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EKONOMI ISLAM SARANA DALAM MEWUJUDKAN EKONOMI MASYARAKAT MADANI Nurnasrina Nurnasrina
Hukum Islam Vol 13, No 2 (2013): Nopember 2013
Publisher : Fakultas Syariah dan hukum Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/hi.v13i2.983

Abstract

PERSEPSI MASYARAKAT TERHADAP KEBIJAKAN EKONOMI PEMERINTAH KOTA PEKANBARU (Studi Kasus Izin Operasional Alfamart dan Indomaret di Kota Pekanbaru) Nurnasrina Nurnasrina
MENARA RIAU Vol 13, No 1 (2014): Januari - Juni 2014
Publisher : Lembaga penelitian dan pengabdian kepada masyrakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (254.52 KB) | DOI: 10.24014/menara.v13i1.842

Abstract

Pro kontra terhadap izin operasional alfamart dan indomaret terus bergulir, baik dari pihak DPRD, tokoh masyarakat dan pihak pedagang, namun ternyata dalam kondisi pro kontra tersebut pemerintah kota pekanbaru telah memberi izin operasional terhadap 100 outlet Alfamart dan 100 outlet Indomaret. Berdasarkan kondisi tersebut maka dilakukan penelitian tentang persepsi masyarakat terhadap izin operasional tersebut. Dari hasil data dilapangan diketahui bahwaPersepsi masyarakat terhadap izin operasional alfamart dan indomaret dari 400 responden, mereka yang menyatakan menolak atas pemberian izin operasional itu berjumlah 43.5% atau 174 responden. Sementara responden yang memilih setuju dan sangat setuju berjumlah 35.3% atau 141 responden dan responden yang raguragu berjumlah 21.3% atau 85 responden. Jumlah responden yang menolak menjadi yang mayoritas jika dibandingkan dengan persentase yang lainnya.Sebelum alfamart dan Indomaret ada diketahui bahwa tempat berbelanja responden sebesar 18% pada minimarket lain, sebesar 18,50% pada supermarket, 39.50% berbelanja di pasar dan 24% belanja di toko kelontong. Kemudian setelah ada Alfamart dan Indomaret masyarakat yang berbelanja pada toko kelontong sebesar 20.75%, pada pasar tradisional sebesar 30.50%, sebesar 23.50% responden berbelanja pada supermarket dan minimarket lain dan responden yang berbelanja di alfamart dan indomaret sebesar 25.25%. Jadi dapat disimpulkan bahwa ada perubahan pola tempat berbelanja masyarakat, perpindahan terjadi pada pasar dan toko kelontong.Penurunan berkisar antara 10%-15%
IMPLEMENTASI PENGELOLAAN DANA ZAKAT PADA BANK UMUM SYARIAH DI INDONESIA nurnasrina nurnasrina; p. adiyes putra
Jurnal Ilmiah Ekonomi Dan Bisnis Vol. 18 No. 1 (2021)
Publisher : Universitas Lancang Kuning

