Hadady, Hartati
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The Impact of Village Financial Systems and Staff Competence on Village Financial Report Quality: The Role of Fraud Prevention as a Mediator Hamisi, Astrid Ivo; Sirat, Abdul Hadi; Hadady, Hartati
Jurnal Manajemen Bisnis Vol. 10 No. 2 (2023): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v10i2.842

Abstract

This research aims to examine how village financial systems and staff competence impact the quality of village financial reports, with fraud prevention playing a key role. This study is crucial for promoting transparency and accountability in village financial management. Using path modeling with smart partial least squares (PLS), the study reveals important findings. Village financial systems and staff competence do not directly influence the quality of financial reports significantly. However, both factors have a significant impact on fraud prevention. This research is urgent because it addresses the critical need to ensure trustworthy financial reporting by village administrations. The findings underscore the importance of effective strategies for managing financial risks at the village level. Moreover, the study demonstrates that village financial systems and staff competence significantly influence financial report quality through their effects on fraud prevention. Conducted in the South and North Morotai Districts, Pulau Morotai Regency, this study aims to contribute positively to enhancing the efficiency and transparency of village financial governance.
Financial Performance Analysis of Districts/Cities in North Maluku Province: Insights and Priorities Noviena, Maria Sri; Sirat, Abdul Hadi; Hadady, Hartati
Jurnal Manajemen Bisnis Vol. 10 No. 2 (2023): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i1.843

Abstract

This study seeks to examine the financial performance of Districts/Cities in North Maluku Province through descriptive analysis of financial ratios. The descriptive analysis method was chosen to depict and examine the financial conditions of the regions in detail based on available data. The findings reveal several key points: Firstly, the effectiveness ratio of Districts/Cities in North Maluku Province indicates ineffective performance, as the actual Local Own-Source Revenue (PAD) falls short of the set targets or budgets. Secondly, the fiscal decentralization ratio of Districts/Cities shows limitations in the regions' ability to finance local expenditures from PAD, with a very low level of financial independence. Thirdly, although the growth ratio of Districts/Cities shows positive fluctuations from 2018 to 2022, the growth remains low and unstable from one period to the next. Finally, there is a significant disparity between operational expenditure and capital expenditure, highlighting the need for prioritized budget allocations to support infrastructure development and overall community welfare. These research findings provide an in-depth perspective on the challenges and potential improvements in financial management at the local government level in North Maluku Province.
Pengaruh Pinjaman Kredit Usaha Rakyat (KUR) dan Modal Sendiri Terhadap Pendapatan Usaha Mikro Kecil dan Menengah (UMKM) di Kabupaten Halmahera Selatan Taha, Asriyani N; Hadady, Hartati; Taslim, Fadli Ali
Jurnal Ekonomi Bisnis Digital Vol 1 No 3 (2022): Research Article Volume 1 Issue 3 Nopember 2022
Publisher : Yayasan Cita Cendekiawan Al Khwarizmi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jebidi.v1i3.56

Abstract

Penelitian ini bertujuan untuk mengetaui pengaruh variabel Kredit Usaha Rakyat (KUR) Dan Modal Sendiri terhadap Pendapatan Usaha Mikro, Kecil Dan Menengah (UMKM) pada para pelaku usaha di Kabupaten Halmahera – Selatan. Penelitian ini menggunakan penelitian kuntitatif dengan pendekatan deskriptif. Adapun yang menjadi subjek penelitian ini adalah pelaku UMKM di Kabupaten Halmahera – Selatan. Data yang digunakan dalam penelitian ini adalah data primer yang diperoleh dari responden yang mengisi kuesioner. Sampel penelitian ini sebanyak 100 responden yang dihitung dengan menggunakan rumus slovin. Alat yang digunakan untuk penelitian ini menggunakan analisis regresi linier berganda. Hasil Uji t menunjukan bahwa Kredit Usaha Rakyat tidak berpengaruh positif terhadap Pendapatan UMKM dengan nilai signifikan 0,76 Dan Modal Sendiri berpengaruh positif terhadap Pendapatan UMKM dengan nilai signifikan 0,000. Hasil dari koefisien determinasi diperoleh dari R2 sebesar 0,150 atau 15%. Dapat diartikan bahwa 15% pendapatan UMKM dipengaruhi oleh kredit usaha rakyat dan modal sendiri sedangkan sisahnya 85% disebabkan oleh faktor lain yang diluar penelitian.