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All Journal Social Engagement: Jurnal Pengabdian Kepada Masyarakat Ekonosfera: Jurnal Ekonomi, Akuntansi, Manajemen, Bisnis dan Teknik Global
Zulfa, Amalina
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Economics, Econometrics & Finance Other

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Pembuatan NIB dan Sertifikasi Halal: Penguatan Strategi Pengembangan UMKM di Desa Duwet dan Desa Watesalit Nuruzzuhrotil 'Ula, Zava; Mutiara, Dwi; Zulfa, Amalina
Social Engagement: Jurnal Pengabdian Kepada Masyarakat Vol. 2 No. 1 (2023): Desember 2023
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat Universitas Internasional Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37253/se.v2i1.8687

Abstract

Legality is very important for a business. This is in line with the new policy issued by the government to have complete and legal permits. The existence of licensing places responsibility on business actors to ensure that the quality of the products produced is maintained responsibly. The legality that will be the output in this service activity is the Business Identification Number (NIB) and Halal Certification. The purpose of this service is so that business actors can understand the importance of business legality and have business legality for small and medium business actors to support their business development, business actors know how to obtain business permits, and business actors have business legality, in this case in the form of NIB and Halal Certification. The method used in this service activity is divided into two stages, namely: 1. Education and survey stage, in this stage the team provides education by explaining to business actors about NIB, the advantages of having NIB and procedures for registering NIB through OSS. Then proceed with a survey to collect data 2. Manufacturing stage, the NIB creation stage is carried out independently by the service implementation team, after the NIB is issued, it is continued with the halal certification registration process. The result of this service activity is that business actors know the importance of business legality and the issuance of Business Identification Numbers (NIB) and halal certification for business actors in Duwet Village and Watesalit Village.
Analisis Etika Bisnis Pada BMT Mitra Umat: Ketidakmampuan Membayar Tabungan Nasabah Sebagai Bentuk Pelanggaran Kepercayaan Nursetiana, Herni; Azima, Najma; Zulfa, Amalina; Tsania, Afrida; Misidawati, Dwi Novaria; Islami, Putri Prasetya
Ekonosfera: Jurnal Ekonomi, Akuntansi, Manajemen, Bisnis dan Teknik Global Vol. 1 No. 2 (2025): April
Publisher : Yayasan Cendekia Gagayunan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63142/ekonosfera.v1i2.185

Abstract

This research aims to analyse BMT Mitra Umat's inability to pay customers' savings as a form of violation of business ethics, especially the principles of honesty, responsibility, justice, and integrity in Islamic financial institutions. The research uses a qualitative descriptive method with a literature study approach, based on the analysis of Islamic business ethics theory and the concept of customer trust. The results showed that BMT Mitra Umat's inability to fulfil its savings payment obligations had a serious impact on the decline in customer trust and damage to the institution's reputation. This violation of the basic principles of business ethics worsens customer loyalty and potentially threatens the sustainability of the institution's operations. This research recommends the need for increased transparency, improved risk management, financial education to customers, and strengthened internal controls to restore public trust and ensure the sustainability of BMT as a trustworthy Islamic financial institution.
Co-Authors Azima, Najma Islami, Putri Prasetya Misidawati, Dwi Novaria Mutiara, Dwi Nursetiana, Herni Nuruzzuhrotil 'Ula, Zava Tsania, Afrida