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All Journal Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (JASMIEN) Jurnal Masyarakat Indonesia
Lamhot
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Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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Menghindari Dampak Sistemik dengan Pemenuhan Net Stable Funding Ratio Bank CIMB Niaga Zuhri, Muhammad; Lamhot; Girsang , Tonggo Sangap Timbul
Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) Vol. 4 No. 04 (2024): Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien)
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jasmien.v5i01.565

Abstract

The experience of the global financial crisis that occurred in 2008 shows that even though the Bank's capitalization is adequate, if the Bank does not manage its liquidity carefully, it can disrupt the Bank's business continuity. The difficulties faced by most banks at that time were caused by their inability to meet the standards related to the basic principles of measuring and implementing liquidity risk management. This caused the Bank to be exposed to systemic impacts when the Bank failed to take into account the impact arising from a large funding gap. High interconnectedness between financial systems tends to exacerbate the systemic impact.
Pendampingan Kelompok Masyarakat Akibat Erupsi Gunung Sinabung Dalam Menciptakan Ekonomi Kreatif Di Desa Sigarang- Garang, Kecamatan Naman Teran, Kabupaten Karo Martaulina, Sinta Diana; Sianipar, Selvie; Harianja, Riodinar; Lamhot; Girsang, Tonggo Sangap Timbul
Jurnal Masyarakat Indonesia (Jumas) Vol. 3 No. 02 (2024): Jurnal Masyarakat Indonesia (Jumas)
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jumas.v3i02.94

Abstract

Sigarang-garang village is one of the hardest hit villages by the eruption of Mount Sinabung, in Karo district, North Sumatra province. Almost fourteen years ago (2010-now 2024), a torrent of volcanic ash and hot lava enveloped Sigarang-garang village, leaving it in ruins. Sigarang-garang village is one of the red zone areas, meaning it is still a dangerous area to live in. Sigarang-Garang is a village location that has a suitable climate for agricultural land, especially vegetable crops which are the village commodity. The natural beauty around the village near the tourist spot of Lake Lau Kawar is a community group development program in areas affected by natural disasters. Lava eruptions accompanied by large stone spew (batu mbelin) also have economic value that can improve the village economy. One of the village programs being designed is to improve the condition of the village, such as rearranging village infrastructure, population settlements, remapping agricultural land and other things to restore the wheels of life in Sigarang-garang Village. The model for assisting community groups in Sigarang-garang Village, Naman Teran District in managing the environment and biodiversity as local natural resources is to create a village creative economy. The strategies carried out include contributing knowledge about the creative economy in Sigarang-garang Village, Naman Teran District. Empowering the community in Sigarang-garang Village, Naman Teran District in utilizing the environment and biodiversity to create a creative economy. This program is continued by developing the natural potential in Sigarang-garang Village, Naman Teran District as an asset in creating a creative economy.
Co-Authors Girsang , Tonggo Sangap Timbul Girsang, Tonggo Sangap Timbul Harianja, Riodinar Martaulina, Sinta Diana Sianipar, Selvie Zuhri, Muhammad