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All Journal Jurnal Ilmiah Hukum LEGALITY Suhuf: International Journal of Islamic Studies
Gulyamov, Said
Unknown Affiliation
Religion Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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The law alteration on artificial intelligence in reducing Islamic bank’s profit and loss sharing risk Yuspin, Wardah; Wardiono, Kelik; Budiono, Arief; Gulyamov, Said
Legality : Jurnal Ilmiah Hukum Vol. 30 No. 2 (2022): September
Publisher : Faculty of Law, University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/ljih.v30i2.23051

Abstract

Artificial Intelligence is categorized into the domain of computer science focused on creating intelligent machines that function like humans. Artificial Intelligence supports institutions including Islamic Financial Services in learning, making decisions, and providing useful predictive analytics. The progress and promise that artificial intelligence has made and presented in finance have so far been remarkable, allowing for cheaper, faster, closer, more accessible, more lucrative, and more efficient finance especially during the pandemic Covid-19 when people are required to stay at home yet still doing a banking transaction. Despite the incredible progress and promise made possible by advances in financial artificial intelligence, it nevertheless presents some serious perils and limitations. Three categories of risks and limitations involve the rise of virtual threats and cyber conflicts in the financial system, society's behavioral changes, and legal amendments that cannot respond to technological developments, especially in developing countries. The main objective of this article is to evaluate the operations of the potential risks that may arise in the use of Artificial Intelligence in Islamic finance services, especially dealing with the legal arrangement that is supposed to be in line with business development. Indonesia is a country that adheres to civil law system, in which every legal arrangement is supposed to be based on written law. The lack of this legal system is where the speed of legal changes cannot keep up with the pace of technological development, which is present as a hinder to the development of Artificial Intelligence in the financial system. This article concludes that Artificial Intelligence will have a huge impact in the future on the Islamic Finance industry, but in the Indonesian context, it still needs various efforts to reduce the potential risk that eventually has a big impact on the progress of Islamic banks.
Application of Computational Law and Artificial Intelligence Methods for Sharia Compliance Analysis of E-Waste Management Systems Based on Blockchain Gulyamov, Said
Suhuf: International Journal of Islamic Studies Vol. 36 No. 1 (2024): Mei
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/suhuf.v36i1.4447

Abstract

This paper aims to 1) develop a methodology using computational law and blockchain technology to ensure Sharia compliance in e-waste management systems; 2) propose a conceptual model for a Sharia blockchain platform enabling compliance monitoring and verification; and 3) formulate recommendations to facilitate real-world implementation. The study employs a conceptual approach using inductive analysis of Sharia principles, deductive reasoning, and systems modeling to formulate design requirements and components for a blockchain platform that can enable transparent, tamper-proof monitoring and control of e-waste handling in accordance with Islamic law. Firstly, analysis reveals five key criteria for Sharia compliance in e-waste management and how blockchain, smart contracts, and AI can address these. A comprehensive compliance assurance methodology leveraging these technologies is proposed. Secondly, a conceptual model is delineated for a multipurpose Sharia blockchain platform encompassing consensus, cryptography, smart contract rule engines, and AI analytics. Thirdly, recommendations are synthesized covering technological, regulatory, economic, infrastructure, and social factors needed to enable real-world implementation. This pioneering research bridges Sharia law, sustainability, and emerging technologies to offer culturally attuned e-waste management solutions. The methodology, conceptual models, and practical framework devised inform development of next-generation systems for values-aligned compliance assurance, with potential impact extending beyond the realm of e-waste contexts.
Co-Authors Arief Budiono Kelik Wardiono Wardah Yuspin