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All Journal Jurnal Ekonomi Syariah Pelita Bangsa Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Anggelin Rahmadani
Unknown Affiliation
Religion Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences

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Implementasi Riba Dalam Pinjaman Online Berbasis Syariah (Studi Tentang Pinjaman Online Pada PT. AMMANA FINTECH SYARIAH) Annisa Elvina; Megi Saputra; Anggelin Rahmadani; Zainuddin; Nil Firdaus
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 9 No. 01 (2024): JESPB Edisi April 2024
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v9i01.1217

Abstract

Penelitian ini mengkaji implementasi riba dalam pinjaman online berbasis syariah pada PT Ammana Fintech Syariah. Tujuan penelitian ini adalah untuk memberikan gambaran tentang riba pada pinjaman online berbasis syariah dan mendorong transaksi yang lebih adil. Penelitian ini menggunakan pendekatan kualitatif dengan mengumpulkan data dari situs online dan website PT Ammana Fintech Syariah. Hasil penelitian menunjukkan bahwa PT Ammana Fintech Syariah menawarkan berbagai bentuk transaksi pinjaman yang sesuai dengan prinsip syariah, seperti murabahah, mudharabah, dan musyarakah. PT Ammana Fintech Syariah menerapkan sistem sanksi atau denda atas keterlambatan pembayaran untuk mendorong disiplin dan ketaatan terhadap kewajiban pembayaran. Denda tersebut digunakan untuk kepentingan sosial dan bukan sebagai pendapatan perusahaan. Penelitian ini memberikan kontribusi pada pemahaman tentang riba dalam pinjaman online berbasis syariah dan meningkatkan kepatuhan terhadap prinsip-prinsip keuangan Islam. Penetapan denda telat bayar dalam Islam masih menjadi perdebatan di kalangan ulama, dan tergantung pada penafsiran masing-masing.
Dampak Hilirisasi Terhadap Pendapatan Petani Kelapa Sawit di Nagari Talang Binjai Kecamatan Silaut Kabupaten Pesisir Selatan Anggelin Rahmadani; Saputra, Megi; Firdaus, Nil; Pasrizal , Himyar; Elvina, Annisa
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 7 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i7.2287

Abstract

This research aims to analyze the impact of downstreaming on the income of oil palm farmers in Nagari Talang Binjai, Silaut District, Pesisir Selatan Regency. The main problem in this research is the extent to which palm oil downstreaming helps increase the income of oil palm farmers in Nagari Talang Binjai, Silaut District, Pesisir Selatan Regency. This type of research is field research with a qualitative approach. The data analysis technique used is Miles and Huberman which includes reduction, presentation and drawing conclusions. The results of this research found that the downstreaming of palm oil stabilized the selling price of palm oil to farmers. Which can help stabilize the income of oil palm farmers in Nagari Talang Binjai, Silaut District, Pesisir Selatan Regency. Moreover, the European Union is boycotting palm oil commodities and their derivatives produced in Indonesia. After discussion, the Indonesian government must continue to carry out research regarding downstream palm oil and increase its costs. This is so that scientists can immediately produce one hundred percent vegetable energy, whether in the form of diesel or fuel, even in other forms of vegetable energy. After that, mass production of every vegetable energy product from palm oil will be carried out as soon as possible. Due to economic threats from abroad in the form of boycotts, reducing imports and planting oil palm, several countries have begun to implement them. By downstreaming palm oil, Indonesia will become a developed and strong country, and can bring prosperity to its people, especially oil palm farmers in Nagari Talang Binjai, Silaut District, Pesisir Selatan Regency.
Co-Authors Annisa Elvina Elvina, Annisa Firdaus, Nil Megi Saputra Nil Firdaus Nurwijayanti Pasrizal , Himyar Saputra, Megi