Article Per Year (5 Year)
p-Index From 2020 - 2025
1.784
P-Index
This Author published in this journals
All Journal El-Usrah: Jurnal Hukum Keluarga Edutourism : Journal Of Tourism Reseach Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah JIHBIZ :Global Journal of Islamic Banking and Finance. Jurnal Investasi Islam JIFTECH: Journal Of Islamic Financial Technology Journal Information & Computer (JICOM)
Muhammad, Alfian
Unknown Affiliation
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 11 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : JIFTECH: Journal Of Islamic Financial Technology

 1 
The Effect of the Use of Quick Response Indonesia Standard (QRIS) on the Development of Micro, Small and Medium Enterprises (MSMEs) in Langsa City Kautsar, Muhammad Haris; Nurjanah, Nurjanah; Yahya, M; Muhammad, Alfian
Journal of Islamic Financial Technology Vol 3, No 2 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jiftech.v3i2.14178

Abstract

In the digital era, Micro, Small and Medium Enterprises (MSMEs) in Langsa City face challenges to adapt to the growing non-cash payment technology. This study aims to analyze the effect of ease of use, understanding of benefits, and income expectations on MSME development through the implementation of the Quick Response Code Indonesian Standard (QRIS). The research method used is quantitative with regression analysis techniques to test the partial and simultaneous effects of the independent variable on the dependent variable. The results showed that ease of use (tcount = 4.351), usefulness (tcount = 3.772), and income expectations (tcount = 3.887) had a positive and significant effect partially on the development of MSMEs. Simultaneously, the three variables also showed a significant effect with an Fcount value of 16.204 which exceeded the Ftable of 2.47, with a significance level of 0.000 0.05. This finding confirms the importance of improving QRIS literacy and adoption to support MSME growth. The implication is that strategic policies such as training, socializing the benefits of QRIS, and providing supporting facilities need to be designed to create an ecosystem conducive to the development of MSMEs in Langsa City.
Co-Authors Fahriansah Hafizah, Syarfina Kautsar, Muhammad Haris M Yahya M. Yahya Mastura, Mastura Munadiati, Munadiati Murdiah N. Nurjanah Pramono Prasetya T.W, Chandra PUTRI WULANDARI Reza Fauzi Sabda, Aulya Safarida, Nanda