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All Journal ILTIZAM Journal of Sharia Economic Research Islamic Economic and Business Journal Islamic Banking and Finance Jurnal Global Ilmiah
Hidayati Darwis, Rahma
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Chemical Engineering, Chemistry & Bioengineering Economics, Econometrics & Finance Environmental Science Medicine & Pharmacology Social Sciences

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Adopsi Ekonomi Sirkular: Peran Mediasi Sikap dalam Model TPB (Theory of Planned Behavior) Asgar, Asgar; Razak, Syaparuddin; Hidayati Darwis, Rahma
ILTIZAM Journal of Shariah Economics Research Vol. 8 No. 1 (2024): Indonesian Journal of Islamic Economics and Business
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, UIN SULTHAN THAHA SAIFUDDIN JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/iltizam.v8i1.2281

Abstract

This study aims to enrich the understanding of circular economy adoption in rural areas using the Theory of Planned Behavior (TPB) as the foundational framework. Through the developed conceptual model, the study explores the mediating role of community attitudes towards circular economy adoption, by expanding attitude variables involving the dimension of caring for maslahah as an aspect of Islamic economics, beliefs, and knowledge. By collecting data from 200 respondents using Simple Random Sampling in the Barebbo District of Bone Regency, the analysis results using Partial Least-Structural Equation Modeling (PLS-SEM). This research reveals that beliefs and knowledge play a central role in shaping individual attitudes towards circular economy adoption in accordance with the principles of Islamic economics. The lack of attitude mediation effects between caring for maslahah as an aspect of Islamic economics, beliefs, knowledge related to circular economy adoption indicates that awareness of the benefits of such practices has not fully driven sustainable economic behavior. This study highlights that knowledge is the strongest force, motivating changes in economic, social, and environmental behavior with positive impacts across dimensions. The study provides a pioneering contribution to the literature, opening insights into the complex interaction between community attitudes and circular economic behavior in rural areas.
PENGARUH E-COMMERCE DAN PEMANFAATAN IT TERHADAP MINAT BERWIRAUSAHA SECARA ONLINE PADA PELAKU USAHA KAUM MILENIAL MUSLIM KECAMATAN TANETE RIATTANG BARAT Putri, Irmadany; HIDAYATI DARWIS, RAHMA; ARDI, MUHAMMAD
Islamic Economic and Business Journal Vol 6, No 1 (2024): Islamic Economic and Business Journal
Publisher : Institut Agama Islam Negeri (IAIN) Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/iebjournal.v6i1.6625

Abstract

Penelitian ini bertujuan untuk meneliti Pengaruh e-commerce dan pemanfaatan IT terhadap minat berwirausaha secara online pada pelaku usaha milenial muslim, apakah e-commerce dan pemanfaatan IT memberikan pengaruh positif dan signifikan terhadap minat berwirausaha secara online pada pelaku usaha kaum milenial muslim di kecamatan Tanete Riattang Barat. Pendekatan pada penelitian ini menggunakan pendekatan kuantitatif dengan jenis penelitian lapangan dan melakukan observasi atau pengamatan terlebih dahulu kemudian memberikan angket berupa pertanyaan melalui online yaitu google form dan juga turun langsung ke pelaku usaha sebanyak 98 sampel yang sesuai dengan data yang dibutuhkan, serta menggunakan analisis regresi linear berganda dan menggunakan bantuan aplikasi SPSS, Kemudian hasil data penelitian dianalisis dan dideskripsikan untuk melihat lebih jauh mengenai pengaruh e-commerce dan pemanfaatan IT terhadap minat berwirausaha secara online. Adapun hasil penelitian menunjukan bahwa pengaruh e-commerce dan pemanfaatan IT  mempengaruhi secara signifikan dan positif terhadap minat berwirausaha secara online pada pelaku usaha kaum milenial muslim kecamatan Tanete Riattang Barat sebesar 79% dan sisanya 21% dipengaruhi oleh variabel lain di luar model penelitian. Penelitian ini bertujuan untuk meneliti Pengaruh e-commerce dan pemanfaatan IT terhadap minat berwirausaha secara online pada pelaku usaha milenial muslim, apakah e-commerce dan pemanfaatan IT memberikan pengaruh positif dan signifikan terhadap minat berwirausaha secara online pada pelaku usaha kaum milenial muslim di kecamatan Tanete Riattang Barat. The approach used in this research is a quantitative approach with a field research design. Initially, observations were conducted, followed by administering questionnaires online via Google Form and direct engagement with business owners, totaling 98 samples that met the required data. Multiple linear regression analysis was then performed using the SPSS application. Subsequently, the research data was analyzed and described to further explore the influence of e-commerce and IT utilization on online entrepreneurial interest. The research findings indicate that the influence of e-commerce and IT utilization significantly and positively affects the online entrepreneurial interest of millennial Muslim entrepreneurs in the Tanete Riattang Barat district by 79%, with the remaining 21% influenced by other variables outside the research model.
STRATEGI PENGEMBANGAN PRODUK PEMBIAYAAN SYARIAH KSPPS TERHADAP PENINGKATAN DAYA SAING DI KOPERASI BAKTI HURIA CABANG BONE Pematasari, widya; Hidayati Darwis, Rahma
Islamic Banking and Finance Vol 2, No 2 (2022)
Publisher : Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/ibf.v2i2.3792

