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All Journal Jurnal Ilmiah Ekonomi Islam JESI (Jurnal Ekonomi Syariah Indonesia) Academy of Education Journal
Asriadi, Ari
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Economics, Econometrics & Finance Education Social Sciences Other

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Evaluation of the Compatibility of the Bpkh Hajj Financing Scheme with Sharia Finance Principles in Medan City Asriadi, Ari; Marliyah, Marliyah; Siregar, Saparuddin; Muhammedi, Ssonko
JESI (Jurnal Ekonomi Syariah Indonesia) Vol 14, No 2 (2024)
Publisher : Universitas Alma Ata

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Abstract

This research aims to evaluate the suitability of the BPKH hajj financing scheme with Sharia financial principles in Medan City. In facing economic complexity and developing values, the Hajj Financial Management Agency (BPKH) needs to continue to innovate. The research used a qualitative approach with a focus on Sharia principles, involving analysis of official BPKH documents, financing policies, and in-depth interviews with Hajj pilgrims. Asil shows a strong commitment to the prohibition of usury, with an investment mechanism by Sharia principles. Evaluations from BPKH, MUI, and the Ministry of Religion show support and efforts to increase transparency. Although the majority of Hajj pilgrims are satisfied, there are concerns regarding transparency and distribution of benefits. BPKH leaders stand out as champions of Sharia principles, while Hajj pilgrims' hopes include increased transparency and fair distribution of benefits. In conclusion, the scheme has made positive progress but needs further focus on transparency and distribution of benefits.
THE CHARACTERISTICS OF PROPERTY AND OWNERSHIP IN THE ISLAMIC ECONOMY Asriadi, Ari; Nasution, M. Yasir; Sugianto, Sugianto
Academy of Education Journal Vol. 14 No. 2 (2023): Academy of Education Journal
Publisher : Fakultas Keguruan dan Ilmu Pendidikan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47200/aoej.v14i2.1547

Abstract

The concept of property ownership in Islam has unique characteristics, which are in line with human nature. In contrast to the two currently developing concepts, capitalism and communism, neither system has succeeded in bringing individuals or groups into harmony with a social order of life. Individual property rights freedom is the foundation of the concept of capitalism, and the abolition of individual property rights is the main goal of socialism-communism teachings. Because humans are born into the world and do not own any property, the purpose of this paper is to investigate Islam's concept of ownership (the owner of the universe, the role of humans, and who provides everything). This article uses the literature study method, which entails gathering information from various sources, including books and related articles on property ownership in Islam. The findings of this study show that God owns everything in the universe, and humans did not have property in the world at first, but all the gifts that God gave with the guidance to use them as well as possible for the benefit of many people.
Paradigma Ekonomi berkelanjutan di Negara Berkembang Dalam Perspektif Islam Asriadi, Ari; Harahap, Isnaini; Nawawi, Zuhrinal M.
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12794

Abstract

This article aims to uncover the dynamics of economic development in developing countries and analyze the influencing factors, focusing on identifying opportunities and challenges in achieving sustainable development. The research method utilized Systematic Literature Review (SLR), enabling the collection, evaluation, and synthesis of diverse literature related to the economic development of developing countries from 2018 to 2023. The results indicate that this study highlights the paradigm shift in the economy from the agricultural sector to the industrial and service sectors while emphasizing significant challenges such as economic inequality, limited access to healthcare and education, and negative environmental impacts. The principles of state and sustainability in Islamic economics, which are based on justice and balance, can be a strong foundation in facing economic challenges.
Co-Authors Isnaini Harahap M. Yasir Nasution, M. Yasir Marliyah, Marliyah Muhammedi, Ssonko Saparuddin Siregar Sugianto Sugianto Zuhrinal M. Nawawi