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31849/jieb.v18i1.4537

Abstract

Penelitian ini bertujuan untuk mengetahui implementasi pengelolaan dana zakat pada Bank Umum Syariah (BUS) di Indonesia serta untuk mengetahui faktor pendukung dan penghambat dalam pengelolaan dana zakat pada BUS di Indonesia. Jenis datanya adalah data sekunder, populasi 14 BUS dengan menggunakan analisis deskriptif. Hasil penelitian menunjukkan bahwa dari 14 BUS yang ada di Indonesia hanya 10 BUS yang mengelola dana zakat. Pengelolaan dana zakat pada 10 BUS menggunakan 4 model. Dana zakat disalurkan dalam bidang pemberdayaan ekonomi, pendidikan, kesehatan, dakwah dan sosial. Faktor pendukung pengelolaan dana zakat pada BUS adalah financial technology, jaringan kantor yang berjumlah 1.942 unit, kebijakan wajib zakat bagi pegawai yang mencapai nisab, dan customer awareness berzakat. Adapun faktor penghambat dalam pengelolaan dana zakat pada BUS di Indonesia berasal dari aspek hukum yaitu: (1) Pasal 4 ayat 2 Undang-Undang (UU) Nomor 21 Tahun 2008 terkait peran sosial perbankan syariah yang bersifat opsional, (2) Penjelasan Pasal 7 ayat 2 UU No. 23 tahun 2011 tentang pengelolaan zakat yang tidak memasukkan perbankan syariah sebagai mitra BAZNAS dalam pengelolaan zakat, dan (3) Amanah pasal 15b UU No. 25 tahun 2007 tentang kewajiban tanggung jawab sosial perusahaan sehingga bank syariah mengutamakan kewajiban tanggung jawab sosial perusahaan. Kata Kunci: Manajemen, Zakat, Perbankan Syariah, BAZNAS dan Hukum
PREFERENSI PENGELOLA BADAN USAHA MILIK DESA (BUMDes) TERHADAP PENERAPAN PRODUK KEUANGAN SYARIAH (STUDI PADA BUMDes DI KECAMATAN TAMBANG) Hertina Hertina; Haniah Lubis; Madona Khairunisa; Nurnasrina Nurnasrina
Jurnal Ilmiah Ekonomi Dan Bisnis Vol. 19 No. 1 (2022)
Publisher : Universitas Lancang Kuning

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31849/jieb.v19i1.8377

Abstract

Tambang District with a Muslim majority population, it is certain that the people of Tambang District are easier to accept Islamic values ​​and principles in carrying out BUMDes management activities that they manage. The purpose of this study is to find out the preferences of Village Owned Enterprises (BUMDes) managers towards the application of Islamic financial products, as well as the supporting and inhibiting factors for the application of Islamic financial products in the management of BUMDes in Tambang District. This research is field research, and the data analysis in this study uses descriptive qualitative analysis. The results showed that the preference of BUMDes managers towards the application of Islamic financial products in Tambang District viewed from the social, individual and sociological aspects was very good and strong. Supporting factors for the implementation of Islamic financial products are government support and managers' perceptions. Meanwhile, the inhibiting factor is technical problems after the system changes from conventional and sharia systems. Keyword: preference,Village Owned Enterprises (BUMDes), Islamic financial products
Politik Hukum Kelembagaan Pengelolaan Zakat Dalam UU No. 21 Tahun 2008 Dan UU No. 23 Tahun 2011 Adiyes Putra; Nurnasrina
Al-Mutharahah: Jurnal Penelitian dan Kajian Sosial Keagamaan Vol 17 No 1 (2020): Jurnal Al-Mutharahah: Jurnal Penelitian dan Kajian Sosial Keagamaan
Publisher : LPPM STAI Diniyah Pekanbaru

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1228.057 KB) | DOI: 10.46781/al-mutharahah.v17i1.70

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The process of making the Draft Law on Islamic banking and the Draft Management Act on zakat becoming a law that is legal and legal goes through a long process. In the process, there was a tug of war between those who supported the formation of the law and those who disagreed with the issue of Islamic banking and the management of zakat formally regulated in the form of laws. It must be recognized that the formation of laws is influenced by the level of community development, the level of the economy, culture, science and technology, and religious beliefs in a society. Of the 10 factions in the legislature, 9 factions stated their approval of the Draft Law on Sharia banking and the Draft Management Act on zakat being ratified into law, and there was one faction that rejected it namely the F-PDS. Although there was a rejection from 1 faction, the legislative and the President finally passed the Sharia banking Act by enacting Law Number 21 the Year 2008 on Sharia Banking on June 17, 2008, and its promulgation by the President on July 16, 2008. Next, Islamic leaders and observers zakat urge the government to immediately amend Law No. 38 of 1999. At the insistence of that later and the legislature and the government ratified Law Number 23 of 2011 concerning Management of Zakat in place of Law Number 38 of 1999.
Analisis Kelembagaan Pengelolaan Zakat Dan Fungsi Sosial Perbankan Syariah Adiyes Putra; Nurnasrina Nurnasrina
Journal of Sharia Economics Vol 2 No 2 (2020): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Al Hikmah Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v2i2.140

