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Implementasi Model-Model Pembelajaran Pada Mata Pelajaran Pendidikan Agama Islam Di SMAN 2 Garut Rohim, Saepul; Helmi, Helmi; Ardiawan, Ismal; Herdiana, Nana; Holik, Abdul
Masagi Vol 3 No 1 (2024): MASAGI : Jurnal Pendidikan Agama Islam
Publisher : STAI Al-Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/masagi.v3i1.756

Abstract

Abstract The learning Model is one of the important parts in the learning process. Where there are many factors that become obstacles in the learning process where teachers must be able to prepare various devices in the process. Many factors that affect the low interest of students in learning PAI, among other factors of the teacher itself, for example, in the learning process activities, approaches, strategies, methods or learning models are still conventional, learning tends to be focused on the teacher (Teacher Centered). The method used in this study is qualitative research in which the presentation of data in a descriptive qualitative sourced from references or observations that have been made. The place of research in SMAN 2 Garut which aims to explore the learning model used in the learning process in PAI subjects. The results of research conducted that PAI teachers at SMAN 2 Garut diverse in using learning models. The number of PAI teachers in the school is three and varies in understanding and using learning models in achieving learning goals. There are those who use the learning model of Active Learning, Cooperative Learning, contextual. All of which have an effect on increasing student motivation. Keywords: Learning Model, Islamic Religious Education Learning Mo
Product Innovation Of Islamic Financial Institutions In The Perspective Of Sharia Economic Law Taupik, Opik; Herdiana, Nana; Prasetyo, Yoyok
Zona Law And Public Administration Indonesia Vol. 2 No. 1 (2024): JANUARY 2024
Publisher : Yayasan Mentari Madani

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Abstract

Product innovation in Islamic financial institutions has become a necessity in facing the ever-growing global market dynamics. This article explores the views of sharia economic law on product innovation with the aim of revealing the key role of sharia economic law in designing, implementing and regulating innovative sharia financial products. The basic concepts of sharia economic law, such as the prohibition of usury, the prohibition of maysir and gharar, as well as the principle of zakat, play a central role in forming the framework for sharia product innovation. However, Islamic financial institution product innovation is also faced with a number of challenges and controversies, such as legal considerations, supervision and ethical issues. This article considers these challenges and proposes possible solutions to overcome them. By combining a sharia economic law perspective with sharia financial product innovation, this article provides in-depth insight into how these products can develop in accordance with sharia principles, as well as their impact on sharia economic development more broadly.
The Application of Akad Wakalah Bil Ujrah and Hawalah to Shariah Banking With a Focus on Ijarah Muntahiya Bitamlik and Mudharabah Products in the Perspective of Sharia Economic Law Rahmat Mulyadin, Hari; Herdiana, Nana; Prasetyo, Yoyok
Zona Law And Public Administration Indonesia Vol. 2 No. 1 (2024): JANUARY 2024
Publisher : Yayasan Mentari Madani

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Abstract

The application of sharia principles in banking is very important in the Islamic finance industry. One of the principles used is the wakalah bil ujrah and hawalah contracts, which are used in products such as ijarah muntahiya bitamlik and mudharabah. This article discusses the application of wakalah bil ujrah and hawalah contracts in Islamic banking with a focus on these products from the perspective of Islamic economic law. It will discuss the basic concepts of these contracts, their implementation in ijarah muntahiya bitamlik and mudharabah products, and analyze their compliance with the principles of Islamic economics.
The Application of Hybrid Contract Concept in Ijarah Muntahiyah Bittamlik (IMBT) Product Abduloh, Ade; Herdiana, Nana; Prasetyo, Yoyok
Zona Law And Public Administration Indonesia Vol. 2 No. 1 (2024): JANUARY 2024
Publisher : Yayasan Mentari Madani

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Abstract

This paper reviews the important role of hybrid contracts in the sharia finance industry, focusing on a case study of Ijarah Muntahiyah Bittamlik (IMBT) based on the views of scholars and DSN MUI regulations. An analytical descriptive approach is used to identify various types of hybrid contracts as well as highlighting the scholars' perspectives on IMBT. The results of this study clarify the concept of hybrid contract as a combination of two or more contracts that are considered as a whole unit. Furthermore, this study analyzes how IMBT is applied in Islamic banking practices and how scholars view its legal status. This research emphasizes the importance of understanding the complexities and implications of the use of hybrid contracts in the context of Islamic economic jurisprudence. Taking into account the differing views, the research highlights the need for clarity in the use of hybrid contracts, by ensuring that their implementation is in line with established sharia principles. The conclusion emphasizes the importance of an in-depth understanding of hybrid contracts in the context of the shariah finance industry as well as the need for a clear regulatory framework to ensure integrity and compliance in shariah finance practices.
Musharakah Contract Implementation in the Financing of Shariah Newspaper Accounts: Hybrid Contract dalam Pembiayaan Rekening Koran Syariah (PRKS) Nailus Sakinah; Miftahul Ikhsan, Muhammad; Herdiana, Nana; Setiawan, Iwan
Zona Law And Public Administration Indonesia Vol. 2 No. 1 (2024): JANUARY 2024
Publisher : Yayasan Mentari Madani

