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Analysis of Liquidity in Islamic Banks in Indonesia: Analysis of Capital Adequacy Ratio, Return on Asset, Inflation, and BI Interest Rate Factors for the Period 2015-2020 Shoffan Maulana; M. Fikri Himmawan; Sri Yayu Ninglasari
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 8, No 1 (2023)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v8i1.5561

Abstract

Purpose – This study aims to explore the elements that affect the liquidity of Islamic banking in Indonesia. From 2015 to 2020, Bank Indonesia published consecutive monthly statistics that can be used in this study. Internal factors, such as the capital adequacy ratio (CAR) and return on assets (ROA), and external factors, such as inflation and the SBI interest rate, are the variables used in this study. Design/methodology/approach - This study used the vector error correction model (VECM) as the research methodology. Findings - The results state that CAR and inflation variables have a positive and significant effect on FDR in the short term, but other variables are not significant. The financing-to-deposit ratio is negatively affected by ROA and BI interest rate variables in the long term, while in the short term it is positively affected by CAR and inflation (FDR) variables. Research limitations/ implications - In order to determine the liquidity policy of Islamic banking in the future, the authorities in Indonesia can benefit significantly from this research. Originality and value - This research can be used as a comparative reference for Islamic banking to maintain its liquidity. There are still not many studies that examine research on Islamic banking liquidity in Indonesia with these variables, so this journal can be a reference for further research. However, it is limited to 2015 to 2020 and only uses Islamic banking as the object of research. Keywo
Pelatihan Penerapan ESG pada UMKM di Surabaya: Meningkatkan Kesadaran dan Kapasitas Bisnis Berkelanjutan Lissa Noer; Sri Yayu Ninglasari; Aang Kunaefi; Geodita Woro Bramanti
JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Vol. 5 No. 4 (2024)
Publisher : Politeknik Piksi Ganesha Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37339/jurpikat.v5i4.2035

Abstract

Kemajuan teknologi dan globalisasi ekonomi memberikan dampak signifikan terhadap produksi dan lingkungan global. Meskipun membawa manfaat ekonomi, hal ini juga menyebabkan pencemaran dan perubahan iklim yang mengancam keberlanjutan. Dalam konteks ini, sektor perbankan dan Usaha Mikro, Kecil, dan Menengah (UMKM) di Indonesia dituntut untuk mengadopsi praktik keuangan berkelanjutan berbasis prinsip Environmental, Social, and Governance (ESG). Penelitian ini menganalisis pelatihan penerapan prinsip ESG yang dilakukan oleh tim pengabdian masyarakat Institut Teknologi Sepuluh Nopember (ITS) Surabaya kepada pelaku UMKM. Melalui pelatihan ini, diharapkan pelaku UMKM dapat memahami dan mengintegrasikan ESG ke dalam operasional bisnis mereka. Hasil penelitian menunjukkan bahwa meskipun terdapat tantangan dalam penerapan ESG, pelatihan ini meningkatkan kesadaran dan kemampuan pelaku UMKM untuk menghadapi tantangan bisnis modern sambil mendukung keberlanjutan lingkungan dan sosial di Indonesia.
Komunikasi Pemasaran Bidang Keahlian Inovasi Layanan dan Kebijakan Publik (Program Studi Magister Inovasi Sistem dan Teknologi-ITS Surabaya) Noer, Lissa; Gogor Arif Handiwibowo; Prahardika Prihananto; Ni Gusti Made Rai; Sri Yayu Ninglasari
JURPIKAT (Jurnal Pengabdian Kepada Masyarakat) Vol. 5 No. 1 (2024)
Publisher : Politeknik Piksi Ganesha Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37339/jurpikat.v5i1.1509

Abstract

Program Pascasarjana semakin diminati. Hal ini tersebut dikarenakan lulusan pascasarjana dianggap memiliki kapabilitas yang cukup baik untuk menghadapi tantangan yang kompleks di masa mendatang. Banyak institusi pengguna lulusan pascasarjana mendorong sumberdaya yang dimilikinya, untuk dapat melanjutkan pendidikan pada level pascasarjana. Sehingga organisasi pengguna lulusan dapat lebih kompetitif. Dengan semakin banyaknya peminat program pascasarjana, maka institusi pendidikan tinggi berkompetitif dalam membuka program pascasarjana yang sesuai kebutuhan di dunia kerja. Hal ini berdampak pada semakin kompetitifnya persaingan penyelenggaraan program pascasarjana. Sekolah Interdisiplin Manajemen dan Teknologi-Institut Teknologi Sepuluh Nopember (SMIT-ITS), telah membuka program pascasarjana semenjak tahun 1996 (untuk program Magister Manajemen Teknologi). Tahun 2022, SIMT-ITS meluncurkan program Magister Inovasi Sistem dan Teknologi dengan bidang keahlian Kebijakan Publik. Program ini dibutuhkan pasar karena berbasis proses pengambilan keputusan pada tingkatan pengambil kebijakan. Untuk mendukung program studi baru ini dibutuhkan pendekatan marketing ke pasar agar publik segera mendapatkan awareness terkait bidang keahlian ini.
Analysis of Liquidity in Islamic Banks in Indonesia: Analysis of Capital Adequacy Ratio, Return on Asset, Inflation, and BI Interest Rate Factors for the Period 2015-2020 Shoffan Maulana; M. Fikri Himmawan; Sri Yayu Ninglasari
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 8, No 1 (2023)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v8i1.5561

Abstract

Purpose – This study aims to explore the elements that affect the liquidity of Islamic banking in Indonesia. From 2015 to 2020, Bank Indonesia published consecutive monthly statistics that can be used in this study. Internal factors, such as the capital adequacy ratio (CAR) and return on assets (ROA), and external factors, such as inflation and the SBI interest rate, are the variables used in this study. Design/methodology/approach - This study used the vector error correction model (VECM) as the research methodology. Findings - The results state that CAR and inflation variables have a positive and significant effect on FDR in the short term, but other variables are not significant. The financing-to-deposit ratio is negatively affected by ROA and BI interest rate variables in the long term, while in the short term it is positively affected by CAR and inflation (FDR) variables. Research limitations/ implications - In order to determine the liquidity policy of Islamic banking in the future, the authorities in Indonesia can benefit significantly from this research. Originality and value - This research can be used as a comparative reference for Islamic banking to maintain its liquidity. There are still not many studies that examine research on Islamic banking liquidity in Indonesia with these variables, so this journal can be a reference for further research. However, it is limited to 2015 to 2020 and only uses Islamic banking as the object of research. Keywo