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All Journal Jurnal Komunikasi Ikatan Sarjana Komunikasi Indonesia Jurnal Kajian Komunikasi dan Pembangunan Daerah
Akbar, Ananto
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Humanities Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice

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TANGGAPAN PENGGUNA PINJAMAN ONLINE DITINJAU DARI ELABORATION LIKELIHOOD MODEL Hidayati, Ratih Kurnia; Akbar, Ananto; Irwandy, Deddy
DIALEKTIKA KOMUNIKA: Jurnal Kajian Komunikasi dan Pembangunan Daerah Vol. 12 No. 1 (2024): DIALEKTIKA KOMUNIKA: Jurnal Kajian Komunikasi dan Pembangunan Daerah
Publisher : Universitas Islam Syekh Yusuf

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33592/dk.v12i1.4815

Abstract

Online loans have become a popular phenomenon in the modern financial sector, allowing individuals to obtain additional funds quickly and easily without complicated procedures at banks. Despite its convenience, online lending also faces challenges such as the risk of fraud, lack of financial understanding and the problem of missed payments. This article discusses the growth of online lending in Indonesia, starting with the emergence of Financial Technology (fintech) companies that combine finance with information technology. The Financial Services Authority (OJK) notes that most online loans are used for financing Micro, Small and Medium Enterprises (MSMEs). However, there is also the phenomenon of online loans that cause problems in society. Financial education is crucial in improving people's understanding of finance and managing online loans responsibly. In recent years, the use of debt to meet the needs of life has increased, but self-control in borrowing decisions is affected by the supply side. In conclusion, it is important to understand both the benefits and risks of online lending and the importance of financial literacy in managing personal finances.
Spiritual Communication for Disaster Mitigation in the Gunung Padang Area - West Java Wempi, J.A; Hidayat, Muhamad; Akbar, Ananto
Jurnal Komunikasi Ikatan Sarjana Komunikasi Indonesia Vol. 9 No. 2 (2024): December 2024 - Jurnal Komunikasi Ikatan Sarjana Komunikasi Indonesia
Publisher : Ikatan Sarjana Komunikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25008/jkiski.v9i2.1109

Abstract

Cianjur, West Java, is one of the areas with a  high level of disaster threats according to the Indonesia Disaster Risk Index report in 2022. One of the disaster threats is the 100-kilometer long Cimandiri Fault in West Java which is the oldest fault, not to mention the danger of landslides. .  Gunung Padang  is a disaster-prone area,  making  Gunung Padang at risk of being affected by tectonic earthquakes because it is situated between earthquake generating lines divided into fault segments that cross 17 districts in Sukabumi, Cianjur and Bandung. Religious and cultural aspects often play an important role in disaster mitigation, especially in communities with strong religious and cultural values. This research aims to analyze spiritual-based disaster communication in the Gunung Padang area, West Java. This research used descriptive qualitative methods and collected data through semi-structured interviews. The data used for this research is primary data to be obtained directly from the first source or original source,  including community leaders and local government by using observation and interview techniques. Meanwhile, the secondary data is obtained  from other supporting documents. The results of this study show that the people of the Gunung Padang area traditionally uphold and maintain the wisdom and spiritual aspects of Lok which have an important role in conveying disaster mitigation messages. This study also highlights the importance of local beliefs, which shape the community's disaster awareness and influence their thoughts, attitudes, and behaviors. The religious aspect of local wisdom encourages harmony with nature and prevents its exploitation. Spiritual communication plays a significant role in the lives of the Gunung Padang community and is an essential aspect of disaster awareness, which is based on the integration of knowledge, skills, and local wisdom.
Co-Authors Hidayat, Muhamad Irwandy, Deddy Ratih Kurnia Hidayati Wempi, J.A