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Abstract

Islamic banks have developed a number of new projects, including contracts in fiqh mu'amalah. Besides being accepted by Islamic banks, some fiqh mu'amalah contracts are modified to accommodate regional needs. Basically, the engineering of contracts in fiqh muamalah is one of the many innovative efforts that have been made by Islamic banks. This research is a literature review, which is a term for a research methodology that concentrates on collecting data from various sources. Academic books, research reports, and journal articles are examples of academic literature that serve as data sources in this research. The result of the research is Sharia Current Account Financing (PRKS) is a revolving working capital financing facility with the principle of musyarakah profit sharing with Line Facility. PRKS was developed to meet the needs of the community in its business operations. An important point in the PRKS mechanism is carried out based on a musyarakah contract. PRKS also allows the use of current accounts in accordance with the agreed customer business needs.
Application of Hybrid Contracts Concept in Islamic Credit Card Products and Murabahah Financing Syaukani, Syaukani Rahmat; Herdiana, Nana; Yoyok, Yoyok Prasetyo
Zona Law And Public Administration Indonesia Vol. 2 No. 1 (2024): JANUARY 2024
Publisher : Yayasan Mentari Madani

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Abstract

Contracts are a fundamental element in modern contract and business law. A contract is usually a written agreement between two or more parties that stipulates the rights, obligations and responsibilities of each party regarding a particular transaction or agreement. However, in the ever-evolving business world, there are situations where the needs and objectives of the parties cannot always be accommodated by traditional contract models. Including innovation and business development in the Sharia Card concept and Murabahah bil Wakalah financing are examples of Hybrid Contracts. This research uses a descriptive qualitative methodology to describe and analyze in depth based on the data obtained. The view of fiqh experts regarding hybrid contracts is an important issue in the context of Sharia business. The majority of ulama tend to view hybrid contracts as permissible in Sharia principles, referring to the rule of al-istishab al-ashliyah, which states that everything is considered halal as long as there are no arguments indicating its haraam. However, debate has arisen regarding the hadith which prohibits two buying and selling in one contract. Although there are different views among schools of fiqh, the hybrid contract concept is considered to be applicable in Sharia economic transactions by paying attention to the underlying principles of Islamic law, including the application of the contract concept used in Sharia Cards and murabah bil wakalah contract financing.
Penerapan Hybrid Contract Pada Produk Giro Di Perbankan Syariah Ikhsan, Muhammad Miftahul; Herdiana, Nana; Setiawan, Iwan
Mubeza Vol. 13 No. 2 (2023): September 2023
Publisher : IAIN Takengon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54604/mbz.v13i2.336

Abstract

Lembaga keuangan syariah terus berupaya mengimplementasikan inovasi yang relevan dengan tuntutan era saat ini. Salah satu aspek inovatif yang menjadi fokus adalah penggunaan hybrid contract, di mana dua akad digabungkan dalam satu kesepakatan. Penelitian ini bersifat kepustakaan dan menggunakan metode pengumpulan data melalui analisis literatur dari berbagai sumber, termasuk buku, jurnal, dan hasil penelitian terkait. Teknik analisis deskriptif digunakan untuk mengkaji dan menganalisis informasi yang ditemukan. Perbedaan mendasar antara giro konvensional dan giro syariah terletak pada konsep operasional, di mana giro konvensional menggunakan bunga, sedangkan giro syariah menggunakan bagi hasil. Hybrid contract yang telah diterapkan dalam perbankan syariah adalah giro dengan kombinasi mudharabah dan wadiah. Simpanan nasabah diinvestasikan sesuai dengan prinsip Islam, menjadikannya pilihan yang sesuai dengan aturan dan memberikan alternatif terbaru. Inovasi semacam ini membantu lembaga keuangan syariah tetap mematuhi prinsip-prinsip syariah sambil tetap relevan dan dapat tumbuh di masa depan.