Article Per Year (5 Year)
p-Index From 2020 - 2025
0.61
P-Index
This Author published in this journals
All Journal Etihad: Journal of Islamic Banking and Finance Bhumiputra: Jurnal Penelitian dan Pengabdian Masyarakat Global
Maharani, Silviya
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
Strategies for Handling Problematic Murabaha Financing at Bank Syariah Indonesia Cipto Sub Branch Office Mulyana, Rijal Assidiq; Maharani, Silviya
Etihad: Journal of Islamic Banking and Finance Vol. 3 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v3i2.7375

Abstract

Introduction: The large public interest in murabahah financing at Shariah Bank requires the bank to have a strategy for handling problematic financing. The research was conducted at Bank Syariah Indonesia Cipto Cirebon Sub Branch Office to describe the strategy for handling problematic murabaha financing. Research Methods: The research method used was a qualitative method with a case study approach trough observation, structured interviews, and documentation techniques Results: The results obtained indicate that the causes of problematic murabahah financing at Bank Syariah Indonesia Cipto Cirebon Sub Branch Office are not only due to internal factors of the bank but also external factors from the customers themselves, such as the customer's uncontrollable lifestyle, the customer's job loss, the customer's application for another financing, the customer's poor character, and the customer's employment in a less reputable company. The strategy for handling problematic murabahah financing at BSI KCP Cipto Cirebon is to use the prudential principle, which is by analyzing potential customers using the 5C principles, visiting customers' homes, sending warning letters, and the last sending collateral surrender letter. Meanwhile, efforts to prevent problematic business financing carried out by BSI KCP Cipto Cirebon are by forming a financing committee that aims to analyze and evaluate financing, discuss with all financing units, and avoid the causes of previous financing problems. Conclusion: The research findings are expected to serve as a basis for discussion to discover and formulate the best approach in handling problematic murabaha financing cases.
Strategies for Handling Problematic Murabaha Financing at Bank Syariah Indonesia Cipto Sub Branch Office Mulyana, Rijal Assidiq; Maharani, Silviya
Etihad: Journal of Islamic Banking and Finance Vol. 3 No. 2 (2023)
Publisher : UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v3i2.7375

Abstract

Introduction: The large public interest in murabahah financing at Shariah Bank requires the bank to have a strategy for handling problematic financing. The research was conducted at Bank Syariah Indonesia Cipto Cirebon Sub Branch Office to describe the strategy for handling problematic murabaha financing. Research Methods: The research method used was a qualitative method with a case study approach trough observation, structured interviews, and documentation techniques Results: The results obtained indicate that the causes of problematic murabahah financing at Bank Syariah Indonesia Cipto Cirebon Sub Branch Office are not only due to internal factors of the bank but also external factors from the customers themselves, such as the customer's uncontrollable lifestyle, the customer's job loss, the customer's application for another financing, the customer's poor character, and the customer's employment in a less reputable company. The strategy for handling problematic murabahah financing at BSI KCP Cipto Cirebon is to use the prudential principle, which is by analyzing potential customers using the 5C principles, visiting customers' homes, sending warning letters, and the last sending collateral surrender letter. Meanwhile, efforts to prevent problematic business financing carried out by BSI KCP Cipto Cirebon are by forming a financing committee that aims to analyze and evaluate financing, discuss with all financing units, and avoid the causes of previous financing problems. Conclusion: The research findings are expected to serve as a basis for discussion to discover and formulate the best approach in handling problematic murabaha financing cases.
Berantas Stunting Dan Penatalaksanaan Permasalahan Kesehatan Menuju Masyarakat Cerdas Bersama Mahasiswa Farmasi Stikes Harapan Ibu Jambi Meirista, Indri; Yulyana, Zahara; Maharani, Silviya; Nurhidayanti, Rts. Reni; Aisyah, Andi; Febiyanti, Lidya; Ningrum, Wesi Alfiah; Wahyuni, Sisca Tri
Bhumiputra: Jurnal Penelitian dan Pengabdian Masyarakat Global Vol. 2 No. 1 (2025): Maret
Publisher : Yayasan Cendekia Gagayunan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63142/bhumiputra.v2i1.153

Abstract

Abstract: Stunting is a global health problem that affects the physical growth and cognitive development of children. Studies show that the prevalence of stunting in Indonesia is still high, affecting people's quality of life and productivity. This article discusses strategies to combat stunting and the management of health problems towards a smart society. Preventive approaches are the main focus in overcoming stunting. Public health education on balanced nutrition and good sanitation practices are key to preventing stunting. Supplementary feeding programs for pregnant women and children under five and monitoring child growth are important strategies in stunting intervention. In addition, the management of other health problems is also needed to create a smart society holistically. Efforts to prevent and treat infectious diseases such as diarrhea, respiratory infections, and other infectious diseases must be improved. An integrated and affordable health care system is crucial in providing full access to quality health services. A smart society requires an environment that supports optimal growth and development. Therefore, cross-sector collaboration is important in addressing stunting and other health issues. The government, non-governmental organizations, the private sector and communities need to come together to implement sustainable policies and innovative programs to improve the overall health and well-being of the community. In conclusion, eradicating stunting and managing health problems are crucial steps towards a smart society. Cross-sector collaboration, preventive approaches, and affordable health services are needed to achieve this goal.
Co-Authors Aisyah, Andi Febiyanti, Lidya Indri Meirista Mulyana, Rijal Assidiq Ningrum, Wesi Alfiah Nurhidayanti, Rts. Reni Wahyuni, Sisca Tri Yulyana, Zahara