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ANALISIS KINERJA KEUANGAN DAERAH DAN INDEKS PEMBANGUNAN MANUSIA PROVINSI MALUKU UTARA Taslim, Fadli Ali; Pratama, Rheza
Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan Vol. 4 No. 2 (2021): FairValue : Jurnal Ilmiah Akuntansi dan Keuangan
Publisher : Departement Of Accounting, Indonesian Cooperative Institute, Indonesia

This study aims to determine the effect of the Regional Financial Independence Ratio, PAD Effectiveness Ratio and Efficiency Ratio on the Human Development Index (HDI). The population used in this study were 10 districts/cities of North Maluku province using purposive sampling method. The type of data collected is secondary data from the Central Statistics Agency (BPS) and the Regional Financial and Asset Management Agency (FAMA) of North Maluku Province. In this study using panel data regression analysis tool.The results of this study indicate that the Independence Ratio has a significant negative effect on the human development index, the PAD Effectiveness Ratio has a significant negative effect on the human development index and the Efficiency Ratio has a significant negative effect on the human development index

Analysis of Financial Literacy Level (Study on Students of the Faculty of Economics and Business, Khairun University) Hasan, Afrinda; Taslim, Fadli Ali; Amiro, Suratno; Bachmid, Faradisa
Journal of International Conference Proceedings Vol 7, No 2 (2024): 2024 ICSM Thailand & AIC Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v7i2.3763

Using the measurement characteristics suggested by Chen and Volve, this study attempts to assess and evaluate the degree of financial literacy among students at Khairun University's Faculty of Economics and Business. Descriptive quantitative research using a questionnaire survey method is the methodology employed. 139 respondents were selected for this study using a purposive selection strategy combined with a non-probability sampling technique. By dividing the number of actual scores by the number of ideal scores and multiplying the result by 100 percent, data analysis was done at the percentage level. According to the study's findings, 67.58% of students at Khairun University's Faculty of Economics and Business are financially literate. It is on a medium scale according to the Chen and Volve financial literacy measurement index. The results of the examination of financial literacy levels were then found to be influenced by respondent demographic characteristics, including gender, GPA, and parents' income.

Pengaruh Pinjaman Kredit Usaha Rakyat (KUR) dan Modal Sendiri Terhadap Pendapatan Usaha Mikro Kecil dan Menengah (UMKM) di Kabupaten Halmahera Selatan Taha, Asriyani N; Hadady, Hartati; Taslim, Fadli Ali
Jurnal Ekonomi Bisnis Digital Vol 1 No 3 (2022): Research Article Volume 1 Issue 3 Nopember 2022
Publisher : Yayasan Cita Cendekiawan Al Khwarizmi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jebidi.v1i3.56

Penelitian ini bertujuan untuk mengetaui pengaruh variabel Kredit Usaha Rakyat (KUR) Dan Modal Sendiri terhadap Pendapatan Usaha Mikro, Kecil Dan Menengah (UMKM) pada para pelaku usaha di Kabupaten Halmahera – Selatan. Penelitian ini menggunakan penelitian kuntitatif dengan pendekatan deskriptif. Adapun yang menjadi subjek penelitian ini adalah pelaku UMKM di Kabupaten Halmahera – Selatan. Data yang digunakan dalam penelitian ini adalah data primer yang diperoleh dari responden yang mengisi kuesioner. Sampel penelitian ini sebanyak 100 responden yang dihitung dengan menggunakan rumus slovin. Alat yang digunakan untuk penelitian ini menggunakan analisis regresi linier berganda. Hasil Uji t menunjukan bahwa Kredit Usaha Rakyat tidak berpengaruh positif terhadap Pendapatan UMKM dengan nilai signifikan 0,76 Dan Modal Sendiri berpengaruh positif terhadap Pendapatan UMKM dengan nilai signifikan 0,000. Hasil dari koefisien determinasi diperoleh dari R2 sebesar 0,150 atau 15%. Dapat diartikan bahwa 15% pendapatan UMKM dipengaruhi oleh kredit usaha rakyat dan modal sendiri sedangkan sisahnya 85% disebabkan oleh faktor lain yang diluar penelitian.

Peran Kepemimpinan Kepala Desa Dalam Pemberian Pelayanan Publik Dan Tantangannya Pada Era Revolusi Industri 4.0 (Desa Gandasuli Kabupaten Halmahera Selatan) Ali, Risman; Marwan, Marwan; Rajak, Adnan; Thahrim, Muhammad; Taslim, Fadli Ali
JEMI is managed and published by the Management Study Program, Faculty of Economics and Business, Kutai Kartanegara University. Institutional legality is reflected in the ISSN number: 1411-9560 published by LIPI in 2003 as a manifestation of the comm Vol 22 No 2 (2022)
Publisher : FAKULTAS EKONOMI DAN BISNIS UNIKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53640/jemi.v22i2.1124

The purpose of this study was to determine the leadership role of the village head in providing public services and the challenges in the Industrial Revolution 4.0 era in Gandasuli Village. Researchers use indicators of motivators, facilitators, and mobilizers to determine the leadership role of the village head in providing public services, while the challenge is that researchers use indicators of support, capacity, and value. This research uses a descriptive qualitative method, and the data analysis used is an interactive model starting from reduction, data presentation, and verification/conclusion. The results of this study indicate that the leadership role of the village head in providing public services with the roles of motivator, facilitator, and mobilizer has not been maximized. Meanwhile, the challenge of providing public services in Gandasuli Village in the era of the Industrial Revolution 4.0 was sufficient support from the local government, but in terms of capacity, there are not yet qualified human resources. The value will be that there will be benefits for service providers and service recipients in Gandasuli Village when implementing a digital-based service system.

