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Literasi Keuangan dan Sosialisasi Keuangan: Pendorong Perilaku Keuangan Positif di Kalangan Mahasiswa Koraag, Satrio Tegar Gunung; Pratita, Mutya Paramita
Business UHO: Jurnal Administrasi Bisnis Vol 9, No 1 (2024):
Publisher : Universitas Halu Oleo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52423/bujab.v9i1.45926

This research delves into the examination of how financial literacy and financial socialization impact the financial behavior of students at Universitas Pembangunan Nasional "Veteran" Yogyakarta (UPNVY). This research was conducted involving 207 UPNVY students to gain knowledge of the extent and experience of financial socialization that influences individual financial behaviors. This research method uses surveys and statistical analysis with Smart-PLS. The research outcomes indicate a noteworthy impact of financial literacy and financial socialization on the financial behavior of UPNVY students. Those respondents who exhibit a high level of financial literacy and benefit from effective financial socialization tend to make more informed and responsible financial choices. These findings underscore the significance of enhancing financial knowledge and acquiring experience in dealing with financial matters to cultivate sound and sustainable financial behaviors among students. This research makes a valuable contribution to our understanding of the interplay between financial literacy, financial socialization, and the financial behavior of students.

Pengaruh Financial Attitude dan Fintech Literacy pada Financial Inclusion (Studi Kasus Pada Mahasiswa UPN Veteran Yogyakarta) Koraag, Satrio Tegar Gunung; Pratita, Mutya Paramita
Jurnal Paradigma Vol 28, No 1 (2024): January 2024
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik UPN "Veteran" Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31315/paradigma.v28i1.11840

Abstract This research aims to investigate the impact of Financial Attitude and Fin-Tech Literacy on financial inclusion among UPN Veteran Yogyakarta students who use Go-Pay services. A total of 200 respondents were selected using a non-probability sampling method. Data analysis was carried out using Smart PLS statistical test tool. The research results show that both Financial Attitude and Fin-Tech Lietracy have a significant and positive influence on student financial inclusion. These findings highlight the positive role of financial attitudes and fintech literacy in encouraging student involvement in financial inclusion, particularly through the use of Go-Pay. This research provides valuable insights for the development of financial inclusion programs in academic environments, emphasizing the importance of understanding and improving financial attitudes an fin-tech literacy in supporting students’ active participation in digital financial services such as Go-Pay.

The Influence of Implementation of Good Corporate Governance on the Effectiveness Organization of Teenagers Information and Counseling Centers in PIK-Remaja Organization Surakarta Indonesia Aroran, Farryl Febian; Pratita, Mutya Paramita; Sarwono, Aris Eddy; Rahadhini, Marjam Desma
Journal of International Conference Proceedings Vol 7, No 1 (2024): 2024 ICPM Malaysia Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v7i1.3099

This research focuses on the influence of implementing Good Corporate Governance on the effectiveness of the Youth Information and Counseling Center in Surakarta. Research was conducted in several areas in Surakarta, including Serengan, Banjarsari, Jebres, Pasar Kliwon, and Laweyan. The aim is to understand more deeply the relationship between aspects of Good Corporate Governance and the effectiveness of the PIK-Remaja organization. This research uses quantitative methods by collecting primary data through interviews using questionnaires. The results show that aspects of Good Corporate Governance such as transparency, accountability, responsibility, independence and fairness have a significant influence on organizational effectiveness.

Optimalisasi Pemanfaatan Bank Sampah Di Kelurahan Tegalharjo Kecamatan Jebres Surakarta Pratita, Mutya Paramita; Indriastuti, Dorothea Ririn; Indriyana, Iin
Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat Vol. 4 No. 2 (2024): Maret 2024 - Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat
Publisher : Indonesian Scientific Journal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59395/altifani.v4i2.538

Keberadaan Bank Sampah menjadi salah satu solusi yang diharapkan agar sampah rumah tangga dapat dikelola dengan baik. Sampah rumah tangga masih menjadi masalah yang perlu diminimalisir, terlebih dalam sejak situasi pandemi, ditemukan semakin banyak sampah rumah tangga karena meningkatnya konsumsi makanan dengan sistem pesan antar dan berkurangnya kesadaran warga terkait pentingnya pengelolaan bank sampah. Pada daerah yang sudah memiliki Bank Sampah, masih diperlukan edukasi dan penyadaran masyarakat dalam memilah sampah agar Bank Sampah yang sudah tersedia dapat diberdayakan dengan maksimal, seperti di daerah Kelurahan Tegalharjo. Sudah terdapat enam Bank Sampah di Kelurahan Tegalharjo, namun masih perlu diadakan sosialisasi agar masyarakatnya sadar akan pentingnya manfaat Bank Sampah. Sasaran pengabdian ini adalah masyarakat Kelurahan Tegalharjo, terutama ibu-ibu PKK dan metode yang akan dilakukan berupa obervasi dan penyuluhan dengan memberikan edukasi mengenai pilah sampah dan pemanfaatan Bank Sampah. Pengabdian yang dilakukan diharapkan memberikan dampak positif terhadap pemanfaatan bank sampah di Kelurahan Tegalharjo secara maksimal dan meningkatkan kehidupan sosial masyarakat pada daerah tersebut.

