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Sejarah dan Eksistensi Ekonomi Islam pada Era Global di Asia Tenggara Putra, Popi Adiyes; Nurnasrina, Nurnasrina; Aisyah, Siti; Syukri, Mahyudin
JAWI : Journal of Ahkam Wa Iqtishad Vol. 1 No. 4 (2023): JAWI - DESEMBER
Publisher : MUI Kota Pekanbaru

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10421259

Abstract

Sharia Economics of Southeast Asian countries has been existing, with a close relationship with their society, since the early arrival of Islam and its spreading in this archipelago through the period of the Islamic Kingdoms up till today. The unity of this Islamic economy with its society because the society has made their identity as Islam so that their habits, customs, economic system, and Worldview are identical to Islam. However, the implementation of the Islamic economic system and its financial activities were interrupted by the existing of colonialism. After their independence from colonization, the country such as Malaysia, Indonesia, and Brunei Darussalam initiated to raise awareness and conducted studies on the Islamic economic system. Even the government has a commitment to achieve the World's prominent center of Islamic economy. This year's report by The State of global Islamic economists reveal that ASEAN countries have succeeded in positioning their countries as a largest of sharia financial center in the world.
The Synergy Of Islamic Banking And Village-Owned Enterprises (BUMDes) To Strengthen Unbankable Business Capital Nurnasrina, Nurnasrina; Putra, Popi Adiyes; Khairunisa, Madona; Lubis, Haniah; Jenita, Jenita
JAAMTER : Jurnal Audit Akuntansi Manajemen Terintegrasi Vol. 1 No. 4 (2023): JAAMTER - DESEMBER
Publisher : MUI Kota Pekanbaru

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.10408927

Abstract

This study aims to determine the synergy that can be implemented between Islamic Bank and Village Owned Enterprises (BUMDes) to strengthen unbankable business capital and to assess the application of sharia contracts toward some products provided by BUMDes. The research methodology used qualitative analysis, primary data obtained from informants, namely one branch manager of Islamic Bank of Indonesian (BSI), Pekanbaru branch and 14 BUMDes leaders in Tambang District, Kampar. The results show that first: two forms of synergy can be implemented between BSI and BUMDes to strengthen unbankable business capital, namely BSI finances through BUMDes then distributed to the unbankable micro-entrepreneurs and BSI distributes directly to the unbankable micro-entrepreneurs based on BUMDes recommendation then BSI provides a fee after BUMDes gives the guarantee, second: the application of sharia contracts toward some products supplied by BUMDes currently could use wadi`ah, mudharobah, musyarokah, murobahah, salam, istisna, ijaroh and wakalah.