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Analisis Kepercayaan Masyarakat Membayar Zakat Melalui Baznas Kabupaten Serdang Bedagai Nikmatul Maula Pulungan; Imsar Imsar
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 2 No 2 (2022): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

Masyarakat merasa kesulitan untuk membayar zakat secara langsung melalui Baznas Kabupaten Serdang Bedagai karena masyarakat selalu merasa lebih yakin untuk menyerahkannya secara langsung sehingga bisa merasakan langsung dampak yang diterima oleh yang berhak menerima zakat. Tata cara membayar zakat yang tidak diketahui masyarakat akan cara membayar zakat melalui Baznas juga menjadi penyebab masyarakat merasa sulit untuk membayar zakat dan kurangnya pemahaman tentang zakat, infaq dan sedekah yang juga menjadi penyebab masyarakat tidak membayar zakat. Baznas Kabupaten Serdang Bedagai memiliki lima program unggulan dan berjalan dengan baik serta sangat berdampak terhadap masyarakat. Metodologi penelitian ini didasarkan pada kerja lapangan yang dilakukan di Kantor Baznas Kabupaten Serdang Bedagai. Data yang diperoleh dilakukan dengan observasi, wawancara dan dokumentasi. Suatu masalah tidak hanya datang dari luar, tetapi dari dalam, dan berdampak kepada masyarakat. Hasil penelitian bahwa kurangnya tingkat publikasi dan sosialisasi kepada masyarakat membuat masyarakat sulit mempercayai membayar zakat melalu Baznas Kabupaten Serdang Bedagai.
Analisis Faktor-Faktor yang Mempengaruhi Keputusan Nasabah dalam Membeli Polis Asuransi pada AJB Bumi Putera 1912 Cabang Medan Kholila harahap; Imsar Imsar; Reni Ria Armayani Hasibuan
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 3 No 1 (2023): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

Tujuan penelitian ini untuk mengetahui pengaruh produk, premi, promosi dan kualitas pelayanan terhadap keputusan nasabah dalam membeli polis asuransi pada AJB Bumiputera 1912 Cabang Medan. Metode penelitian yang digunakan adalah metode kuantitatif. Kemudian yang menjadi populasi adalah nasabah AJB Bumiputera 1912 Cabang Medan yang berjumlah 1.600 orang dan yang menjadi sampel adalah 95 orang. Hasil penelitian ini menunjukkan bahwa variabel produk memiliki pengaruh positif dan signifikan terhadap keputusan nasabah dalam membeli polis asuransi. Variabel premi berpengaruh negatif dan signifikan terhadap keputusan nasabah dalam membeli polis asuransi. Variabel promosi berpengaruh positif dan tidak signifikan terhadap keputusan nasabah dalam membeli polis asuransi dan variabel kualitas pelayanan berpengaruh positif dan signifikan terhadap keputusan nasabah dalam membeli polis asuransi. Secara simultan variabel produk, premi, promosi dan kualitas pelayanan memiliki pengaruh positif dan signifikan terhadap keputusan nasabah dalam membeli polis asuransi pada AJB Bumiputera 1912 Cabang Medan. Dan koefisien determinasi (R Square) pada penelitian ini sebesar 0.597, yang artinya kemampuan variabel produk, premi, promosi dan kualitas pelayanan menjelaskan keputusan nasabah dalam membeli polis asuransi sebesar 59.7 % dan sisanya dijelaskan variabel lain yang tidak terdapat pada penelitian ini.
Analisis Kinerja PT. Jasa Raharja Dalam Penyelesaian Klaim Kecelakaan Lalu Lintas Pada Era Society 5.0 Gita Aulia Utami; Imsar Imsar
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 1 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (436.076 KB) | DOI: 10.30651/jms.v8i1.18133