The Influence of Implementation of Good Corporate Governance on the Effectiveness Organization of Teenagers Information and Counseling Centers in PIK-Remaja Organization Surakarta Indonesia Aroran, Farryl Febian; Pratita, Mutya Paramita; Sarwono, Aris Eddy; Rahadhini, Marjam Desma
Journal of International Conference Proceedings Vol 7, No 1 (2024): 2024 ICPM Malaysia Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v7i1.3099

This research focuses on the influence of implementing Good Corporate Governance on the effectiveness of the Youth Information and Counseling Center in Surakarta. Research was conducted in several areas in Surakarta, including Serengan, Banjarsari, Jebres, Pasar Kliwon, and Laweyan. The aim is to understand more deeply the relationship between aspects of Good Corporate Governance and the effectiveness of the PIK-Remaja organization. This research uses quantitative methods by collecting primary data through interviews using questionnaires. The results show that aspects of Good Corporate Governance such as transparency, accountability, responsibility, independence and fairness have a significant influence on organizational effectiveness.

Factors Influencing Repurchase Intention of Scarlett Whitening: Product Quality, Variety, and Celebrity Endorsement Pratita, Mutya Paramita; Enzella Chrisdianthi; Guruh Ghifar Zalzalah
ProBisnis : Jurnal Manajemen Vol. 15 No. 6 (2024): December: Management Science
Publisher : Lembaga Riset, Publikasi dan Konsultasi JONHARIONO

Show Abstract | Download Original | Original Source | Check in Google Scholar

This study aims to determine the influence of product quality, product variation, and celebrity endorsement on repurchase intention of Scarlett Whitening. The sample in this study consisted of 100 respondents. The technique used in this research employed non-probability sampling technique with purposive sampling method. Data analysis in this study utilized SPSS for Windows 24.0 with multiple linear regression analysis technique at a significance level of α = 0.05. The results of the study indicate that partially, product quality, product variation, and celebrity endorsement have a significant effect on repurchase intention. The magnitude of the influence of product quality, product variation, and celebrity endorsement is indicated by the Adjusted R Square value of 57.6%. Suggestions for further research include exploring other factors that may influence repurchase intention besides product quality, product variation, and celebrity endorsement.

The Implementation of Theory of Planned Behavior towards Intention of Using Quick Response Code Indonesian Standart among Students Pratita, Mutya Paramita; Sumaryanto, Sumaryanto; Zakiyah, Nadiya Fikriyatuz
Dinasti International Journal of Economics, Finance & Accounting Vol. 6 No. 1 (2025): Dinasti International Journal of Economics, Finance & Accounting (March-April 2
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v6i1.4023

Technology continues to evolve, demanding society to adapt to its advancements, particularly in payment methods where cashless transactions are increasingly prevalent. One such cashless payment method is QRIS (Quick Response Code Indonesian Standard), which aims to facilitate transactions between consumers and merchants for greater convenience. A primary target of this method is Generation Z, specifically university students. It is crucial for sellers to understand students' interest in adopting QRIS as a payment method. To achieve this goal, this study employed a questionnaire distributed randomly among a population of university students in Surakarta, with a sample size of 100 respondents. Data analysis was conducted using SmartPLS, and the results indicate that subjective norms have no effect on the intention to use QRIS, while other variables within the Theory of Planned Behavior (TPB) show a positive influence when mediated by trust in QRIS.

Pengaruh Financial Attitude dan Fintech Literacy pada Financial Inclusion (Studi Kasus Pada Mahasiswa UPN Veteran Yogyakarta) Koraag, Satrio Tegar Gunung; Pratita, Mutya Paramita
Jurnal Paradigma Vol 28 No 1 (2024): January 2024
Publisher : Fakultas Ilmu Sosial dan Ilmu Politik UPN "Veteran" Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31315/paradigma.v28i1.11840

Abstract This research aims to investigate the impact of Financial Attitude and Fin-Tech Literacy on financial inclusion among UPN Veteran Yogyakarta students who use Go-Pay services. A total of 200 respondents were selected using a non-probability sampling method. Data analysis was carried out using Smart PLS statistical test tool. The research results show that both Financial Attitude and Fin-Tech Lietracy have a significant and positive influence on student financial inclusion. These findings highlight the positive role of financial attitudes and fintech literacy in encouraging student involvement in financial inclusion, particularly through the use of Go-Pay. This research provides valuable insights for the development of financial inclusion programs in academic environments, emphasizing the importance of understanding and improving financial attitudes an fin-tech literacy in supporting students’ active participation in digital financial services such as Go-Pay.

PENERAPAN TAM DAN TPB UNTUK MENGIMPLEMENTASIKAN E-COMMERCE BAGI UMKM DI PASAR SENI "SOLO IS SOLO" PASCA PANDEMI COVID-19 Pratita, Mutya Paramita; Indriastuti, Dorothea Ririn; Aszari, Adelia Nur
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.12610

Technology is always developing and requires society to be able to follow these developments. One of them is in the field of e-commerce. Currently there are many e-commerce platforms available such as Shopee, Tokopedia, Lazada, and others. The platform is expected to make it easier for business people in running their business, especially SMEs. There is a community SMEs are art workers in Surakarta who sell their own artistic products and try to keep up with e-commerce developments. The purpose of this research is to find out the interests of members of the â€˜Solo is Soloâ€™ art market in adopting e-commerce to distribute his work to buyers use the TAM and TPB Approach. To achieve this goal, this study uses a questionnaire to explore data that will be filled in by members of the Solo Art Market community of total 72 people, and tested using PLS. As we know that the Covid-19 Pandemic has prevented the art workers from selling their crafts offline. Besides, they tend to choose selling offline than online. Therefore, this study wants to predict their intention to adopt online platforms in order to restore economic conditions after the Covid-19 Pandemic. Keywords : TAM, TPB, SME, Digital Marketing

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