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All Journal JMS : Jurnal Manajemen Sinergi JURNAL MANAJEMEN BISNIS JURNAL MUTIARA MANAJEMEN International Journal of Business, Law, and Education Patria Artha Journal of Community Jurnal Ilmiah MEA (Manajemen, Ekonomi, dan Akuntansi) West Science Business and Management GEMBIRA (Pengabdian Kepada Masyarakat)
Sirat, Abdul Hadi
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Dampak Inflasi, BI Rate, Dan Kurs Rupiah Terhadap Performa Saham Indeks Syariah Jakarta Islamic Index (JII) Di Bursa Efek Indonesia (BEI) Periode 2018-2022 Annisa, Putri; Sirat, Abdul Hadi; Hadady, Hartaty Hadady
JURNAL MUTIARA MANAJEMEN Vol 8 No 2 (2023): Jurnal Mutiara Manajemen
Publisher : UNIVERSITAS SARI MUTIARA INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51544/jmm.v8i2.4660

Abstract

Penelitian ini mengeksplorasi pengaruh inflasi, BI rate, dan kurs rupiah terhadap indeks harga saham Jakarta Islamic Index (JII). Tujuan penelitian adalah untuk mengetahui dan menganalisis pengaruh variabel-variabel tersebut dalam konteks pasar keuangan. Metode penelitian menggunakan analisis regresi linear berganda dengan metode panel data serta alat uji menggunakan Eviews 12 sebagai alat uji statistik. Panel data digunakan untuk menguji hubungan variabel independen dengan variabel dependen, dengan data dari periode lima tahun yang mencakup kondisi ekonomi dan keuangan yang beragam. Hasilnya menunjukkan bahwa: Inflasi berpengaruh terhadap indeks harga saham Jakarta Islamic Index. Hal ini berarti bahwa, tinggi rendahnya inflasi dapat memengaruhi pergerakan indeks harga saham; BI rate berpengaruh terhadap indeks harga saham Jakarta Islamic Index. Artinya, tingkat suku bunga mampu memengaruhi  pergerakan indeks harga saham; dan Kurs rupiah berpengaruh terhadap indeks harga saham. Hal ini berarti bahwa, nilai tukar rupiah terhadap USD memengaruhi pergerakan indeks harga saham. Implikasinya, kebijakan moneter dan fiskal perlu diperhatikan dalam mengelola stabilitas ekonomi untuk mendukung pertumbuhan pasar saham. Kesimpulannya, fluktuasi inflasi, BI rate, dan kurs rupiah memainkan peran penting dalam membentuk dinamika indeks harga saham Jakarta Islamic Index (JII) selama periode 2018-2022. Para pemangku kepentingan pasar keuangan dan investasi dapat menggunakan temuan ini sebagai dasar untuk membuat keputusan yang lebih innformasional dan merinci strategi, dengan memahami dampak faktor ekonomi dan keuangan tertentu pada performa saham syariah di Indonesia. Hasil penelitian ini juga memberikan kontribusi pada literatur ekonomi dan keuangan Islam serta memberikan wawasan penting bagi pengambil kebijakan dan praktisi di pasar modal Indonesia.
Sosialisasi Dan Penyiapan Label Halal Bagi Pelaku Industri Rumah Tangga Di Kecamatan Pulau Hiri Kota Ternate Sirat, Abdul Hadi; Jannang, Abdul Rahman
Patria Artha Journal of Community (PKM) Vol 1, No 1 (2021): Patria Artha Journal of Community
Publisher : Universitas Patria Artha

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (309.695 KB) | DOI: 10.33857/pajoco.v1i1.456

Abstract

The household industry is an economic development through the transformation of resources using simple tools. The household industry is involved in the change from labor-intensive to capital intensive methods. The household industry is usually built in an area close to the raw materials that are the raw materials of the industry. The existence of household industry in the village has an important meaning in the framework of national development. Because of the existence of the household industry is a solution for the undeveloped workforce and economic improvement of the village community. However, the strategic position of the household industry in various places has not been supported by facilities and infrastructure that can improve the effectiveness and efficiency of rural economic life. The existence of cracker household industry in Hiri Island Subdistrict greatly affects the social life of local people.  With the household industry of food products that can produce hundreds of thousands to millions of rupiah every month.  So this indicates how important the activities of IRT activities have an important meaning in the framework of national development. Because the existence of the household industry is a solution for the undeveloped workforce and economic improvement of the village community, so that welfare and a decent life enjoyed This community service activity will socialize and fulfill the understanding of the community on the importance of halal principles and provisions in the JPH Law.. The community, especially IRT actors, can understand that the application of halal standards can have an impact on increasing the market capacity for their products. The understanding of the community that facilitates the importance of the implementation of halal standards will facilitate the way for the establishment of halal zones, which in particular in this program will be pursued in the District of Hiri Island. This socialization recommendation will also be submitted to the government of Ternate City, so that Hiri Island may be used as a place for halal-lying products, such as smoked fish products and banana rips.
Analysis of CSR Performance and Welfare of PT NHM's Mining Circle Community Lesmana, Denny; Sirat, Abdul Hadi; Soleman, Marwan Man
Jurnal Manajemen Bisnis Vol. 10 No. 2 (2023): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v10i2.669

