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All Journal ITEj (Information Technology Engineering Journals) JIPI (Jurnal Ilmiah Penelitian dan Pembelajaran Informatika)
Agustiana, Nathifa
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Computer Science & IT Decision Sciences, Operations Research & Management Education Electrical & Electronics Engineering Mathematics

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KEBERLANJUTAN QRIS: MEMAHAMI TANTANGAN DAN MERANCANG SOLUSI DISRUPTIF Muhammad, Hasan Abdullah; Yani, Mega Fitri; Agustiana, Nathifa; Asriana, Asriana; Sandy, Muhammad Dwi Harry; Lubis, Muharman
JIPI (Jurnal Ilmiah Penelitian dan Pembelajaran Informatika) Vol 9, No 3 (2024)
Publisher : STKIP PGRI Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29100/jipi.v9i3.5283

Abstract

Perkembangan pesat dalam sistem pembayaran elektronik, yang dipicu oleh kemajuan teknologi dan perubahan gaya hidup masyarakat, telah mengubah cara transaksi jual beli dilakukan, membuatnya lebih efektif dan efisien. Mata uang digital, sebagai hasil dari terus berkembangnya teknologi, memberikan dampak signifikan terhadap dunia pembayaran elektronik, mendorong beralihnya masyarakat dari transaksi tunai ke pembayaran digital. Studi ini mengeksplorasi tren penggunaan dompet digital di Indonesia, dengan fokus pada Shopee Pay sebagai pemimpin pasar. Meskipun berhasil menduduki peringkat pertama dengan penetrasi 68%, Shopee Pay juga menghadapi tantangan strategis, seperti persaingan yang semakin ketat dan perubahan regulasi. Penelitian ini bertujuan untuk mendalami tantangan tersebut dan memberikan solusi berorientasi pada peningkatan keberlanjutan, keamanan, dan inovasi layanan pembayaran digital. Dengan pemahaman mendalam terhadap dinamika industri pembayaran digital, penelitian ini diharapkan dapat memberikan pandangan berharga bagi para pemangku kepentingan dan membantu Shopee Pay memperkuat posisinya sebagai pemimpin di pasar yang terus berubah. Kesimpulan menyoroti pentingnya fondasi yang kokoh dan terpadu untuk kesuksesan adopsi pembayaran digital, dengan inovasi disruptif yang direkomendasikan untuk penggunaan QRIS di luar negeri sebagai langkah strategis untuk meningkatkan efisiensi transaksi dan kenyamanan konsumen.
REVOLUTIONIZING USER EXPERIENCE: ARCHITECTURAL INNOVATIONS IN OVO PAYMENT APPLICATION Yani, Mega Fitri; Muhammad, Hasan Abdullah; Agustiana, Nathifa; Asriana, Asriana; Sandy, Muhammad Dwi Hary; Lubis, Muharman
JIPI (Jurnal Ilmiah Penelitian dan Pembelajaran Informatika) Vol 9, No 3 (2024)
Publisher : STKIP PGRI Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29100/jipi.v9i3.5264

Abstract

In the era of digital transformation, mobile-based payment applications have become an important element in everyday life, changing the way transactions and managing finances. Online payment applications provide significant benefits by making financial transactions easier without cash, providing flexibility in choosing brands, and supporting the progress of fintech businesses and startups in the digital financial sector. Lippo Group, through OVO, presents innovation in electronic money payment systems. OVO's rapid growth lies not only in the ease of financial transactions, but also in its mobile application which is designed to provide a better user experience. This research analyzes architectural innovation in the OVO mobile application, aiming to revolutionize the user experience and increase OVO's competitiveness in the mobile payments industry. Using descriptive qualitative methods, this research utilizes user cards, storyboards, and customer journeys to analyze the implementation of Microservices Architecture and Load Balancing. The results show that this innovation provides significant benefits, improving the system's scalability, reliability and maintenance efficiency. Using Load Balancing is effective in solving balance problems and customer service response. This research provides in-depth insight into the evolution of financial applications in Indonesia.
Comparison Of Sentiment Analysis Of Traveloka And Tiket.Com Applications On Twitter Using The Naive Bayes Method Agustiana, Nathifa; Pratiwi, Oktariani Nurul; Fakhrurroja, Hanif
ITEJ (Information Technology Engineering Journals) Vol 8 No 2 (2023): December
Publisher : Pusat Teknologi Informasi dan Pangkalan Data IAIN Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/itej.v8i2.119

Abstract

The country of Indonesia has a strategic geographical position and is also said to be a country that is very rich in natural resources and cultural diversity. One of the supporters of economic growth in Indonesia is tourism. To support the potential of the tourism sector in Indonesia, many online travel agent applications have started to appear. Of the many OTAs, the top two applications were selected, namely the Traveloka and Tiket.com applications. This sentiment analysis requires data from Twitter. This research compares sentiment analysis on the Traveloka and Tiket.com applications in terms of price and service. The method used is naïve Bayes. The goal is to get sentiment information contained in a text with a positive or negative view. With this research, it is hoped that we can see a comparison of sentiment analysis between the Traveloka and Tiket.com applications and be able to find out the level of accuracy of naïve bayes on the Traveloka and Tiket.com applications. The price dataset that gets more positive sentiment is the Traveloka price of 97.2%. In the service dataset that has positive sentiment, Tiket.com is 46.9%. Then, the greatest accuracy was obtained after oversampling the Tiket.com price dataset by 73%, Traveloka prices by 94%, Ticket services by 87% and Traveloka services by 86%.
Co-Authors Asriana Asriana, Asriana Fakhrurroja, Hanif Muhammad, Hasan Abdullah Muharman Lubis Oktariani Nurul Pratiwi Sandy, Muhammad Dwi Harry Sandy, Muhammad Dwi Hary Yani, Mega Fitri