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Analysis of Factors Influencing Customers' Decision to Choose Saving Jamila, Khaidar Rahmaini
Journal of Islamic Economic Scholar Vol. 1 No. 2 (2020)
Publisher : FEBI UIN Sunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jies.2020.1.2.175-185

Abstract

The purpose of this study is to find out what factors influence the customer's decision in choosing BNI Syariah Tunas Hasanah iB savings account in Medan also to see which variable is dominant in the customer's decision to save. This research method uses quantitative methods, with data collection techniques that are distributing questionnaires to customers of BNI Syariah Medan. The data collected was processed using SPSS application version 16. The results showed that the dependent variable with various factors affecting it was 83.5% able to be explained by (variable X) product quality, promotion and service, while the remaining 16.5% customer decisions were explained by other causes outside of research. Each of the X variables has a significant effect on the customer's decision to choose iB Tunas Hasanah savings.Keywords : Product Quality, Service, Promotion, Sharia Bank
Smart Village Desa Perlis: Improving Prima Village Services Based on Digital Applications Qarni, Waizul; Jamila, Khaidar Rahmaini; Silalahi, Purnama Ramadani; Imsar, Imsar
Amalee: Indonesian Journal of Community Research and Engagement Vol. 6 No. 1 (2025): Amalee: Indonesian Journal of Community Research and Engagement
Publisher : LP2M INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/amalee.v6i1.6440

Abstract

This community service aims to realize a smart village in Perlis Village through a digital application. This study uses a participatory and collaborative approach. The activeness of participants and all stakeholders is needed from the planning stage to the evaluation. This community service is in Perlis Village, Berandan Barat District, Langkat Regency. The techniques for collecting and analyzing community service data are: 1) Smart Village Application and 2) Training using Smart Village Application software. The result of this service is an increase in the effectiveness of village services by 66% after using the smart village application. This shows the effectiveness of the training used significantly in providing knowledge to the community regarding administrative services for correspondence at the Perlis village office, which can be carried out online. Through the Perlis Village office, the village government is an agent of change for the self-reform process in empowering agents for the community to realize Smart Governance.
Peran Perbankan Syariah Internasional dalam Mendukung Perkembangan Ekonomi Global Jamila, Khaidar Rahmaini; Ramzy, Al; Rosuli, Fitra Amar; Rahma, Maulida
Surplus: Jurnal Ekonomi dan Bisnis Vol. 4 No. 1 (2025): Juli-Desember 2025
Publisher : Yayasan Pendidikan Tanggui Baimbaian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71456/sur.v4i1.1580

Abstract

Perbankan syariah internasional memperlihatkan kemajuan yang makin signifikan seiring bertambahnya permintaan global pada layanan keuangan menyesuaikan prinsip syariah dan etika bisnis. Hal ini memperlihatkan kebutuhan dunia pada sistem keuangan alternatif yang berkelanjutan, adil, serta bisa mendorong sejumlah sektor ekonomi, khususnya di negara dengan populasi Muslim besar. Penelitian ini ditujukan agar mengeksplorasi bagaimana perbankan syariah internasional berkontribusi pada kemajuan ekonomi, menguatkan stabilitas sistem keuangan global, juga menambah inklusi keuangan lewat tahapan pembiayaan, investasi, dan pengelolaan risiko menyesuaikan prinsip syariah. Metode yang dimanfaatkan ialah deskriptif kualitatif dari studi pustaka termasuk jurnal, beberapa buku, dan dokumen berkaitan dengan perbankan syariah internasional. Hasil penelitian memperlihatkan yakni bank syariah bisa mendukung kemajuan ekonomi, memperbanyak akses keuangan, menguatkan ketahanan finansial, serta mendorong pembangunan berkelanjutan. Kesimpulannya, implementasi prinsip syariah dengan global menghadirkan perolehan ekonomi nyata termasuk menguatkan keadilan sosial serta keberlanjutan finansial di tingkat internasional.