Anugrah Permana Tanjung
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Pemikiran Ekonomi Al-Ghazali Terhadap Ekonomi Modern Anugrah Permana Tanjung; B Miftahul Zannah Siregar; Delia Torsa Purba; Dimas Surya
CEMERLANG : Jurnal Manajemen dan Ekonomi Bisnis Vol. 4 No. 1 (2024): CEMERLANG : Jurnal Manajemen dan Ekonomi Bisnis
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/cemerlang.v4i1.2298

Abstract

Al-Ghazali's views regarding economics and business are not only limited to the philosophical realm, but are a synthesis between realities that occur in a society that has philosophical principles supported by reasonable reasons. Al-Ghazali based his theory on the school of Sufism in relation to business economics, which is reflected in his work, the book Ihya 'Ulum al-Din. Al-Ghazali considered many commercial and economic aspects of society, including the hierarchy1 of utility4 and its characteristics6 in determining social tasks related to welfare (mashlahah). He emphasized that individual behavioral intentions that are in harmony with Divine rules in every economic activity have the value of worship. Apart from that, Al-Ghazali views safety as the ultimate goal. His theoretical ideas about market exchange and growth, activities and hierarchies of production, barter systems and the use of money, the role of the state in creating a just, peaceful, and stable economy, and public financing are all relevant today.
PERAN UMKM DALAM MENDORONG PERTUMBUHAN EKONOMI DI ERA DIGITAL Anugrah Permana Tanjung; Imam Syuhada; Rayhan Tambak Bintang
Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi Vol. 14 No. 2 (2025): Musytari : Jurnal Manajemen, Akuntansi, dan Ekonomi
Publisher : Cahaya Ilmu Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.8734/musytari.v14i2.10439

Abstract

Miniaturized scale, Little and Medium Endeavors (MSMEs) play an critical part in driving financial development, especially in the digital era. Digital transformation provides great opportunities for MSMEs to increase operational efficiency, expand markets and compete at a global level. Digitalization allows MSMEs to utilize technology such as e-commerce, social media and fintech to increase access to consumers and financial resources. In addition, the adoption of digital technology helps MSMEs in product innovation, supply chain management and marketing strategies. However, challenges such as digital literacy, limited infrastructure and access to technology are still obstacles for some MSMEs. Therefore, support is needed from the government and the private sector in providing training, access to digital infrastructure, and conducive policies. With a supporting ecosystem, MSMEs can play a more significant role in creating jobs, increasing competitiveness, and encouraging inclusive economic growth in the digital era.