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All Journal Jurnal Ilmiah Ekonomi Islam Jurnal Ekonomi Syariah Pelita Bangsa Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Jurnal Pengabdian Pelita Insani (JPPI) Jurnal Pengabdian Pelita Insani (JPPI)
Sukron Mamun
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Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

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Peningkatan Literasi Keuangan Syariah Melalui Pelatihan dan Pendampingan Masyarakat Kabupaten Bekasi Sakum; Sukron Mamun; Ali Nur Ahmad; Sarwo Edy; Hamdan Ainulyaqin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.4824

Abstract

Financial literacy in Indonesia, especially in the context of sharia financial literacy, shows an alarming level. Financial literacy includes the ability to read, analyze, manage and communicate personal financial conditions. The World Bank survey places Indonesia in the third lowest ranking globally in terms of financial literacy, behind India and China. Data from the Financial Services Authority (OJK) shows that in 2013 and 2016, only around 21.84% and 29.66% of the Indonesian adult population had adequate financial literacy, with the figure among MSMEs even lower, namely 18.71%. An OJK webinar in 2022 revealed that the sharia economic literacy index had only reached 23.3%, far below the national financial literacy index of 49%. This imbalance highlights the need for broader educational efforts to increase public understanding of Islamic financial products. Even though financial education is the key to increasing literacy, in Indonesia, financial education is still rare in schools and universities. Developed countries have actively promoted financial education, while big challenges still exist in Indonesia. In the Islamic context, financial literacy also includes understanding muamalah maaliyah law to ensure halal and fair transactions. This research aims to explore and understand aspects of sharia financial literacy and inclusion through a qualitative approach, with observations and literature reviews in Bekasi Regency. It is hoped that this research can provide in-depth insights and recommendations to increase sharia financial literacy and inclusion more effectively.
Perspektif Ekonomi Islam: Dampak Keberadaan Kawasan Industri Cikarang Pada Peningkatan Kesejahteraan Masyarakat MH Ainulyaqin; Adrianna SR; Listian I. Achmad; Sukron Mamun; Andri Jaelani
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 04 (2025): JIEI : Vol. 11, No. 04, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

This research aims to analyze the impact of the presence of the Cikarang Industrial Estate on the improvement of the welfare of the community in Bekasi Regency from the perspective of Islamic economics. This research uses a qualitative descriptive method with data collection techniques through interviews and documentation. The respondents in this research are the community living around the Cikarang Industrial Estate, and there are several key informants involved in the development of the Cikarang Industrial Estate. The results of the research show that the presence of the Cikarang Industrial Estate has both positive and negative impacts on the improvement of the welfare of the community in Bekasi Regency. The positive impacts include increased employment opportunities, increased income, and improved infrastructure development around the industrial estate. On the other hand, the negative impacts include the shifting of jobs from the agricultural sector to the industrial sector and environmental damage. From the perspective of Islamic economics, the presence of the Cikarang Industrial Estate needs to be analyzed in terms of social and moral aspects in economic activities, emphasizing the importance of justice, equality, and sustainability in economic activities. Therefore, the development of the Cikarang Industrial Estate needs to be carried out in accordance with the principles of Islamic economics to optimize economic benefits and minimize negative impacts on the community.
Co-Authors Aceng Badruzzaman Adrianna S. R Adrianna SR Afifah KA Ali Nur Ahmad Andri Jaelani Dede M Dewi Retno Puspita Erfan Muhammad Fatmawati Fatmawati Hamdan Ainulyaqin Ismamudi Ismamudi Listian I. Achmad Listian Indriyani Achmad Matnin MH Ainulyaqin Nurrohmah, Shinta Preatmi Nurastuti Ramadhan F Sakum Sarmila, Lia sarwo edy Sifaur Rohmah Widia Salsabilah