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All Journal Desimal: Jurnal Matematika JMM (Jurnal Masyarakat Mandiri) International Journal Of Economics Social And Technology
Sembiring, Brema
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Automotive Engineering Computer Science & IT Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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The Effect of Personal Selling, Premium Prices, and Income Levels on Interest in Buying Insurance Products in (Case Study on Millennial Generation and Gen-Z in Medan City) Pakpahan, Belsasar; Batubara, Jastin Yehezkiel; Sembiring, Brema; Sibarani, Hendra Jonathan; Sipayung, Sari Mariahma Nova
International Journal Of Economics Social And Technology (IJEST) Vol. 2 No. 3 (2023): September 2023
Publisher : Lembaga Riset Ilmiah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59086/ijest.v2i3.322

Abstract

One of the things that can minimize the risk to life is to have insurance because insurance provides benefits to people's lives by reducing the assets that must be set aside to cover losses from various other risks obtained. Personal selling is a benchmark for assessing the company to give customers confidence in the insurance products owned by the company. In addition, the premium price is the determination of customers purchasing insurance products with the level of income as an assessment of the customer's ability to have protection from the risks of life. This research uses a quantitative approach with a sample of 100 respondents. Data analysis in this study used SmartPLS 4.0. Hypothesis testing with the PLS approach is carried out in two stages, namely testing the outer model and the inner model. The results showed that personal selling has a positive and significant effect on purchase intention, the premium price has no significant effect on purchase intention, income level has a negative and significant effect on purchase intention, and personal selling, premium price, and income level simultaneously have a positive and significant effect on purchase intention in Millennial Generation and Gen-Z in Medan City
PELATIHAN DASAR TEKNOLOGI BAGI SISWA SEKOLAH DASAR UNTUK MENINGKATKAN KOMPETENSI SISWA Nurlaily, Diana; Sari, Surya Puspita; Silfiani, Mega; Rama, Luthfy Ahmad; S, Hadiyyan Falakha; Sembiring, Brema; Iqbal, Muhammad
JMM (Jurnal Masyarakat Mandiri) Vol 8, No 5 (2024): Oktober
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jmm.v8i5.26453

Abstract

Abstrak: Kompetensi teknologi dasar merupakan hal dasar yang perlu dimiliki oleh siswa. Pemebelajaran terkait teknologi dasar perlu diberikan kepada siswa sejak dini. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk membekali siswa sekolah dasar terkait teknologi dasar khususnya Ms. Word. Metode yang digunakan pada kegiatan ini adalah pengajaran yang dilaksanakan di dalam kelas. Pada proses pengajaran siswa diberi materi dan melaksanakan praktikum langsung menggunakan Ms. Word. Mitra kegiatan ini adalah siswa SD kelas 6. Jumlah siswa yang mengiktui pelatihan sebanyak 58 siswa yang dibagi menjadi kelas A, B, dan C. Dari hasil kuesioner yang disebarkan kepada siswa setelah kegiatan pengajaran didapatkan informasi bahwa kegiatan ini meningkatkan kemampuan siswa dalam menggunakan Ms.Word sebesar 72.41%.Abstract: Basic technological competency is a basic thing that students need to have. Learning related to basic technology needs to be given to students from an early age. This community service activity aims to equip elementary school students with basic technology, especially Ms. Word. The method used in this activity is teaching carried out in the classroom. In the teaching process, students are given material and carry out direct practicums using Ms. Word. The partners of this activity are 6th grade elementary school students. The number of students who participated in the training was 58 students who were divided into classes A, B, and C. From the results of the questionnaire distributed to students after the teaching activity, information was obtained that this activity increased students' ability to use Ms. Word by 72.41%.
Uncovering the potential of mining stocks: Analysis of price prediction and fundamental performance using double exponential smoothing and discounted cash flow Kamila, Isti; Mushliha; Indrawan; Azka, Muhammad; Sembiring, Brema
Desimal: Jurnal Matematika Vol. 8 No. 3 (2025): Desimal: Jurnal Matematika
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/djm.v8i3.202528611

Abstract

The purpose of this research was to forecast the stock prices of the mining sector using the Double Exponential Smoothing method and to determine the intrinsic value of stocks using the Discounted Cash Flow method as a recommendation for investment decisions in stocks. The data used was secondary data consisting of closing prices and financial reports from 2022 to 2024 for 10 mining stocks listed on the Main Board of the Energy sector on the IDX website. Based on the results of determining the intrinsic value of the stocks using the DCF method, seven mining stock issuers were categorized as undervalued, namely ABMM, BUMI, BYAN, DEWA, GEMS, HRUM, and INDY, while three other stock issuers were categorized as overvalued, namely ADRO, DSSA, and ITMG. Based on the forecasting results using the Double Exponential Smoothing method, from the seven issuers in the undervalued category, there were two issuers, BYAN and DEWA, that have the potential to experience a price increase. The results of the stock price forecasting evaluation using MAPE show that it was categorized as very accurate with a MAPE value range of 0.6% to 3.5%.
Co-Authors Azka, Muhammad Batubara, Jastin Yehezkiel Indrawan Isti Kamila Mega Silfiani Muhammad Iqbal Mushliha Nurlaily, Diana Pakpahan, Belsasar Rama, Luthfy Ahmad S, Hadiyyan Falakha Sibarani, Hendra Jonathan Sipayung, Sari Mariahma Nova Surya Puspita Sari, Surya Puspita