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The Implementation of Khyar in Online Purchase and in Increasing Costumers Satisfaction kamir, Kamiruddin Amhy; Hamzah, Aksi; Nikmah Marzuki, Sitti; Kamaruddin
LAA MAISYIR: Jurnal Ekonomi Islam Vol.11 No.1 (2024)
Publisher : Universitas Islam Negeri Alauddin Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24252/lamaisyir.v11i1.21674

Abstract

This research aims at encouraging students to implement khyar in online transactions and creating its’ application model in order to obtain costumers satisfaction. The research was initiated due to the development of common online purchase and transactions whose applications are different from that of khyar. This can also potentially cause the business to lose its’ element of spiritual blessings and be susceptible to fraud and loss on the side of the costumers. The crucial issue found in the research is that what students learn at schools or campus in theories are not in line with what the application of kyar in real life. The nature of the research is descriptive and qualitative and its’ object is the implementation of khyar in online purchase and its’ data source is taken from students of the Faculty of Islamic Business and Economy who make online purchase and transactions. The instruments of research are observations, interviews and field records and data tabulation techniques used are editing, descriptions and interpretations. The result of the research shows that the conceptual implementation of the khyar is agreed upon by all of the students except for five of them. There are vendors who sold their products over someone else’s bargain and there are those who denied products return while according to Islam that practice should be allowed under the ruling of khyar.
Pengaruh Condition of Economy dan Capacity terhadap Penyelesaian Pembiayaan Akad Ijarah Muntahiyyahbit Tamlik dengan Jaminan BPKB Kendaraan (Studi Pada Baf Bone) Widyastuti, Novita; Nikmah Marzuki, Sitti; Hidayati Darwis, Rahma
Jurnal Global Ilmiah Vol. 1 No. 11 (2024): Jurnal Global Ilmiah
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/jgi.v1i11.113

Abstract

Penelitian ini membahas mengenai pengaruh condition of economy dan capacity terhadap penyelesaian pembiayaan akad ijarah muntahiyyahbit tamlik dengan Jaminan BPKB kendaraan (Studi pada BAF Bone). Adapun tujuan yang dicapai dalam penelitian ini yaitu untuk mengetahui pengaruh condition of economy dan capacity terhadap penyelesaian pembiayaan dengan jaminan BPKB kendaraan melalui akad ijarah muntahiyyahbit tamlik (Studi pada BAF Bone). Penelitian ini menggunakan metode penelitian lapangan (field research). Adapun pendekatan yang digunakan yakni pendekatan kuantitatif. Data yang digunakan dalam penelitian ini adalah data primer, yaitu data yang diperoleh dengan menggunakan kuesioner serta teknik dokumentasi. Berdasarkan hasil penelitian diperoleh bahwa 1) Condition of economy berpengaruh secara signifikan terhadap penyelesaian pembiayaan dengan jaminan BPKB kendaraan melalui akad ijarah muntahiyyahbit tamlik pada BAF Bone yang ditunjukkan dengan nilai signifikansi sebesar 0.033<0,05. 2) Capacity berpengaruh secara signifikan terhadap penyelesaian pembiayaan dengan jaminan BPKB kendaraan melalui akad ijarah muntahiyyahbit tamlik pada BAF Bone dengan nilai signifikansi sebesar 0.000<0,05. 3) Terdapat pengaruh condition of economy dan capacity secara simultan terhadap penyelesaian pembiayaan dengan jaminan BPKB kendaraan melalui akad ijarah muntahiyyahbit tamlik pada BAF Bone dengan nilai signifikansi sebesar 0.000<0,05.
PELATIHAN UMKM DALAM PEMBUATAN NOMOR INDUK BERUSAHA (NIB) SEBAGAI LEGALITAS IZIN USAHA Firdaus, Firdaus; Mustatho, Mustatho; Nikmah Marzuki, Sitti; Tauhid, Moh.; Jamila, Jamila
El-Madaniyah : Jurnal Pengabdian Masyarakat Vol. 1 No. 01 (2024): Februari
Publisher : P3M STAI Sangatta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55799/madani.v1i01.304

Abstract

Training on making a Business Identification Number (NIB) is a very important and strategic activity for Micro, Small and Medium Enterprises (MSMEs), because it provides information related to procedures for applying for business legality and how to issue a business permit in the form of a Business Identification Number (NIB). This service activity was carried out at STAI Sangatta which was related to MSME training in creating a Business Identification Number (NIB). This service activity starts from the process of activity planning, implementation and evaluation in preparing and running the program. The method used in this service is the Participatory Action Research (PAR) method where the author is directly involved in the training process. The result of this activity is to increase the insight and understanding of MSMEs in using the Online Single Submission (OSS) platform as a medium used in processing business permits. The participants' activeness and enthusiasm showed a positive attitude. Therefore, activities like this need to be followed up with similar activities by inviting other MSMEs in East Kutai.