Abstract

ABSTRAKTulisan ini bertujuan untuk mengetahui bagaimana kinerja PT. Jasa Raharja Cab. Sumatera Utara dalam penyelesaian klaim kecelakaan lalu lintas pada era society 5.0. Penelitian ini dilakukan di kantor PT. Jasa Raharja Cab. Sumatera Utara. Jenis penelitian memakai metode deskriptif pendekatan kualitatif. Sedang teknik pengumpulan data yang dipakai peneliti yakni wawancara, observasi juga dokumentasi. Hasil penelitian ini mendiskripsikan bahwa kinerja dalam penyelesaian klaim PT. Jasa Raharja Cab. Sumatera Utara sudah berjalan seefisien mungkin. Dilihat dari terealisasikannya rata-rata pembayaran santunan selama 3 tahun 11 bulan: Rp. 713,570,352,518,- (2019-s/d Nov 22) dengan 58.334 ribu kasus dengan besaran santunan yang disalurkan. Penyelenggaraan layanan digital pada masyarakat pada era society 5.0 membawa dampak, yakni: (1) memberi layanan santunan inklusif. Dan (2) memberi pelayanan efisien 24 jam.Kata Kunci: Kinerja, Klaim, Society 5.0
Analisis Penyusunan Anggaran Belanja Langsung Pada Dinas Pertanian Tanaman Pangan (Studi Kasus Dinas Pertanian Kabupaten Labuhan Batu Utara) Rafita Rafita; Imsar Imsar; Muhammad Ikhsan Harahap
Journal of Islamic Accounting Competency Vol. 1 No. 1 (2021): J-ISACC (Journal of Islamic Accounting Competency)
Publisher : Prodi Akuntansi Syariah UIN Sulthan Thaha Saifuddin Jambi

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Abstract

Tujuan penelitian ini adalah untuk mengetahui tinjauan akuntansi syariah terhadap pelaksanaan penyusunan anggaran belanja langsung tersebut. Penelitian ini menggunakan metode kualitatif, dengan mengambil objek penelitian di Dinas Pertanian di Kabupaten Labuhan Batu Utara. Sebagai informan penelitian adalah karyawan bagian keuangan di Dinas Pertanian Kabupaten Labuhan Batu Utara. Instrumen penyusunan anggaran meliputi dokumen-dokumen, seperti Surat Edaran Pemerintah Kabupaten, Kebijakan Umum APBD, PPAS, dan RKA sebagai dokumen pengajuan ke BAPPEDA. Hasil Tinjauan Akuntansi Syariah menunjukan bahwa Penyusunan Anggaran Belanja Langsung sudah cukup baik. Hal ini dibuktikan dengan penyusunan anggaran yang mengikuti standar penyusunan pada aturan pemerintah yang sesuai dengan prinsip Akuntansi Syariah dari Aspek Pertanggung Jawaban. Penyusunan Anggaran Belanja Langsung telah melibatkan seluruh komponen pihak yang berwenang yang sesuai dengan prinsip akuntansi syariah dari aspek keadilan. Penyusunan sudah mengikuti standar berdasarkan surat edaran pemerintah, KUA, dan PPAS dan diajukan dalam bentuk Rincian Kegiatan dan Anggaran yang hal ini sesuai dengan aspek amar makruf nahi mungkar karena menggunakan panduan prioritas dalam menyusun anggaran. Jenis belanja yang sesuai dengan aturan yang berlaku, nilai anggaran yang mengikuti nilai wajar, serta menyusun anggaran dengan jujur dan menjunjung tinggi nilai tauhid membuktikan bahwa penyusunan belanja langsung di Dinas Pertanian Labuhan Batu Utara telah sesuai dengan prinsip Akuntansi Syariah.
ANALISIS KONSEP GREEN ECONOMY TERHADAP POTENSI PENGEMBANGAN PARIWISATA HALAL DI SUMATERA UTARA Tiara Ermelia; Imsar Imsar; Rahmat Daim Harahap
Jurnal Proaksi Vol. 10 No. 2 (2023): April - Juni
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muhammadiyah Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32534/jpk.v10i2.4049

