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All Journal Dialektika: Jurnal Ekonomi dan Ilmu Sosial Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan
Barnamij, Najhah
Unknown Affiliation
Arts Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Optimalisasi Zakat dan Wakaf melalui Inovasi Digital dalam Rangka Maqashid Syariah: Solusi Pengentasan Kemiskinan di Indonesia Rofiq, Mokhammad Ainur; Fathoni, Joharul; Barnamij, Najhah
DIALEKTIKA: Jurnal Ekonomi dan Ilmu Sosial Vol 10 No 2 (2025): Dialektika: Jurnal Ekonomi dan Ilmu Sosial
Publisher : Prodi Manajemen Fakultas Ekonomi dan Bisnis Universitas Islam Raden Rahmat Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36636/dialektika.v10i2.6939

Abstract

This study aims to evaluate the role of zakat and waqf as Islamic philanthropy tools for poverty alleviation and sustainable development in Indonesia, integrating maqāṣid al-sharīʿah principles with digital innovation. Employing a descriptive-critical qualitative approach with data triangulation, it analyses empirical data from official reports and recent literature. Findings demonstrate that zakat distribution significantly reduces poverty, while productive waqf enhances access to education and health services. However, institutional constraints, limited nazhir capacity, and technological barriers—particularly in rural areas—hinder effectiveness. Comparative insights from Malaysia, Turkey, and Saudi Arabia highlight best practices in digital zakat and waqf management, such as blockchain adoption and centralized waqf registries, which inform the contextual framework proposed for Indonesia. The study advocates a holistic approach combining maqāṣid al-sharīʿah with digitalization, supported by synergy among government, philanthropic institutions, and local communities.
SHARIA ECONOMIC BUSINESS ETHICS IN FACING THE ERA OF ECONOMIC DIGITALIZATION IN THE FUTURE Barnamij, Najhah; Salsabila, Syafira; Sohibul Migfar, Muhammad; Rohmat, Saepur; Ridwan, Mohammad; Murtadho, Ali
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 1 No. 12 (2022): November
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v1i12.2266

Abstract

Islam places ethics and morals in the most important position in life. Islamic economic business ethics is here to be a solution for self-development in the world of business and actions that are in accordance with norms and religion. The research used is qualitative research, with data collection techniques such as tracking journals, books and articles that discuss Islamic economic business ethics. After the data sources have been collected, the author will analyze them and then draw conclusions because of the research. The aim of this research is to explore how big the opportunities for doing business in the era of digitalization are while still prioritizing morals. This research reveals Islamic economic business ethics in facing future economic challenges, namely by continuing to keep up with the times and innovating and cultivating one's own abilities to be able to adapt to increasingly advanced and developing conditions, the business world aims to produce much better economic growth and continue to prioritize ethics and morals.
STUDY OF SOCIAL FUNCTIONS IN THE ECONOMIC ACTIONS OF SHARIA MICROFINANCE INSTITUTIONS Barnamij, Najhah; Fa’iq, Mohamad; Riyadi, Ahmad; Ulfain, Ulfain; Akrom, Maulana; Dwi Wulandari, Faizah
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 2 No. 12 (2023): November
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v2i12.2288

Abstract

Abstract Provide the perception toward the social function of the economic action undertaken. 2) determine the form of the social functions performed by the actors in sharia microfinance institutions. This study used a qualitative method with phenomenological approach. The findings of this study are: 1) the perception of the social function by the actors of sharia microfinance institutions respectively: a) perception of social function is as management of zakat, infaq, and alms known in the concept of Baitul Maal. b) the social function as a medium of empowerment of poor communities where the sharia microfinance institutions are capable in producing new entrepreneurs. c) the social function as propaganda/symbols of Islam, Islamic microfinance institutions serve to eradicate the practice of existing usurer in the community. 2) The form of social functions held by sharia microfinance institutions are: a) The distribution of social grants, the distribution of development aid in the form of mosques, procurement assistance of Al-Quran, home renovation, distribution of Zakat funds as well as scholarships to students who cannot afford school. b) Help the poor public capital, capital assistance is intended for the poor, capital assistance is also easy for small traders in accessing financing. c) Optimalization the role of sharia microfinance institutions by opening branches in remote areas which aim to facilitate the public in accessing Sharia financial institutions and also propaganda symbols of Islam in religious activities.
Co-Authors Ahmad Riyadi Akrom, Maulana Ali Murtadho Dwi Wulandari, Faizah Fathoni, Joharul Fa’iq, Mohamad Mohammad Ridwan Rofiq, Mokhammad Ainur Rohmat, Saepur Salsabila, Syafira Sohibul Migfar, Muhammad Ulfain, Ulfain