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All Journal JISIP: Jurnal Ilmu Sosial dan Pendidikan JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan) Rengganis Jurnal Pengabdian Masyarakat
Ningtias, Karmelia Sasmita
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Agriculture, Biological Sciences & Forestry Arts Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences

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Sosialisasi Pembuatan Rekening Online melalui BSI Mobile dalam Meningkatkan Kemampuan Melakukan Transaksi Online Mahasiswa Baru UIN Mataram Muawari, Lalu Jedi; Ningtias, Karmelia Sasmita; Sudianti, Riska; Adinda, Prameswari Cuzenti; Selva, Selva
Rengganis Jurnal Pengabdian Masyarakat Vol. 4 No. 1 (2024): Mei 2024
Publisher : Pendidikan Matematika, FKIP Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/rengganis.v4i1.403

Abstract

Bank adalah lembaga keuangan yang berfungsi sebagai perantara dalam kegiatan keuangan dan memiliki fungsi utama yaitu menghimpun dana dari masyarakat dan menyediakan layanan keuangan seperti pemberian kredit, penyimpanan uang, serta berbagai layanan keuangan lainnya. Lembaga Keuangan Bank yang ada di Indonesia dibedakan menjadi dua, yaitu Bank Konvensional dan Bank yang bersifat Syariah. bank syariah adalah bank yang menjalankan kegiatan usaha berdasarkan prinsip syariah atau prinsip hukum Islam. Bank Syariah Indonesia KCP Mataram Pejanggik 1 membantu membuat buku rekening online melalui BSI mobile kepada mahasiswa baru Universitas Islam Negeri Mataram dengan tujuan meningkatkan kemampuan transaksi online, memberikan pengalaman perbankan yang lebih modern, dan menjawab tuntutan konsumen akan layanan keuangan yang inovatif dan responsif. Metode pengabdian yang dilakukan adalah sosialisasi meningkatkan kemampuan nasabah melakukan transaksi online pada mahasiswa baru Universitas Islam Negeri Mataram (UIN). Hasil yang didapatkan dari pengabdian berupa sosialisasi ini yaitu pembuatan rekening online melalui BSI Mobile di kampus Pascasarjana Universitas Islam Negeri Mataram menunjukkan tingkat antusiasme yang tinggi dari mahasiswa/i yang turut serta.
Pengaruh Kepercayaan Dan Keamanan Layanan Digital Payment Terhadap Keputusan Bertransaksi Online (Studi Pada Mahasiswa Universitas Muhammadiyah Mataram) Ningtias, Karmelia Sasmita; Yunarni, Baiq Reinelda Tri; Indra, Nurul Hidayati
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 9 No 1 (2025): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v9i1.29517

Abstract

This study examines the influence of trust and security of Digital Payment services on transaction decisions of students at the University of Muhammadiyah Mataram. This research is quantitative with a sample of 99 students at the University of Muhammadiyah Mataram. Data collection using questionnaires. The analysis method used is multiple linear regression to assess the impact of trust and security on students' transaction decisions. The purpose of this study is to determine partially and simultaneously the trust and security of Digital Payment services on Online transaction decisions of students at the University of Muhammadiyah Mataram. The results of this study indicate that 1) trust in Digital Payment services has a significant influence on Online transaction decisions of students at the University of Muhammadiyah Mataram. 2) security in Digital Payment services has a significant influence on Online transaction decisions of students at the University of Muhammadiyah Mataram, and 3) Trust and security in Digital Payment services have a simultaneous influence on Online transaction decisions of students at the University of Muhammadiyah Mataram
Sharia Business Ethics in Capital Market Investment on the Indonesian Stock Exchange Study of the Application of Sharia Principles Bei Muawari, Lalu Jedi; Ningtias, Karmelia Sasmita; Adinda, Prameswari Cuzenti; Sudianti, Riska; Irsyad, Ziqrurrahman; Nuraini, Nuraini
JISIP: Jurnal Ilmu Sosial dan Pendidikan Vol 9, No 1 (2025): JISIP (Jurnal Ilmu Sosial dan Pendidikan) (Januari)
Publisher : Lembaga Penelitian dan Pendidikan (LPP) Mandala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58258/jisip.v9i1.8005

Abstract

Sharia-based investment in the Indonesian capital market has experienced rapid development along with increasing public awareness of the importance of sharia principles in economic activities. This study aims to examine the application of sharia business ethics in investment on the Indonesia Stock Exchange (IDX), especially in stocks listed on the Jakarta Islamic Index (JII) and the Indonesian Sharia Stock Index (ISSI). Using a literature study method, this study explores the application of sharia principles such as fairness, transparency, and the prohibition of usury in capital market investment. The results of the study indicate that the application of sharia business ethics not only strengthens investor confidence but also increases the growth of sharia financial instruments in Indonesia. However, several challenges such as the lack of sharia financial literacy and regulatory barriers still require more attention. This study is expected to contribute to developing a fairer and more inclusive sharia capital market.
Co-Authors Adinda, Prameswari Cuzenti Baiq Reinelda Tri Yunarni Indra, Nurul Hidayati Irsyad, Ziqrurrahman Muawari, Lalu Jedi Nuraini Nuraini Selva, Selva Sudianti, Riska