Abstract

Institutional zakat in Islamic banking has been regulated in Article 4 Paragraph 2 of Law No. 21 of 2008 concerning Islamic Banking. Where in that article Islamic banks are allowed to perform social functions in the form of collecting zakat, donations, alms, grants, or other social funds. The activities of Islamic banks conducting social activities become additional activities for Islamic banks. In contrast to the main function of Islamic banks as an intermediary function such as the collection and distribution of public funds that are required for Islamic banks to do so, while the social functions of Islamic banks only written in the Islamic banking Act can run, meaning that Islamic banks can choose between performing social functions or not doing it. The uncertainty of the Sharia Banking Law in regulating social functions makes Islamic banks not full of seriousness in carrying out these social functions. The lack of seriousness of this Islamic bank can be seen from the 14 Sharia Commercial Banks (BUS), only 10 BUSs that carry out social functions, and there are still 4 BUSs that have not yet performed social functions. The total funds that have been successfully collected and utilized by 10 BUS in the last 2 years are in 2017 Islamic banks collect zakat funds of Rp. 76.7 billion or 1.23% of the total funds raised by BAZNAS and LAZ (Rp. 6.22 trillion). In 2018 the collection of zakat funds through BUS experienced an increase of 16% from 2017 or collected Rp. 88.9 billion or 1.1% of the total zakat funds raised by BAZNAS and LAZ (Rp. 8.1 trillion). When compared to the amount of zakat fund raised by this BUS with the potential for national zakat totaling Rp. 217 Trillions, of course the achievement is not up to 1%, this means that the collection of zakat funds by the BUS is still far from expectations. Keywords: Zakat Institution, Social Function, Zakat, Islamic Bank
SHARIA BRANDING; THE EFFORTS OF THE INDONESIAN ULEMA CPOUNCIL (MUI) TO PROTECT THE COMMUNITY IN E-COMMERCE TRANSACTIONS BY CREATING A SHARIA MARKETPLACE Popi Adiyes Putra; Nurnasrina Nurnasrina; Saufi Saufi
Proceeding International Seminar of Islamic Studies INSIS 3 (February 2022)
Publisher : Proceeding International Seminar of Islamic Studies

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Today e-commerce is progressing very rapidly so that it brings benefits for the community to do business online by utilizing the available marketplace. This progress caused new problems, including the occurrence of fraud under the guise of online buying and selling, the goods received by the buyer are not the same as the goods ordered, the buyer who does not want to pay when the goods are received is not the same as the order, or there are defects in the goods sent, and various problems other. This problem arises because of business ethics that sellers, couriers and buyers do not apply. MUI has a vital role and authority related to sharia, such as issuing halal certificates, issuing fatwas, supervising the implementation of fatwas, providing sharia considerations on products and business behavior of entrepreneurs. To protect sellers, couriers, marketplaces and buyers from these practices. Fraud in e-commerce, then MUI together with the government is expected to make policies on regulating sharia-compliant e-commerce transactions and encourage the government and other private institutions to establish sharia branding, especially for marketplaces such as those in sharia minimarkets, so that in the end, it is hoped that a sharia marketplace will be born.Keywords: e-commerce, halal products, sharia branding, and sharia marketplace
Peringkat Sukuk Berdasarkan Return on Asset dan Debt to Equity Ratio Amalia Cahyati; Nurnasrina Nurnasrina
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 1 No 3 (2019)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (90.141 KB) | DOI: 10.36407/serambi.v1i3.132

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Purpose- This study is to examine the effect of return on assets (ROA) and debt to equity ratio (DER) on the rank of Sukuk listed on the Indonesia Stock Exchange (IDX). Methods- Data were collected by purposive sampling method with the number of companies sampled in the study were 7 companies with observations for 5 years. Findings- Results indicate that ROA and DER are proven to have a significant effect on Sukuk ratings. Implications- This study can be an evaluation for investors to determine investment decisions, especially Sukuk in Indonesia.
Pengaruh Wabah Covid-19 Terhadap Omzet Penjualan Konveksi Pakaian: Prespektif Ekonomi Syari’ah Furqon Nur Islamiati; Nurnasrina Nurnasrina
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 3 No 2 (2021)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (720.529 KB) | DOI: 10.36407/serambi.v3i2.546