Third-Party Funds and Profit Margin as Determinants of Murabahah Financing Performance in Islamic Rural Banks: Evidence from BPRS Bahari Berkesan, Ternate City Hasnin, Muhammad; Suar, Abi; Landola, Selfianti; Kotib, Mohammad; Nasar, Fahima; Taslim, Fadli Ali
International Journal of Economics, Business and Innovation Research Vol. 4 No. 03 (2025): April - May, International Journal of Economics, Business and Innovation Resea
Publisher : Cita konsultindo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/ijebir.v4i03.2198

The purpose of this study is to examine how profit margins and third party funding affect Murabahah contract financing (BPRS Bahari Berkesan, Ternate City). This study is quantitative. Secondary data from the Financial Services Authority (OJK) website, especially the Triulan financial report of BPRS Bahari Ternate, is used as a data source. Multiple linear regression analysis using SPSS version 26 software is the data analysis method used. The findings of the study revealed that (1) The growth of Murabahah contracts at BPRS Bahari Berkesan, Ternate City is greatly influenced by third party funds. (2) The findings of this study indicate that the profit margin variable has a significant effect on the financing of murabahah contracts, because the results of the hypothesis test indicate that the calculation value of the profit margin variable > t table (4.902 > 2.262) and the level of significance is < 0.05 (0.001 < 0.05). (3) further indicated by the significant probability value of 0.000, which is < 0.05 (0.000 < 0.05). This indicates that the financing of murabahah contracts with the BPRS Bahari Berkesan Ternate City Exchange Rate is greatly influenced by both the profit margin and DPK simultaneously.

Peran Kepemimpinan Kepala Desa Dalam Pemberian Pelayanan Publik Dan Tantangannya Pada Era Revolusi Industri 4.0 (Desa Gandasuli Kabupaten Halmahera Selatan) Ali, Risman; Marwan, Marwan; Rajak, Adnan; Thahrim, Muhammad; Taslim, Fadli Ali
JEMI is managed and published by the Management Study Program, Faculty of Economics and Business, Kutai Kartanegara University. Institutional legality is reflected in the ISSN number: 1411-9560 published by LIPI in 2003 as a manifestation of the comm Vol 22 No 2 (2022)
Publisher : FAKULTAS EKONOMI DAN BISNIS UNIKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53640/jemi.v22i2.1124

The purpose of this study was to determine the leadership role of the village head in providing public services and the challenges in the Industrial Revolution 4.0 era in Gandasuli Village. Researchers use indicators of motivators, facilitators, and mobilizers to determine the leadership role of the village head in providing public services, while the challenge is that researchers use indicators of support, capacity, and value. This research uses a descriptive qualitative method, and the data analysis used is an interactive model starting from reduction, data presentation, and verification/conclusion. The results of this study indicate that the leadership role of the village head in providing public services with the roles of motivator, facilitator, and mobilizer has not been maximized. Meanwhile, the challenge of providing public services in Gandasuli Village in the era of the Industrial Revolution 4.0 was sufficient support from the local government, but in terms of capacity, there are not yet qualified human resources. The value will be that there will be benefits for service providers and service recipients in Gandasuli Village when implementing a digital-based service system.

Pengaruh Kebijakan Modal Kerja Terhadap Profitabilitas pada Perusahaan Hotel dan Restoran yang Terdaftar di Bursa Efek Indonesia (BEI) Singa, Yenli Junita; Bailusy, Muhsin N; Taslim, Fadli Ali
Jurnal Manajemen Sinergi Vol 10, No 2 (2022): JURNAL MANAJEMEN SINERGI (EDISI OKTOBER)
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Khairun

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33387/jms.v10i2.6153

ABSTRACTObjective: The objectives in this study are: 1) Knowing and analyzing the effect of working capital turnover on profitability; 2) Knowing and analyzing the effect of cash turnover on profitability; 3) Knowing and analyzing the influence of accounts receivable turnover on profitability; 4) Knowing and analyzing the effect of inventory turnover on profitability; and 5) Knowing and analyzing the effect of working capital funding on profitability. The object and research are hotel and restaurant companies listed on the Indonesia Stock Exchange in the 2015-2019 period. There are 21 hotel and restaurant companies. Based on the results of the sample selection in accordance with certain criteria, 12 companies are eligible for the sample.Methodology: Data analysis techniques were performed using statistical tests using multiple linear regression with the help of the IBM Statistical Package for Social Science (SPSS) version 21.Finding: H2, H3, H4, and H5 are H1 are rejected, while H1 accepted at the 5% confidence level.Conclusion: The results showed that: 1) Capital turnover has a significant positive effect on profitability; 2) Cash turnover does not have a significant effect on profitability; 3) Receivables turnover has a significant effect on profitability; 4) Inventory Turnover does not have a significant effect on profitability. The inventory turnover rate shows the speed of return of funds embedded in inventory; and 5) Working capital funding does not have a significant effect on profitability.

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