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Pengaruh Literasi Keuangan Terhadap Keputusan Investasi Pasar Modal Pada Mahasiswa Universitas Islam Negeri Sumatera Utara Yulpida Sari Lubis; Zamzami Akromi Lubis; Zulfa Khoiriah; Muhammad Ikhsan Harahap
Jurnal Riset Ekonomi dan Akuntansi Vol. 1 No. 3 (2023): September : JURNAL RISET EKONOMI DAN AKUNTANSI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jrea-itb.v1i3.587

Abstract

The goal of the study is to ascertain how investing decisions are impacted by financial literacy. The investment activity of investing produces revenue both now and in the future. Investors should research and comprehend the greatest investments before making a decision. To avoid being duped, most consumers lack basic investment knowledge. As a result, those who are financially literate may prevent mistakes and comprehend the dangers involved. The research method uses inferential statistics in a quantitative way. Instrument tests, such as the traditional assumption test and the basic linear regression test with partial test (t-test), were used to conduct data analytic procedures. The investigation' findings demonstrate that financial literacy significantly and favorably affects investing choices, This demonstrates that a person can invest more easily and understandably the more financially literate they are.
Pengaruh Total Asset Turnover (TAT) dan Kualitas Aktiva Produktif (KAP) Terhadap Profitabilitas (ROA) dengan Non Performing Financing sebagai Variabel Moderasi pada Bank Umum Syariah di Indonesia Periode 2019-2023 Yulpida Sari Lubis; Imsar Imsar; Laylan Syafina
Trending: Jurnal Manajemen dan Ekonomi Vol. 2 No. 4 (2024): Oktober : Trending: Jurnal Manajemen dan Ekonomi
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/trending.v2i4.3172

Abstract

This study aims to find out how the Effect of Total Asset Turnover (TAT), Quality of Productive Assets (KAP) on Profitability (ROA) with Non-Performing Financing (NPF) as a Moderating Variable in Sharia Commercial Banks in Indonesia for the Period 2019 - 2023 The independent variables used are TAT and KAP, the dependent variables used in this study are Profitability (ROA) and moderation variables in the form of NPF. The research data used is secondary data, TAT level, KAP level and also profitability level (ROA) and is obtained from the official website of each Sharia Commercial Bank in Indonesia which has been published at the Financial Services Authority (OJK). Namely this research consists of 30 data where the data used is the annual data of Islamic commercial banks in Indonesia. The research method used in this study is quantitative with a descriptive approach. The analysis techniques used in this study are partial test (t-test), simultaneous test (F-test), determination coefficient test (R2) and MRA analysis test using SPSS Version 25.00 analysis tool. The results showed that the TAT variable had no effect on ROA. The KAP variable has a positive and significant effect on ROA. The variables KAP and TAT have a simultaneous effect on ROA. The NPF variable is not able to moderate the effect of TAT on ROA. The NPF variable is not able to moderate the effect of KAP on ROA.