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study aims to determine how much influence the Covid-19 outbreak has on the turnover of clothing convection sales in Pekanbaru City. The research data was collected from clothing convection entrepreneurs in maintaining their business in the pandemic era and how the Islamic economy reviews the efforts of clothing convection entrepreneurs in maintaining their business in the pandemic era. The results showed an effect of the Covid 19 outbreak on the sales turnover of clothing convection. As for the sharia economic review regarding the efforts used by clothing convection entrepreneurs, follow the sharia concept because they have optimism and leave the nature of breaking up and are willing to work hard to innovate products tailored to consumer needs. So that the convection business they run continues to survive even in the pandemic era.
Bank Syariah dan Hubungannya Dengan Lembaga Keuangan dan Bisnis Lainnya Di Indonesia Yuliana Yuliana; Nurnasrina Nurnasrina; Heri Sunandar
ISLAMIC BUSINESS and FINANCE Vol 3, No 2 (2022): ISLAMIC BUSINESS and FINANCE
Publisher : Universitas Islam Negeri Sultan Syarif Kasim Riau

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24014/ibf.v3i2.20167

Abstract

 This paper discusses Islamic banking and its relationship with financial institutions and other businesses in Indonesia. Banks and financial institutions have a role as a Financial Intermediaries whose function is to collect funds from the public and channel them back to those who need funds. The main activity of Islamic banks is to provide financing to customers, where these activities are related to other financial institutions. This research is library research (Library Research) with a thematic method. The results of this discussion state that Islamic banks, financial institutions, and other businesses have a close relationship, where they need each other in carrying out their operations.Keywords: Islamic Banks, Financial Institutions, Business
Co-Authors Addianata, Vydika Harya Adiyes Putra Adiyes Putra Adiyes Putra Adiyes Putra, Popi Afriyadi, Afriyadi Al Farid, Hazwin Amalia Cahyati Amelia, Lili Andika, Abdi Kurnia Andrian Saputra Arif Mudi Priyatno Arif Rahman Azis, Fahnur Brillyandra, Fradini Bte Salman, Nola Fibriani Bte Salman, Nola Fibriyani Cintia, Ardilla Damanik, Khairuddin Desfianti, Silvia Despileny, Iren ERMAN ERMAN Ernita, Mahdar Fauziah Fauziah Fauziah, Wiwin Fibriyani Bte Salman, Nola Fibriyani, Nola Fikri, Azizul Fitri Andina, Dwitya Furqon Nur Islamiati Haniah Lubis Harahap, Ferri Sadillah Hazwin Hazwin Heri Sunandar Heri Sunandar Hertina Hertina Iskandar Iskandar Jefri, Gio Vani jenita jenita, jenita Jufendri, Jufendri Khaidir, Widya Khairul Amri Khairunisa, Madona KHAIRUNISA, MADONA Kurnialis, Sri Kusnadi Lu'luul Karimah, Luluk Lubis, Haniah Lubis, Nurhayati M Arie Pradina Mahyudin Syukri Mhd. Alisadikin Miftahurrazak, Muhammad Muhammad Syaipudin Mukhlis Mukhlis Mulia Sosiady Musnawati, Musnawati Nabela, Firdha Nola Fibriani Bte Salman Nur Hasanah Nurhalimah Hanum, Siti Nurul Huda p. adiyes putra Palison, Aan Pebrianto, Erpindo Soni Popi Adiyes Putra Pradina, M Arie Putra, Adiyes Putra, Popi Adiyes Putra, Zulfadli Nugraha Triyan Putri, Joelia Nurhasanah Rahmawati, Fathira Rahmawati, Rahmawati Restu, Nugraheni Roikhani, Melati Julia Rozy, Vikri Rusmiati Rusmiati Sadillah, Ferri Salman, Nola Fibriani Binti Salman, Nola Fibriyani Bte SAPARUDDIN SAPARUDDIN Saufi Saufi Sayuti, Abdulrahman Siti Aisyah Siti Aisyah Sunandar , Heri Sunandar, Heri Syahfawi, Syahfawi Syahpawi Syahpawi Syahpawi Syamsurizal - - Trian Zulhadi Uliya, Zahrotul Wahyu Febri Ramadhan Sudirman Wulandari, Shevia Yuliana Yuliana