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THE ROLE OF SHARIA SAVINGS AND LOANS AND FINANCING COOPERATIVES (KSPPS) IN COMMUNITY ECONOMIC EMPOWERMENT (STUDY AT KSPPS BMT ALFA DIRHAM MANDIRI CIREBON) Hendrawan, Yadi; Mochamad Surya, Candra; Ziyadatun Nasiah, Riska
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 2 No. 12 (2023): November
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v2i12.2290

Abstract

Sharia Savings and Loans and Financing Cooperative (KSPPS) BMT Alfa Dirham Mandiri Cirebon has been active since 2014 with the main aim of encouraging community economic growth by providing easy and fair access to financing. However, KSPPS has not been fully accepted as the main choice by the community. This research aims to identify the role of KSPPS in community economic empowerment and analyze the factors that support and hinder KSPPS' efforts to improve community welfare. This research is field research with a qualitative descriptive approach. Data was obtained through interviews with KSPPS employees and documentation that recorded the history, organizational structure, and illustrations of KSPPS financing. The research results show that KSPPS has carried out its role in accordance with sharia principles, by actively providing access to financing, education, training, and implementing social programs for the development of local communities, including infrastructure development and social assistance. Supporting factors that make KSPPS the community's first choice include sharia principles in operations, security, trust, justice, flexible financing, personal service, education, training, fair profit sharing, and social activities. However, there are also inhibiting factors such as lack of education and outreach, competition with other financial institutions, limited capital and technology, unprofessional management, lack of product innovation, and low public trust.
The Role Of Teachers In Instilling Disciplined Character In Early Childhood 5-6 Years Old At Darussalam Early Childhood Education Center Nurazizah, Siti; Mochamad Surya, Candra; Arifudin, Opan
International Journal of Science Education and Technology Management Vol 5 No 1 (2026): International Journal Of Science Education and Technology Management
Publisher : Yayasan Azka Hafidz Maulana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28301/ijsetm.v5i1.45

Abstract

This research is motivated by the role of teachers as substitutes for parents when children are doing learning activities at school, playing an important role in optimizing children's growth and development, especially in developing and forming the independence of early childhood. This study aims to determine the role of teachers in instilling disciplined characters in early childhood 5-6 years in PAUD Darussalam. The study used a qualitative descriptive method with subjects of children aged 4-5 years and class teachers. Data were obtained through observation, interviews, and documentation, then analyzed with data reduction techniques, data presentation, and drawing conclusions. The results of the study show that teachers as educators with examples of teachers coming early to school and tidying up stationery and classrooms, teachers as facilitators, teachers teach to maintain cleanliness of clothes, teach children to wash their hands to be clean, teach to throw trash in the trash, and teachers as mentors, teachers provide guidance to children by conveying the rules that exist in the school while learning and the rules when playing games.
Optimizing Educational Service Management to Attract New Students: A Qualitative Study at SMP 3 Tanjungsiang Mochamad Surya, Candra
EDUKASIA Jurnal Pendidikan dan Pembelajaran Vol. 5 No. 2 (2024): Edukasia: Jurnal Pendidikan dan Pembelajaran
Publisher : LP. Ma'arif Janggan Magetan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62775/edukasia.v5i2.1966

Abstract

This study explores the management of educational services as a strategy to attract new students at SMP 3 Tanjungsiang, a junior high school situated in a mountainous area. Modern education focuses not only on quantitative measures, such as student enrollment, but also on qualitative aspects, aiming to prepare human resources capable of facing future challenges. Growing competition among schools requires effective strategies to recruit competent students. This research applies a qualitative descriptive approach to gain an in-depth understanding of service management strategies. Data were collected through direct observation of the school environment, structured interviews with school leaders, teachers, and members of the new student admissions committee (PPDB), as well as documentation of school programs and activities. Data analysis followed an interactive model, including data reduction, presentation, and conclusion drawing, with triangulation applied to ensure validity. The findings reveal that SMP 3 Tanjungsiang successfully attracts new students through multiple strategies, including enhancing academic and non-academic programs, organizing students into regular and superior classes, and improving extracurricular achievements. Among these, the most influential factor is the performance and coordination of the PPDB committee. These results offer practical guidance for schools seeking to optimize educational service management and student recruitment, particularly in geographically challenging regions.