Abstract

This study discusses the strategy of developing sharia financing products for savings and loans cooperatives on sharia financing towards increasing competitiveness (KSPPS). KSPPS in performing its function is to collect, manage and distribute and distribute funds. The method used in this study is qualitative research as for the influence in the background with interview and documentation methods. The results of this study show that, the Sharia financing product system with a mudhārabah contract at the KSPPS Bakti Huria Bone Branch Cooperative, the existing financing is financing used to help the community which is carried out in the form of deposits and loans by making contracts in accordance with sharia principles. The level of competitiveness in the KSPPS Bakti Huria Bone Branch Cooperative must be gradual, meaning that the increase in competitiveness begins with efforts to win the competition. To find out the various conditions of competitiveness of cooperatives, a form of continuous development is needed, in order to improve the standard of living for cooperatives in the community. the strategy of increasing competitiveness in the KSPPS Bakti Huria Bone Branch Cooperative is through approaches, services and strategies for members of the KSPPS Bakti Huria Bone Branch Cooperative by conducting its payment system via online, namely through an application (member) and it does not stop there also the KSPPS Bakti Huria Bone Branch Cooperative teaches its members how to manage the money lent to members and assist in the business process.
Pengaruh Condition of Economy dan Capacity terhadap Penyelesaian Pembiayaan Akad Ijarah Muntahiyyahbit Tamlik dengan Jaminan BPKB Kendaraan (Studi Pada Baf Bone) Widyastuti, Novita; Nikmah Marzuki, Sitti; Hidayati Darwis, Rahma
Jurnal Global Ilmiah Vol. 1 No. 11 (2024): Jurnal Global Ilmiah
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/jgi.v1i11.113

Abstract

Penelitian ini membahas mengenai pengaruh condition of economy dan capacity terhadap penyelesaian pembiayaan akad ijarah muntahiyyahbit tamlik dengan Jaminan BPKB kendaraan (Studi pada BAF Bone). Adapun tujuan yang dicapai dalam penelitian ini yaitu untuk mengetahui pengaruh condition of economy dan capacity terhadap penyelesaian pembiayaan dengan jaminan BPKB kendaraan melalui akad ijarah muntahiyyahbit tamlik (Studi pada BAF Bone). Penelitian ini menggunakan metode penelitian lapangan (field research). Adapun pendekatan yang digunakan yakni pendekatan kuantitatif. Data yang digunakan dalam penelitian ini adalah data primer, yaitu data yang diperoleh dengan menggunakan kuesioner serta teknik dokumentasi. Berdasarkan hasil penelitian diperoleh bahwa 1) Condition of economy berpengaruh secara signifikan terhadap penyelesaian pembiayaan dengan jaminan BPKB kendaraan melalui akad ijarah muntahiyyahbit tamlik pada BAF Bone yang ditunjukkan dengan nilai signifikansi sebesar 0.033<0,05. 2) Capacity berpengaruh secara signifikan terhadap penyelesaian pembiayaan dengan jaminan BPKB kendaraan melalui akad ijarah muntahiyyahbit tamlik pada BAF Bone dengan nilai signifikansi sebesar 0.000<0,05. 3) Terdapat pengaruh condition of economy dan capacity secara simultan terhadap penyelesaian pembiayaan dengan jaminan BPKB kendaraan melalui akad ijarah muntahiyyahbit tamlik pada BAF Bone dengan nilai signifikansi sebesar 0.000<0,05.
Co-Authors Asgar, Asgar Muhammad Ardi, Muhammad Nikmah Marzuki, Sitti Novita Widyastuti, Novita Pematasari, widya Putri, Irmadany Razak, Syaparuddin