Abstract

This study analyzes PT NHM's CSR performance and the factors that support its implementation for the welfare of mining communities. CSR programs, including PPM and HRP, have a positive impact by improving income, education, health, housing, environment, and socio-cultural aspects. PT NHM's CSR performance is measured by the achievement of the PPM program in 2021, reaching 127% of the planning target, indicating satisfactory performance. Success factors for CSR programs include supportive company policies, good relationships with stakeholders, effective CSR performance, and improvement of CSR programs. This research is a descriptive qualitative research with data collection through interviews with 25 selected informants. In order to improve the welfare of the community around the mine, PT NHM has implemented a CSR program that focuses on providing benefits that are directly felt by the community, especially through the philanthropic HRP program. This proves the company's commitment in supporting the development and welfare of the local community. In conclusion, PT NHM's CSR performance is very positive, supported by the factors mentioned, and has the potential to have a sustainable positive impact on the communities around the mine.
Impact of Financial Literacy and Attitude on Resource Allocation Actors' Locus of Control as a moderating variable in the Small and Medium Food Industry Rizky, Dyah Puteri; Sirat, Abdul Hadi; Dharma, Putri Ekawati
Jurnal Manajemen Bisnis Vol. 10 No. 2 (2023): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v10i2.671

Abstract

This study's overarching goal is to learn more about how financial knowledge, financial attitude, and locus of control all interact to influence financial management behaviour. Forty SME proprietors from Ternate (mostly Ternate Tengah and Ternate Selatan) make up the study's sample. Purposeful sampling was used to choose the sample. In this work, SEM-PLS was used to check for validity of hypotheses. Based on the data, it appears that Financial Knowledge does not significantly influence Financial Management Actions. That Locus of Control does not play a mediating role in the connection between financial knowledge and management behaviour is another implication of this research. However, Financial Attitude significantly and positively affects Financial Management Actions. The subsequent studies showed that the relationship between financial attitude and financial management behaviour was partially mediated by locus of control.
Evaluation of the Implementation of Credit Restructuring during the Covid-19 Pandemic at Bank Mandiri Ternate Branch Buamona, Fanti Farjrianti; Sirat, Abdul Hadi; Suwito
Jurnal Manajemen Bisnis Vol. 10 No. 2 (2023): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v10i2.672

Abstract

This study aims to evaluate the implementation of credit restructuring by Bank Mandiri Ternate branch during the Covid-19 pandemic in 2020-2021 and analyse the inhibiting factors in its implementation. This research uses a descriptive qualitative method with a phenomenological approach. Primary data was obtained through observation, interviews, and documentation, while secondary data was obtained from searching related documents. This research involved three informants from BMCT and four informants who are KUM and KUR business actors associated with the credit restructuring programme. The results showed that the implementation of business credit restructuring at Bank Mandiri Ternate Branch was in accordance with OJK regulations and Bank Mandiri's internal policies related to handling non-performing loans due to the Covid-19 pandemic. Although inhibiting factors in the implementation of the restructuring programme were heard, customers did not feel it as an obstacle because they felt helped by the existence of this programme which helped relieve their financial burden. On the other hand, there are also obstacles felt by the bank, especially related to social distancing rules that affect the implementation of restructuring.
The Impact of Village Financial Systems and Staff Competence on Village Financial Report Quality: The Role of Fraud Prevention as a Mediator Hamisi, Astrid Ivo; Sirat, Abdul Hadi; Hadady, Hartati
Jurnal Manajemen Bisnis Vol. 10 No. 2 (2023): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v10i2.842

Abstract

This research aims to examine how village financial systems and staff competence impact the quality of village financial reports, with fraud prevention playing a key role. This study is crucial for promoting transparency and accountability in village financial management. Using path modeling with smart partial least squares (PLS), the study reveals important findings. Village financial systems and staff competence do not directly influence the quality of financial reports significantly. However, both factors have a significant impact on fraud prevention. This research is urgent because it addresses the critical need to ensure trustworthy financial reporting by village administrations. The findings underscore the importance of effective strategies for managing financial risks at the village level. Moreover, the study demonstrates that village financial systems and staff competence significantly influence financial report quality through their effects on fraud prevention. Conducted in the South and North Morotai Districts, Pulau Morotai Regency, this study aims to contribute positively to enhancing the efficiency and transparency of village financial governance.
Financial Performance Analysis of Districts/Cities in North Maluku Province: Insights and Priorities Noviena, Maria Sri; Sirat, Abdul Hadi; Hadady, Hartati
Jurnal Manajemen Bisnis Vol. 10 No. 2 (2023): September
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i1.843

