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All Journal Jurnal Ekonomi Syariah Pelita Bangsa Jurnal Pelita Ilmu Ekonomi Syariah (JPIES) Jurnal Pengabdian Pelita Insani (JPPI) Jurnal Pengabdian Pelita Insani (JPPI)
Asih Sugiyanti
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Religion Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Analisis Efisiensi Teknis Bank Syariah Indonesia Hananto, Bernad; Ari Mulyono Hadi; Iin Masriah; Azmy Muhammad Habiby; Asih Sugiyanti
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 9 No. 01 (2024): JESPB Edisi April 2024
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v9i01.1288

Abstract

In early 2021 Bank Syariah Mandiri, BNI Syariah and BRI Syariah merged to become Bank Syariah Indonesia, this merger of Islamic banks is one of the government's efforts to respond to Islamic economic growth in Indonesia, this research was made to compare the technical efficiency of Indonesian Syariah Banks in the early period merger and the pre-merger period, using the non-parametric Data Envelopment Analysis method, the efficiency revealed includes the function of the bank as a mediator and the function of the bank as a producer that generates income for the sahibul maal both third parties and shareholders, this study reveals that the bank resulting from the merger in year 2 has a significant increase in Total Assets where this increase is in line with the increase in Temporary Sirkah Funds, Wadiah Fund Deposits, and Equity. Profit before Zakat and Tax in year 2 of the merger increased 111% compared to 2019. In 2021 when the bank not yet merged efficiency level of 97% related to its function as a revenue generator, banks in the first and second years after the merger the bank has an efficiency rate of 100%, both as an intermediary and also as a profit earner for third parties and shareholders.
Strategi Peningkatan Kualitas Sumber Daya Manusia di Baznas Kabupaten Bekasi Dalam Optimalisasi Penyaluran Zakat Mal Suhrowardi; Iin Masriah; Enur Hotimah; Dede NI; Asih Sugiyanti
JPIES: Jurnal Pelita Ilmu Ekonomi Syariah Vol. 1 No. 02 (2024): JPIES Edisi Juli 2024
Publisher : LPPM STEBIS YPII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71195/7z5zc953

Abstract

This study aims to determine the strategy for improving the quality of human resources in BAZNAS Bekasi Regency in optimizing the distribution of zakat mal. Quality human resources are owned by BAZNAS Bekasi Regency, so it is expected that the distribution of zakat mal can be optimized and right on target so that it can change the sustainability of the lives of the Bekasi community, especially the poor and needy. The basis of this study uses a qualitative method. The data sources obtained from this study were through field observations, interviews with the HR staff of BAZNAS Bekasi Regency and mustahik. Other data were obtained by researchers from brochures and the official websites of BAZNAS Pusat and BAZNAS Bekasi Regency. Based on the results of the study, BAZNAS Bekasi Regency has implemented a strategy to form quality resources through various methods including education, training (amil certification), attitudes and behaviors reflected in the BAZNAS law, communication and good relationships between BAZNAS employees and their muzzaki and mustahik. However, the distribution of zakat mal at BAZNAS Bekasi Regency has not reached its maximum, because the type of zakat mal collection at BAZNAS Bekasi Regency is only in professional zakat, infaq and alms.
Tantangan Dan Solusi Bisnis UMKM Di Era Digital Suhrowardi; Iin Masriah; Enur Hotimah; Dede NI; Asih Sugiyanti
JPPI: Jurnal Pengabdian Pelita Insani Vol. 1 No. 01 (2024): JPPI Edisi Februari 2024
Publisher : LPPM STEBIS YPII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71195/jppi.v1i01.13

Abstract

Pandemi Covid-19 merupakan krisis kesehatan yang berdampak pada seluruh aspek kehidupan masyarakat, terutama aspek ekonomi dan bisnis. Dalam arahannya, Presiden Joko Widodo menginstruksikan untuk melakukan realokasi anggaran dan refocusing kebijakan guna memberikan insentif ekonomi bagi pelaku UMKM dan sektor informal, sehingga mereka tetap dapat berproduksi dan beraktivitas tanpa melakukan Pemutusan Hubungan Kerja (PHK). “Pertama, bidang kesehatan, terutama dalam upaya pengendalian Covid-19. Kedua, Social Safety Net, yaitu bantuan sosial. Ketiga, insentif ekonomi bagi pelaku usaha dan UMKM,” ujar Presiden. Selain itu, Presiden juga meminta agar program-program bantuan sosial yang dapat meningkatkan konsumsi diperbesar, dan Kredit Usaha Rakyat (KUR) lebih intensif serta dieksekusi sebanyak-banyaknya. RUU Cipta Kerja juga diharapkan dapat menjadi motor penggerak pertumbuhan ekonomi yang berkeadilan dan menciptakan pemerataan kesejahteraan masyarakat, sehingga kesejahteraan dapat merata di seluruh lapisan masyarakat. Bisnis digitalisasi juga menjadi peluang besar dalam memasarkan UMKM, terutama di era new normal ini.
Tantangan Dan Solusi Bisnis UMKM Di Era Digital Suhrowardi; Iin Masriah; Enur Hotimah; Dede NI; Asih Sugiyanti
JPPI: Jurnal Pengabdian Pelita Insani Vol. 1 No. 01 (2024): JPPI Edisi Februari 2024
Publisher : LPPM STEBIS YPII

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71195/jppi.v1i01.13

Abstract

Pandemi Covid-19 merupakan krisis kesehatan yang berdampak pada seluruh aspek kehidupan masyarakat, terutama aspek ekonomi dan bisnis. Dalam arahannya, Presiden Joko Widodo menginstruksikan untuk melakukan realokasi anggaran dan refocusing kebijakan guna memberikan insentif ekonomi bagi pelaku UMKM dan sektor informal, sehingga mereka tetap dapat berproduksi dan beraktivitas tanpa melakukan Pemutusan Hubungan Kerja (PHK). “Pertama, bidang kesehatan, terutama dalam upaya pengendalian Covid-19. Kedua, Social Safety Net, yaitu bantuan sosial. Ketiga, insentif ekonomi bagi pelaku usaha dan UMKM,” ujar Presiden. Selain itu, Presiden juga meminta agar program-program bantuan sosial yang dapat meningkatkan konsumsi diperbesar, dan Kredit Usaha Rakyat (KUR) lebih intensif serta dieksekusi sebanyak-banyaknya. RUU Cipta Kerja juga diharapkan dapat menjadi motor penggerak pertumbuhan ekonomi yang berkeadilan dan menciptakan pemerataan kesejahteraan masyarakat, sehingga kesejahteraan dapat merata di seluruh lapisan masyarakat. Bisnis digitalisasi juga menjadi peluang besar dalam memasarkan UMKM, terutama di era new normal ini.
Co-Authors Ari Mulyono Hadi Azmy Muhammad Habiby Dede NI Enur Hotimah Hananto, Bernad Iin Masriah Suhrowardi