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All Journal Menara Ilmu Journal Of Informatics And Busisnes Jurnal Ekonomi dan Bisnis As-Syirkah: Islamic Economic & Financial Journal
Rahma, Maulida
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Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Other

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Perencanaan Strategis Penggunaan Teknologi Informasi Dalam Bisnis Keuangan ( Studi Kasus Bank Muamalat) Fahmi, Khairul; Batubara, Soraya Alyya Syam; Simamora, Nur Ainun; Lubis, Dian Zahra Syahfitri; Rahma, Maulida; ., Nurbaiti
Journal Of Informatics And Busisnes Vol. 1 No. 3 (2023): Oktober - Desember
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jibs.v1i3.424

Abstract

Along with the rapid development of technology, almost all sectors of life utilize information technology to carry out business processes to keep them running. The corporate world also does not want to be left behind in developing information technology. This is done to improve business quality and customer satisfaction. This research aims to find out about strategic planning for the use of information technology in the strategic financial business of sharia banking in Indonesia. This type of research is in the form of literature study. . The development of sharia banking based on information technology will be very helpful in controlling increased public access to various online financial service products. Bank Muamalat's efforts to accelerate digital technology are first by developing a mobile banking application that can be used by customers to carry out financial transactions and view account information from anywhere, an example of using mobile banking is the M-DIN application.
Analisis Gaya Belajar Siswa Kelas 5/4 Satit Phatna Witya Yala Thailand Selatan Rahma, Maulida; Purnamasari, Veryliana; Artharina, Filia Prima
Menara Ilmu : Jurnal Penelitian dan Kajian Ilmiah Vol 19, No 2 (2025): Vol 19 No. 02 APRIL 2025
Publisher : LPPM Universitas Muhammadiyah Sumatera Barat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31869/mi.v19i2.6634

Abstract

Kelas 5/4 di Sekolah Dasar Satit Phtana Witya di Yala, Thailand Selatan, menunjukkan pengajaran yang terdiferensiasi di berbagai bidang, termasuk disiplin, kerja proyek, infrastruktur dan fasilitas, strategi pembelajaran, dan profil siswa, yang masing-masing memiliki karakter yang berbeda. Untuk lebih memahami preferensi pembelajaran siswa kelas 5/4 di Sekolah Dasar Satit Phatna Witya di Yala, Thailand Selatan, penelitian ini dilakukan. Metode penelitian kualitatif deskriptif bertujuan untuk menggunakan data kualitatif dalam menggambarkan dan memahami proses fenomena secara menyeluruh. Dalam penelitian kualitatif, deskriptif mengacu pada penggambaran peristiwa, proses, dan latar sosial yang diteliti. Siswa kelas 5/4 di Sekolah Dasar Satit Phatna Witya di Yala, Thailand, menjadi sampel penelitian untuk lebih memahami fenomena yang unik. Terdapat perbedaan ketika dua atau tiga set gaya belajar berada dalam interval yang sama, yaitu ketika dilakukan analisis kuantitatif, dengan jumlah yang lebih besar menunjukkan gaya belajar yang lebih dominan. Gaya belajar dari 31 siswa kelas 5/4 di Sekolah Dasar Satit Phatna Witya Yala di Thailand Selatan dipelajari. Hasil penelitian menunjukkan bahwa 10 siswa, atau 32% dari total siswa, memiliki gaya belajar kinestetik, 7 siswa, atau 23%, memiliki gaya belajar auditori, dan 14 siswa, atau 45% dari total siswa, memiliki gaya belajar visual. Kata Kunci: Pembelajaran Berdiferensiasi, Gaya Belajar Visual, Gaya Belajar Auditori, Gaya Belajar Kinestetik, dan Asesmen Diagnostik
Analisis Perbandingan Penerapan Sukuk Mudharabah dalam Sistem Keuangan Syariah Indonesia dan Qatar Rahma, Maulida; Sabrina, Tri Wina; Lubis, Dian Zahra Syahfitri; Batubara, Maryam
As-Syirkah: Islamic Economic & Financial Journal Vol. 4 No. 3 (2025): As-Syirkah: Islamic Economic & Financial Journal 
Publisher : Ikatan Da'i Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56672/sprneg40

