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All Journal Jurnal EK dan BI Jurnal Ekbis (Ekonomi & Bisnis)
Mohammad ilham Ramdani
Universitas Pendidikan Indonesia
Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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A ANALISIS PERILAKU KEUANGAN MAHASISWA RANTAU PROGRAM STUDI PENDIDIKAN EKONOMI UNIVERSITAS PENDIDIKAN INDONESIA Mohammad ilham Ramdani; Anissa Nurfathonah; Arisa Oktaviana Maharani; Naila Zahra Fatinnia; Buyung Firmansyah
Jurnal Ekonomi dan Bisnis (EK dan BI) Vol 7 No 1 (2024)
Publisher : Politeknik Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37600/ekbi.v7i1.1286

Abstract

A research named "Analysis of Financial Behaviour of Overseas Students, Economic Education Study Programme, Indonesian Education University" aims to examine the spending patterns of international students who put their desires before their necessities. Using a quantitative approach, this study describes the experiences of international students at Indonesian Education University's Economic Education programme. Students living in boarding homes or unaccompanied minors from outside the Bandung area are its intended recipients. In order to gather data, 62 students from the 2022 and 2023 cohorts of Economic Education were chosen at random from a pool of potential respondents. The survey, which looked at four markers of financial behaviour (account ownership, cash flow management, spending planning, and saving and investing behaviours), was carried out in April 2024.To determine how well the obtained data matched the specified indicators, descriptive statistics were used in the data analysis process. Overseas students enrolled in the Economic Education programme show signs of having intermediate financial behaviour skills, which might mean they're having trouble keeping their day-to-day money in order. The study's overarching goal is to provide these students with a framework for better managing their money.
DIGITALISASI KEUANGAN DAN DINAMIKA JUMLAH UANG BEREDAR: BUKTI EMPIRIS DARI INDONESIA Anita Susanti; Mohammad Ilham Ramdani; Mutiara Ramadhania Teguh; Navik Istikomah
Jurnal Ekbis (Ekonomi & Bisnis) Vol 13 No 2 (2025): Desember 2025
Publisher : POLITEKNIK PIKSI GANESHA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56689/ekbis.v13i2.2296

Abstract

Penelitian ini mengkaji pengaruh volume dan nilai transaksi elektronik terhadap jumlah uang beredar di Indonesia serta dampaknya terhadap kebijakan moneter. Dengan pendekatan kuantitatif dan desain deskriptif-kausal, penelitian ini menggunakan data sekunder bulanan dari Badan Pusat Statistik (BPS) Indonesia antara Januari 2021 hingga Agustus 2024. Melalui analisis regresi linier berganda, penelitian ini menemukan bahwa volume transaksi elektronik tidak berpengaruh signifikan terhadap jumlah uang beredar, namun nilai transaksi elektronik terbukti memiliki pengaruh signifikan. Temuan ini menunjukkan bahwa meskipun volume transaksi elektronik tidak secara langsung menambah jumlah uang beredar, peningkatan nilai transaksi dapat mempengaruhi aktivitas ekonomi dan permintaan kredit, yang pada gilirannya berdampak pada kebijakan moneter dan stabilitas ekonomi. Hasil penelitian ini mengisi kesenjangan pengetahuan mengenai dampak transaksi elektronik terhadap kebijakan moneter di Indonesia. Kata kunci : Volume transaksi elektronik, nilai transaksi elektronik, jumlah uang beredar, kebijakan moneter
Co-Authors Anissa Nurfathonah Anita Susanti Arisa Oktaviana Maharani Buyung Firmansyah Mutiara Ramadhania Teguh Naila Zahra Fatinnia Navik Istikomah