Abstract

This study seeks to examine the financial performance of Districts/Cities in North Maluku Province through descriptive analysis of financial ratios. The descriptive analysis method was chosen to depict and examine the financial conditions of the regions in detail based on available data. The findings reveal several key points: Firstly, the effectiveness ratio of Districts/Cities in North Maluku Province indicates ineffective performance, as the actual Local Own-Source Revenue (PAD) falls short of the set targets or budgets. Secondly, the fiscal decentralization ratio of Districts/Cities shows limitations in the regions' ability to finance local expenditures from PAD, with a very low level of financial independence. Thirdly, although the growth ratio of Districts/Cities shows positive fluctuations from 2018 to 2022, the growth remains low and unstable from one period to the next. Finally, there is a significant disparity between operational expenditure and capital expenditure, highlighting the need for prioritized budget allocations to support infrastructure development and overall community welfare. These research findings provide an in-depth perspective on the challenges and potential improvements in financial management at the local government level in North Maluku Province.
SOSIALISASI DAN PELATIHAN PEMASARAN DIGITAL PADA USAHA KULINER DI KELURAHAN BASTIONG TALANGAME Jannang, Abdul Rahman; Husen, Zulaiha; Sirat, Abdul Hadi
Jurnal Gembira: Pengabdian Kepada Masyarakat Vol 3 No 03 (2025): JUNI 2025
Publisher : Media Inovasi Pendidikan dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Bisnis kuliner merupakan usaha mikro, kecil dan menengah (UMKM) yang memberikan konstribusi dalam pertumbuhan ekonomi di Kota Ternate. Namun perkembangan usaha kuliner ini masih cukup rendah, karena masih terdapatnya beberapa pengusaha kuliner tersebut belum memahami untuk memperkenalkan hasil kulinernya melalui digital marketing. Dengan demikian pelaksanaan PKM ini memberikan solusi tersebut, dengan cara memberikan pemahaman tentang definisi digital marketing, manfaat menggunakan digital marketing, kekurangan menggunakan digital marketing, jenis digital marketing, dan memberikan pelatihan tentang cara membuat promosi produk pada media facebook. Digital marketing dapat menjangkau konsumen yang lebih luas dan cepat dibandingkan dengan pemasaran yang konvensional. Hasil kuliner yang ditawarkan secara online harus memiliki nilai keunikan sebagai pembeda dari produk yang lain. Keunikan tersebut meliputi kualitas produk, desain, kemasan, pelayanan online serta pengantaran produk ke konsumen.
Strategy Flexibility and Sustainable Digital Innovation Rinto, Rinto Syahdan; Sirat, Abdul Hadi; Hadady, Hartaty; Jabid, Abdullah W.
International Journal of Business, Law, and Education Vol. 4 No. 2 (2023): International Journal of Business, Law, and Education
Publisher : IJBLE Scientific Publications Community Inc.

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to examine the effect of strategy flexibility on sustainable digital innovation. This research was conducted in Ternate City. The population in this study are all businesses in the city of Ternate. The sample in this study was determined based on a purposive sampling approach with total number of respondents of 115 people. Testing the hypothesis in this study using simple linear regression. The results of hypothesis testing indicate that the hypothesis in this study is supported. Next, recommendations for future research are discussed.
Digital Service Innovation and Customer Value Deryana, Lilian; Hadady, Hartaty; Jabid, Abdullah W.; Sirat, Abdul Hadi
International Journal of Business, Law, and Education Vol. 4 No. 2 (2023): International Journal of Business, Law, and Education
Publisher : IJBLE Scientific Publications Community Inc.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/ijble.v4i2.230

Abstract

The limited research linking digital service innovation to the small business context makes this research mandatory. This research itself examines the impact resulting from digital service innovation on customer value in Ternate City. A total of 113 respondents were involved in this study. The data in this study were collected through a survey with a questionnaire. Testing the research hypothesis was carried out using simple linear regression analysis using SPSS version 24. The results revealed that there was a positive relationship between digital service innovation and customer value. Next, recommendations for future research are discussed.
Co-Authors Alhadar, Lidia Ferial Ali, Husain Annisa, Putri Bayau, Fajrul Rahman Buamona, Fanti Farjrianti Deryana, Lilian Dharma, Putri Ekawati Hadady, Hartati Hadady, Hartaty Hadady, Hartaty Hadady Hamisi, Astrid Ivo Husen, Zulaiha Ida Nurhaida Jabid, Abdullah W. Jannang, Abdul Rahman Lesmana, Denny Noviena, Maria Sri Rinto, Rinto Syahdan Rizky, Dyah Puteri Rusandry, Rusandry Siti Sahara Soleman, Marwan Man Suwito Thahrim, Muhammad