Abstract

Halal tourism plays an important role in achieving sustainable development. Sustainable development which is a global issue that affects every aspect of human life namely economic, social and environmental is also included in the halal concept. . descriptive steps researchers used to describe the data obtained using qualitative research methods. The information gathering strategy is completed by meeting and perception. The results of this study are that the utilization of the Green Economy in the potential for creating a halal travel industry in North Sumatra cannot be carried out considering that there are not many supporters for the halal travel industry, for example places of worship, halal food, sharia lodging, the benefits of local companions whose halal status is not guaranteed. Even though North Sumatra has been right to implement halal tourism in terms of tourist objects because North Sumatra's tourist attraction, Lake Toba, is one of the priority tourist destinations that have supported a green economy.
Strategi Pemerintah Desa dalam Meningkatkan Partisipasi Masyarakat Terhadap Pembangunan Desa: Studi Kasus di Bahal Kabupaten Padang Lawas Utara Susi Apriliani; Imsar Imsar
JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen Vol 3 No 2 (2023): JIKEM: Jurnal Ilmu Komputer, Ekonomi dan Manajemen
Publisher : Universitas Muhammadiyah Enrekang

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Abstract

Partisipasi warga desamerupakan salah satu unsur prosedur pembangunan desa dalam pembangunan, maka partisipasi warga desa dalam pembangunan harus digalang terlebih dahulu oleh banyak pihak termasuk pemerintah desa, agar warga desa merasa diberi kesempatan atau peluang untuk berpartisipasi dalam pembangunan dengan keikutsertaan pemerintah desa. Tujuan penelitian ialah untuk mengetahui rencana pemerintah desa dalam meningkatkan keikutsertaan warga desa dalam pembangunan desa (Studi Kasus di Bahal Kabupaten Padang Lawas Utara). Penelitian ini menggunakan metodologi penelitian yang sama dengan penulis dalam artikel ini, yaitu pendekatan kualitatif. Hasil penelitian. Desa Tarowang memiliki tingkat keikutsertaan warga desa yang tinggi dalamtahap perencanaan, pelaksanaan, serta pemantauan, yang tergolong baik dalam hal partisipasi warga desadalamtahap perencanaan, pembangunan, serta pelaksanaan, serta penggunaan serta pemeliharaan. Keikutsertaan warga desamuncul karena keinginan untuk berpartisipasi secara langsung telah dipupuk dalam diri mereka untuk membentuk komunitas.
Design Curriculum of Islamic Economics Based on Independent Learning Independent Campus (MBKM) to Increase the Competitiveness of Graduates Imsar Imsar; Rahmat Daim Harahap Imsar; Nurul Jannah; Purnama Ramadani Silalahi; Robi Mufti
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3429

Abstract

The Independent Learning Independent Campus (MBKM) curriculum in the Islamic Economics Study Program has not been implemented optimally. Universities experience many obstacles in implementing the MBKM system, including those related to the conversion of grades and the assignment of grades to the selected subjects, the different curriculum models used, the limitations of teaching lecturers, and the materials to be taught. In this study, the authors use qualitative data types with Primary and Secondary Data Sources. The results of this study indicate that the MBKM implementation can be carried out for students in semester 5 by carrying out a student exchange program and for students in semesters 6 and 7 by carrying out an internship program outside the college. Based on the results of interviews with the Dean and Head of the Islamic economics/sharia economics study program at three well-known universities, namely UIN Syarif Hidayatullah, the Tazkia Institute, and Padjadjaran University, the researchers concluded that the MBKM Program opens opportunities for students to develop their skills, expand their networks and go directly into the world of work. Therefore, in the future, alumni can adapt young and be able to compete with graduates.
Marketing Strategy Analysis to Develop Business Using SWOT Analysis Method Niki Aulia; Imsar Imsar; Budi Dharma
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3779

