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All Journal International Journal of Community Service Journal of Islamic Economic and Business Research
Duyufur Rohman, Ghifary
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Religion Humanities Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Unveiling the Power of Adaptive InformationTechnology: A Catalyst for Elevating SME Performance in Indonesia – A Case Study in Malang City Maski, Ghozali; Kresna Sakti, Rachmad; Kormitasari, Yenny; Rahmawati, Amalia; Duyufur Rohman, Ghifary
International Journal Of Community Service Vol. 4 No. 2 (2024): May 2024 (Indonesia - Ethiopia )
Publisher : CV. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijcs.v4i2.263

Abstract

This research seeks to comprehend the impact of information technology (IT) utilization on the performance of Small and Medium Enterprises (SMEs) in Malang. The study investigates the perceptions of SMEs stakeholders through a survey involving 90 SMEs respondents in Malang. Employing a questionnaire and utilizing the Partial Least Squares Structural Equation Modeling (PLS-SEM) method for data analysis, the research reveals positive and significant outcomes for latent variables such as performance expectations, business expectations, social influence, hedonic motivation, and habits concerning SMEs behavior in adopting information technology, based on the Unified Theory of Acceptance and Use of Technology (UTAUT 2). However, the latent variable of price value does not exert a significant influence on SMEs behavioral interest in adopting information technology. Additionally, SMEs behavioral interest positively and significantly influences their usage behavior in utilizing information technology, and the subsequent usage behavior has a positive and significant effect on SME performance.
Intellectual Capital Efficiency and Sharia Banking Performance in Indonesia: Insights from 2015 to 2022 Duyufur Rohman, Ghifary; Junio, Wilson
Journal of Islamic Economic and Business Research Vol. 5 No. 1: June 2025
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jiebr.v5i1.298

Abstract

This study aims to analyze the influence of Intellectual Capital on the performance of Islamic commercial banks in Indonesia from 2015-2022. The research used a quantitative method with the Fixed Effect Model regression with secondary data obtained from the annual reports published by 9 Islamic commercial banks. The analysis results revealed that Intellectual Capital variables with VAHU, STVA, & and VACA and Financial Risk represented by NPF collectively exerted a significant impact on the performance of Islamic banks in Indonesia. However, partially, only VAHU indicators showed a significant positive effect on ROA. Conversely, VACA and NPF variables exhibited a significant negative influence on ROA, while STVA variables did not significantly affect ROA. The findings suggest a guide for Islamic banks to prioritize their investment in VAHU because of its significant contribution to profitability. In addition, Islamic banks need to increase investment in banking technology and R&D to improve the quality of service to customers. Also, implementing Current Accounts & Saving Accounts strategies to optimize Islamic bank assets and deliver optimal returns. Then, Islamic banks must address factors that affect the NPF rate, such as carefully selecting financing portfolios.
SMEs’ Trade Zakat Payment for Poverty Alleviation: Study Case in Malang City, Indonesia Ekawaty, Marlina; Hakimi Mohd Shafiai, Muhammad; Kartika Galuh, Ajeng; Kresna Sakti, Rachmad; Aulia Rachman, Helmy; Duyufur Rohman, Ghifary; Rahmawati, Amalia
International Journal Of Community Service Vol. 5 No. 2 (2025): May 2025 (Indonesia - Malaysia - Timor-Leste)
Publisher : CV. Inara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51601/ijcs.v5i2.832

Abstract

This community service program aims to enhance SMEs' understanding of trade zakat and improve their compliance with zakat obligations in Malang City. Using a quantitative approach and Structural Equation Modeling (SEM), the study analyzes data collected from SME owners in Malang. The program addresses key factors influencing willingness to pay zakat, including entrepreneurs’ attitudes, zakat literacy, and the role of zakat administrators. The program consists of training sessions that cover the importance and potential of trade zakat, the Fiqh of zakat on trade, and practical methods for calculating and paying zakat. The findings highlight that zakat administration significantly impact SMEs’ willingness to pay zakat, while attitudes toward zakat and religiosity also play crucial roles. Additionally, the results show that attitude and zakat literacy do not affect SMEs’ willingness to pay zakat. The program’s evaluation demonstrates that strengthening zakat literacy and improving zakat administration can encourage SMEs to fulfil their zakat obligations, contributing to poverty alleviation and socio-economic development. These findings offer valuable insights for optimizing zakat collection and utilization to maximize its potential in supporting community welfare.
Co-Authors Amalia Rahmawati Aulia Rachman, Helmy Ghozali Maski Hakimi Mohd Shafiai, Muhammad Junio, Wilson Kartika Galuh, Ajeng Kormitasari, Yenny Kresna Sakti, Rachmad Marlina Ekawaty