at Pegadaian Syariah Radin Intan Branch. The results of the research show that the Sharia Pawnshop Radin Intan Bandar Lampung Branch in carrying out the calculation of maintenance costs for pawned goods is in accordance with the National Sharia Council fatwa Number 25/DSN-MUI/III/2002. Sharia pawnshops calculate the amount of maintenance costs based on the estimated value of the collateral (marhun) and provide discounts to customers to ease the burden of maintenance costs. However, from the perspective of Sharia Economic Law, the system for calculating maintenance costs needs to be reviewed because the percentage of costs charged is quite high, especially for collateral items that do not require special maintenance. Additional or excess costs from the amount of debt repayment that exceeds the principal amount are included in the category of usury. 
Co-Authors Helma Maraliza Iip Nurul Topani