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All Journal Primanomics : Jurnal Ekonomi & Bisnis Jurnal Sistem Informasi dan Ilmu Komputer
Shara Jumiati Siregar
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Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Analisis Penggunaan Database Dalam Meningkatkan Kualitas Sistem Informasi Tiara Nurul Syahida; Nurul Hadianti; Yusromuin Munthe; Shara Jumiati Siregar; Nurbaiti Sirait
Jurnal Sistem Informasi dan Ilmu Komputer Vol. 1 No. 3 (2023): Agustus: Jurnal Sistem Informasi dan Ilmu Komputer
Publisher : Universitas Katolik Widya Karya Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jusiik-widyakarya.v1i3.729

Abstract

The purpose of this study is to understand and analyze how to improve the quality of the system and the quality of information included in the informasibase. The methodology used in this study is a qualitative research method that builds on previous papers published by researchers and focuses on evaluating the literature with respect to specific components affecting the information management system. Each study shows that the quality of the system, the quality of information, and the quality of service are all in line with the expectations of system users. As system quality, information quality, and service quality all improve, user experience also improves. Informasibase is a very important component of an information management system, which also serves as a component of infrastructure, summation of information, assurance of information efficiency, and assurance of information effectiveness.
The Role of Sharia Microfinance Institutions in Fulfilling the Capital Needs of Micro, Small and Medium Enterprises: Case Study of BPRS AL WASLIYAH MEDAN sabbrina, Aura; Anisya Putri Ertani Daulay; Shara Jumiati Siregar; Irfan Andinata; fitri hayati
Primanomics : Jurnal Ekonomi & Bisnis Vol. 23 No. 1 (2025): Primanomics : Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31253/pe.v23i1.3470

Abstract

This research aims to analyze the role of sharia microfinance institutions, with a focus on PT. BPRS Al-Washliyah, in providing capital financing for MSME players, as well as identifying factors that influence the effectiveness of sharia financing in supporting the development of small businesses. One of the main challenges faced is the lack of understanding by MSME actors regarding the principles of sharia finance, thus hampering the use of these services. This research uses a qualitative descriptive approach through interviews, observations and documentation analysis to explore the relationship between sharia microfinance institutions and the growth of MSMEs, as well as finding solutions to the obstacles faced. The research results show that the Murabahah financing scheme implemented by PT. BPRS Al-Washliyah is in accordance with sharia principles as regulated in DSN Fatwa Number 04/DSN-MUI/IV/2000. This financing provides easy capital with a ceiling of up to 50 million rupiah, which contributes to the business development of MSME players. However, collateral requirements remain a challenge for some customers. To overcome these obstacles, banks implement strategies such as in-depth credit analysis, regular monitoring, and competitive product promotions. These steps demonstrate the bank's commitment to supporting the growth of MSMEs, strengthening the local economy, and encouraging sharia-based financial inclusion in society.
Co-Authors Anisya Putri Ertani Daulay Fitri Hayati Irfan Andinata Nurbaiti Sirait Nurul Hadianti sabbrina, Aura Tiara Nurul Syahida Yusromuin Munthe