Abstract

Rich Mango Thai is an MSME engaged in the culinary business by selling processed mango juice and other fruit. The location of this business is very close to other beverage businesses, so the owner must have the right marketing strategy in order to win the market. Since its establishment in May 2022, Rich Mango Thai has been selling products that are very popular with the public. However, based on the sales data obtained, sales from May 2022 to April 2023 tend to decline. This research aims to understand the marketing strategy used by Rich Mango Thai in developing a business. This type of research uses a qualitative descriptive methodology. Primary and secondary data are the types and sources used, and interviews and observations are used as data collection methodologies. A descriptive analysis of the data is used, and the idea of ​​the 4P Marketing Mix (Product, Price, Place, Promotion) is mentioned. The researchers also conduct a SWOT analysis in assessing alternative strategies that can be implemented. SWOT analysis is also useful for finding out the strengths, weaknesses, opportunities, and threats possessed by Rich Mango Thai. The researchers also describe an analysis of Sharia marketing based on 3 paradigms namely Sharia Marketing Strategy to win Mind Share, Sharia Marketing Tactic to win Market Share, and Sharia Marketing Value to win Heart Share. In the final analysis, Rich Mango Thai is in quadrant I and has the main alternative strategy, namely the SO strategy, besides that Rich Mango Thai fulfills the character and paradigm of Sharia marketing.
The Effect of Good Corporate Governance on Company Value with Financial Performance as a Moderation Variable (Case Study of Insurance Companies Listed on the Indonesia Stock Exchange) Ardhia Meianti; Imsar Imsar
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3853

Abstract

In Indonesia, service companies, especially insurance companies, are among the growing companies because they have a fairly good growth rate. Insurance companies are financial institution companies that collect funds in the form of premiums from the public. Therefore, the company’s premium income must be utilized, one of which is by going public, namely by issuing securities offerings in the form of shares in the capital market. This study aims to determine the effect of Good Corporate Governance (GCG) proxied by the Board of Commissioners, Independent Commissioners, and the Audit Committee on Company Value with Financial Performance as a Moderating Variable (Case Study of Insurance Companies Listed on the Indonesia Stock Exchange for the 2018-2022 Period). The population of this study is insurance companies listed on the Indonesia Stock Exchange for the 2018-2022 period. This study uses secondary quantitative data methods and the terms of sample selection are 10 companies for 5 years with 50 samples. The method of data analysis in this study is purposive sampling and Moderate Regression Analysis (MRA) using SPSS 22.0. The results of this study indicate that Good Corporate Governance (GCG) before and after being moderated by financial performance simultaneously has a significant effect on firm value. This means that with an increase in the mechanism of Good Corporate Governance (GCG) and financial performance, investor confidence will emerge so that it can increase the value of the company.
Analysis of Fishermen’s Unwelfare Problems in the City of Tanjungbalai Based on the Maqashid Sharia Approach (Case Study of Fishermen in Tanjungbalai) Iman Purdani; Imsar Imsar; Rahmat Daim Harahap
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3890

Abstract

This study aims to analyze the factors that cause fishermen’s welfare in the city of Tanjung Balai, as well as provide solutions that can be implemented by the government and society in improving the welfare of fishermen based on the Maqashid Sharia approach. This research was conducted through a qualitative approach with data collection techniques through interviews and document studies. The results showed that the factors causing the welfare of fishermen in Tanjung Balai include the lack of government policy support in managing fishery resources, the low level of education and skills of fishermen, the problem of limited market access, and environmental conditions that are not conducive to the sustainability of fisheries. The Maqashid Sharia approach is used to analyze this problem by taking into account the objectives of Islamic Sharia. In the context of fishermen in Tanjung Balai, the Maqashid Sharia approach can provide holistic and sustainable solutions by taking into account the welfare of fishermen in the physical, social, economic, and spiritual aspects. This research shows that the welfare of fishermen in Tanjung Balai is a complex problem and requires a holistic and integrated solution. Therefore, efforts from the government and society are needed to improve the welfare of fishermen by taking into account the objectives of Maqashid Sharia. Implementation of this approach is expected to have a positive impact on the welfare of fishermen and society in general.