Amanda, Feby Aulia
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PENGARUH TINGKAT BAGI HASIL, FINANCING TO DEPOSIT RATIO (FDR) DAN INFLASI TERHADAP DEPOSITO MUDHARABAH PERBANKAN SYARIAH Amanda, Feby Aulia; Yafiz, Muhammad; Anggraini, Tuti
Jurnal Tabarru': Islamic Banking and Finance Vol. 7 No. 1 (2024): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2024.vol7(1).16318

Abstract

Tujuan penelitian ini untuk mengetahui pengaruh Tingkat Bagi Hasil, Inflasi dan Financing to Deposit Ratio (FDR) terhadap Deposito Mudharabah Perbankan Syariah. Ketertarikan masyarakat untuk menginvestasikan dananya sebagai pihak ketiga merupakan faktor yang berperan penting dalam perkembangan bank syariah, salah satunya deposito. Penelitian ini menggunakan data sekunder berupa laporan keuangan BUS yang dipublikasi pada website Bank Indonesia (BI). Sampel pada penelitian ini sebanyak 14 Bank Umum Syariah (BUS) yang mempublikasi laporan keuangannya pada Bank Indonesia pada periode 2020-2021. Analisis dalam penelitian ini menggunakan analisis regresi linier berganda. Hasil penelitian ini menunjukkan bahwa variabel jumlah bagi hasil bank syariah berpengaruh signifikan terhadap deposito mudharabah. Variabel FDR berpengaruh tidak signifikan terhadap deposito perbankan. Sedangkan variabel inflasi berpengaruh tidak signifikan terhadap deposito perbankan.
Analisis Strategi BSI Kcp Stabat Proklamasi dalam Meningkatkan Minat Nasabah Menggunakan Pembayaran Berbasis Qris Amanda, Feby Aulia; Tambunan, Khairina
Regress: Journal of Economics & Management Vol. 2 No. 1 (2022)
Publisher : Medan Resource Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (846.368 KB) | DOI: 10.57251/reg.v2i1.278

Abstract

Bank Syariah Indonesia KCP Stabat Proclamation has various payment systems, one of which is the QRIS payment system. QRIS means the payment system uses the QR Code method belonging to Bank Syariah Indonesia whose payment uses a barcode scan owned by Bank Syariah Indonesia. After 2020, due to regulations from Bank Indonesia (BI) regarding Queck Response Code Indonesia (QRIS), which is the standardization of payments using the QR Code method, it becomes easier, faster and maintains security for banking or Islamic banking & E-Commerce in Indonesia. QRIS at Bank Syariah Indonesia, which is one of the features of the Mobile Banking service, applies a regulatory account using a wadiah & mudharabah contract. This study means identifying the BSI KCP Stabat Proclamation Strategy to Increase Client Interest in Using QRIS-Based Payments. This study is a field study using a descriptive qualitative study method. There is also the value of this study from the staff of Bank Syariah Indonesia KCP Stabat Proclamation. The procedure for collecting data is using questions and answers. The procedure for legalizing the data by using data & news according to various different roots.