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All Journal Jurnal Kajian dan Penelitian Umum Jurnal Ilmu Komunikasi, Administrasi Publik dan Kebijakan Negara
Juliyah Juliyah
Unknown Affiliation
Computer Science & IT Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Dampak Atas Kemudahan Fintech Dalam Pinjaman Online Terhadap Karyawan Swasta Di Daerah Serang Juliyah Juliyah; Indah Mawarni; Muhammad Arif Maulana; Noerma Kurnia Fajarwati
Jurnal Kajian dan Penelitian Umum Vol. 2 No. 1 (2024): Februari: Jurnal Kajian dan Penelitian Umum
Publisher : Institut Nalanda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47861/jkpu-nalanda.v2i1.884

Abstract

In this 5.0 era or the current digital era, new companies have emerged that utilize the development of technology. Fintech is an alternative to online loan financing that is so easy to feel at this time. In addition, the existence of fintech really affects the lifestyle of today's economic society which is so fast and instant, without requiring a complicated process. The ease of online lending is felt by all circles, especially among private employees in Serang, where the needs are increasing from the increasing need for basic necessities for those who are married and the prices of goods are increasing, with these conditions private employees take Fintech online loan financing for their daily needs because of the ease in terms of registration and disbursement which is very fast. From the data that researchers found, there is an increasing financial gap experienced by private employees in Serang, where the ease of fintech (Financial Tecnology) in online loans is very easy without knowing the impact that will be experienced by private employees, and in the end when payday closes the hole digs the hole, meaning that when payday covers debt and credit. Thus the researcher wishes to discuss the ease of fintech in online lending to private employees in the attack area. The method that researchers use is to use descriptive qualitative methods through a descriptive analysis approach that aims to describe the phenomenon to be studied. As one of the procedures in analyzing or investigating by providing a description of the state of the subject or object in the study, it can be in the form of individuals, institutions, society and others, which are based on the facts that exist or are found as they are. The results of this study are In the attack area the majority of companies in payroll for their employees, in collaboration with financial institutions that encourage employees to understand and use fintech. With the ease of fintech itself, many employees fall into online loan financing which results in various impacts, whether from positive or negative impacts, but the development of this technology provides benefits that are very helpful for private employees in meeting their daily needs.
Tantangan Komunikasi Generasi Z dalam Perkembangan Digital di Era Teknologi 5.0 Juliyah Juliyah; Romawinsa Siringoringo; Siti Rohma; April Laksana
Jurnal Ilmu Komunikasi, Administrasi Publik dan Kebijakan Negara Vol. 2 No. 1 (2025): Januari : Jurnal Ilmu Komunikasi, Administrasi Publik dan Kebijakan Negara
Publisher : Asosiasi Peneliti Dan Pengajar Ilmu Sosial Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/komunikasi.v2i1.138

Abstract

The development of technology is very rapid and has undergone a significant transformation, especially with the emergence of technology 5.0. In this development, Generation Z is experiencing communication challenges in the development of the 5.0 technology which is increasing. The purpose of this research is to analyze the Communication Challenges of 5.0 in the Digital Age and Understand Generation Z in communicating with the rapid advancement of 5.0 technology. This research is a literature study. Data collection uses documentation from Google School. The data analysis used is the Systematic Literature Review (SLR) method. The vast and growing expansion of the field of communication 5.0 through various digital platforms, such as social media, has made it difficult to communicate 5.0 in the current digital era, especially when connecting with Generation Z. The problem of communication in the current digital era is The current digital era, especially when interacting with Generation Z, is the rapid growth of the field of communication through various digital platforms, including social media, instant messaging, online content, other media, and so on. The characteristics of Generation Z, such as their tendency towards concise communication, strong visuals, and video, influence their communication style. Building a solid and productive partnership requires knowledge of the partnership and customization of your communication approach. In addition, it must be recognized that Generation Z is very tech-savvy, which can lead to privacy and security issues that need to be handled carefully if you want to establish effective communication with this generation.
Co-Authors April Laksana Fajarwati, Noerma Kurnia Indah Mawarni Muhammad Arif Maulana Romawinsa Siringoringo Siti Rohma