Article Per Year (5 Year)
p-Index From 2020 - 2025
0.61
P-Index
This Author published in this journals
All Journal International Journal of Community Service Jurnal Indonesia Sosial Sains Contemporary Studies in Economic, Finance and Banking (CSEFB)
Kresna Sakti, Rachmad
Unknown Affiliation
Religion Humanities Astronomy Biochemistry, Genetics & Molecular Biology Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Environmental Science Immunology & microbiology Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Neuroscience Physics Public Health Social Sciences Other

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Unveiling the Power of Adaptive InformationTechnology: A Catalyst for Elevating SME Performance in Indonesia – A Case Study in Malang City Maski, Ghozali; Kresna Sakti, Rachmad; Kormitasari, Yenny; Rahmawati, Amalia; Duyufur Rohman, Ghifary
International Journal Of Community Service Vol. 4 No. 2 (2024): May 2024
Publisher : CV. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijcs.v4i2.263

Abstract

This research seeks to comprehend the impact of information technology (IT) utilization on the performance of Small and Medium Enterprises (SMEs) in Malang. The study investigates the perceptions of SMEs stakeholders through a survey involving 90 SMEs respondents in Malang. Employing a questionnaire and utilizing the Partial Least Squares Structural Equation Modeling (PLS-SEM) method for data analysis, the research reveals positive and significant outcomes for latent variables such as performance expectations, business expectations, social influence, hedonic motivation, and habits concerning SMEs behavior in adopting information technology, based on the Unified Theory of Acceptance and Use of Technology (UTAUT 2). However, the latent variable of price value does not exert a significant influence on SMEs behavioral interest in adopting information technology. Additionally, SMEs behavioral interest positively and significantly influences their usage behavior in utilizing information technology, and the subsequent usage behavior has a positive and significant effect on SME performance.
Analysis of the Effects of Internal and External Factors on Bank Profitability: Comparison of State-Owned Banks and Regional Development Banks (BPD) ASIFAH, NIRA; KRESNA SAKTI, RACHMAD
Contemporary Studies in Economic, Finance and Banking Vol. 4 No. 1 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/csefb.2025.04.1.18

Abstract

This study aims to determine the effect of several internal variables (NPL, LDR, & Operation Cost Ratio to Operating Income) and external variables (GDP/GRDP) on the profitability of state-owned banks (BUMN) and Regional Development Bank (BPD) by looking at the ROA value for the period 2011 - 2020. In addition to looking at the effect of these independent variables, a comparison of the two government-owned banks was also carried out. The analysis method used is panel data model regression analysis. The approach used in this study is a type of associative and comparative quantitative approach. This study is compiled based on data in the form of figures from the financial statements of state-owned banks (BUMN) and Regional Development Banks (BPD), so that it is said to be quantitative research. This study shows that the independent variables have different effects on profitability (ROA) between state-owned banks (BUMN) and Regional Development Banks (BPD). This difference is because the two types of banks have different characteristics, including the amount of asset value owned and market reach or operational area which will affect customer diversity.
The Influence of Education Level, Unemployment Rate, and Health Level on Economic Growth and Poverty Rate in Indonesia from 2010 to 2023 Faizal Adi Bahtia, Jeri; Munawar, Munawar; Kresna Sakti, Rachmad
Jurnal Indonesia Sosial Sains Vol. 6 No. 5 (2025): Jurnal Indonesia Sosial Sains
Publisher : CV. Publikasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59141/jiss.v6i5.1703

Abstract

This study analyzes the effects of education level, unemployment rate, and health level on economic growth and poverty rates in Indonesia during the 2010–2023 period. Panel data from 33 provinces sourced from the Central Bureau of Statistics (BPS) were utilized. Education level was measured by average years of schooling, unemployment by the open unemployment rate, and health by life expectancy. Economic growth was assessed using Gross Regional Domestic Product (GRDP), and poverty was measured by the poverty line. Multiple linear regression analysis with two models was employed to examine direct and mediating effects. The results indicate that education and health levels have significant negative effects on poverty and a positive effect of education on economic growth. The unemployment rate showed no significant impact on either poverty or economic growth. Economic growth was not found to significantly mediate the relationship between independent variables and poverty. These findings provide important insights into the factors influencing poverty and economic growth in Indonesia, emphasizing the role of human capital development in regional economic policies.
Co-Authors Amalia Rahmawati ASIFAH, NIRA Duyufur Rohman, Ghifary Faizal Adi Bahtia, Jeri Ghozali Maski Kormitasari, Yenny Munawar Munawar