Abstract

This study aims to analyze the implementation of the mudharabah sukuk contract in Indonesia and Qatar as a Sharia-compliant financing instrument based on partnership principles. Mudharabah is a form of cooperation between the capital provider (shahibul maal) and the entrepreneur (mudharib), in which profits are shared according to a pre-agreed ratio and without any guarantee of fixed returns. This research uses a qualitative descriptive method with a literature review approach, examining academic sources, fatwas from the Indonesian Ulema Council (DSN-MUI), and practical applications in Islamic financial institutions in both countries. The findings reveal that in Indonesia, mudharabah sukuk is legally recognized through DSN-MUI Fatwa No. 41/DSN-MUI/IV/2004 and has been implemented in the form of corporate sukuk. However, its development remains limited due to market preference for fixed-return instruments like ijarah sukuk, low Sharia financial literacy, and the unpreparedness of project structures. In contrast, in Qatar, mudharabah sukuk has evolved more significantly with strong support from established Islamic financial institutions such as Qatar Finance House, active involvement of internal Sharia supervisory boards, and a high level of business transparency, making the structure more compliant with Islamic principles and attractive to risk-conscious investors. These findings highlight the importance of strengthening regulatory oversight and market education to ensure that mudharabah contracts can be applied optimally and in full accordance with their intended values of justice and risk-sharing.  
Peran Perbankan Syariah Internasional dalam Mendukung Perkembangan Ekonomi Global Jamila, Khaidar Rahmaini; Ramzy, Al; Rosuli, Fitra Amar; Rahma, Maulida
Surplus: Jurnal Ekonomi dan Bisnis Vol. 4 No. 1 (2025): Juli-Desember 2025
Publisher : Yayasan Pendidikan Tanggui Baimbaian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71456/sur.v4i1.1580

Abstract

Perbankan syariah internasional memperlihatkan kemajuan yang makin signifikan seiring bertambahnya permintaan global pada layanan keuangan menyesuaikan prinsip syariah dan etika bisnis. Hal ini memperlihatkan kebutuhan dunia pada sistem keuangan alternatif yang berkelanjutan, adil, serta bisa mendorong sejumlah sektor ekonomi, khususnya di negara dengan populasi Muslim besar. Penelitian ini ditujukan agar mengeksplorasi bagaimana perbankan syariah internasional berkontribusi pada kemajuan ekonomi, menguatkan stabilitas sistem keuangan global, juga menambah inklusi keuangan lewat tahapan pembiayaan, investasi, dan pengelolaan risiko menyesuaikan prinsip syariah. Metode yang dimanfaatkan ialah deskriptif kualitatif dari studi pustaka termasuk jurnal, beberapa buku, dan dokumen berkaitan dengan perbankan syariah internasional. Hasil penelitian memperlihatkan yakni bank syariah bisa mendukung kemajuan ekonomi, memperbanyak akses keuangan, menguatkan ketahanan finansial, serta mendorong pembangunan berkelanjutan. Kesimpulannya, implementasi prinsip syariah dengan global menghadirkan perolehan ekonomi nyata termasuk menguatkan keadilan sosial serta keberlanjutan finansial di tingkat internasional.
Co-Authors ., Nurbaiti Batubara, Maryam Batubara, Soraya Alyya Syam Filia Prima Artharina Jamila, Khaidar Rahmaini Khairul Fahmi Lubis, Dian Zahra Syahfitri Ramzy, Al Rosuli, Fitra Amar Sabrina, Tri Wina Simamora, Nur Ainun Veryliana Purnamasari, Veryliana