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All Journal Jurnal Riset Ekonomi dan Akuntansi El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies
Zamzami Akromi Lubis
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Religion Agriculture, Biological Sciences & Forestry Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Pengaruh Literasi Keuangan Terhadap Keputusan Investasi Pasar Modal Pada Mahasiswa Universitas Islam Negeri Sumatera Utara Yulpida Sari Lubis; Zamzami Akromi Lubis; Zulfa Khoiriah; Muhammad Ikhsan Harahap
Jurnal Riset Ekonomi dan Akuntansi Vol. 1 No. 3 (2023): September : JURNAL RISET EKONOMI DAN AKUNTANSI
Publisher : Institut Teknologi dan Bisnis (ITB) Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54066/jrea-itb.v1i3.587

Abstract

The goal of the study is to ascertain how investing decisions are impacted by financial literacy. The investment activity of investing produces revenue both now and in the future. Investors should research and comprehend the greatest investments before making a decision. To avoid being duped, most consumers lack basic investment knowledge. As a result, those who are financially literate may prevent mistakes and comprehend the dangers involved. The research method uses inferential statistics in a quantitative way. Instrument tests, such as the traditional assumption test and the basic linear regression test with partial test (t-test), were used to conduct data analytic procedures. The investigation' findings demonstrate that financial literacy significantly and favorably affects investing choices, This demonstrates that a person can invest more easily and understandably the more financially literate they are.
Pengaruh Persepsi Keamanan dan Kepercayaan Terhadap Loyalitas Nasabah: Studi Kasus Serangan Siber di Bank Syariah Indonesia Zamzami Akromi Lubis; Fauzi Arif Lubis
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i10.5280

Abstract

The purpose of this study was to determine the effect of perceived security and trust on customer loyalty at Bank Syariah Indonesia in Medaan City, this research was conducted at Islamic Bank customers. The type of research used is quantitative research. Sampling using saturated sampling technique, because researchers only took a sample of employee respondents totaling 97 respondents. Data collection techniques using questionnaires that have been tested for validity and reliability. The data analysis technique used to answer the hypothesis is multiple regression, classical assumption test, F hypothesis test, t hypothesis test, coefficient of determination. The results of the research conducted show that the coefficient of determination (adjusted R square) is 0.604 or 60.4%. That perceived security and trust simultaneously affect customer loyalty at Bank Syariah Indonesia. Perceived Security affects Customer Loyalty at Bank Syariah Indonesia. Meanwhile, trust partially affects customer loyalty at Bank Syariah Indonesia.
Pengaruh Persepsi Keamanan dan Kepercayaan Terhadap Loyalitas Nasabah: Studi Kasus Serangan Siber di Bank Syariah Indonesia Zamzami Akromi Lubis; Fauzi Arif Lubis
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i10.5280

Abstract

The purpose of this study was to determine the effect of perceived security and trust on customer loyalty at Bank Syariah Indonesia in Medaan City, this research was conducted at Islamic Bank customers. The type of research used is quantitative research. Sampling using saturated sampling technique, because researchers only took a sample of employee respondents totaling 97 respondents. Data collection techniques using questionnaires that have been tested for validity and reliability. The data analysis technique used to answer the hypothesis is multiple regression, classical assumption test, F hypothesis test, t hypothesis test, coefficient of determination. The results of the research conducted show that the coefficient of determination (adjusted R square) is 0.604 or 60.4%. That perceived security and trust simultaneously affect customer loyalty at Bank Syariah Indonesia. Perceived Security affects Customer Loyalty at Bank Syariah Indonesia. Meanwhile, trust partially affects customer loyalty at Bank Syariah Indonesia.
Co-Authors Arifin Fauzi Lubis Harahap, Muhammad Ikhsan Yulpida Sari Lubis Zulfa Khoiriah