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All Journal Jumat Keagamaan: Jurnal Pengabdian Masyarakat Jurnal Ilmiah Fokus Ekonomi, Manajemen, Bisnis & Akuntansi (EMBA)
Nuha, Muhamad Ulin
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Religion Economics, Econometrics & Finance Education Social Sciences Other

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Pengaruh Cost of Loanable Fund, Overhead Cost, Risk Factor dan Dana Pihak Ketiga (DPK) terhadap Margin Murabahah pada Bank Umum Syariah di Indonesia Hidayah, Hikmatul; Yusroni, Nanang; Nuha, Muhamad Ulin
Jurnal Ilmiah Fokus Ekonomi, Manajemen, Bisnis & Akuntansi (EMBA) Vol 2, No 02: Agustus 2023
Publisher : STIE PENA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34152/emba.v2i02.831

Abstract

Penelitian ini merupakan penelitian deskriptif yang dilakukan pada bank umum syariah di Indonesia selama tahun 2014-2018. Penelitian ini bertujuan untuk mengetahui pengaruh biaya pinjaman, overhead, faktor risiko dan modal pihak ketiga (DPK) terhadap profitabilitas murabahah pada bank umum syariah di India, Indonesia. Penelitian ini menggunakan data sekunder yang diperoleh dengan mengunduh laporan keuangan dari situs resmi bank umum syariah. Total penelitian ini mencakup 14 bank umum syariah di Indonesia. Teknik pengambilan sampel dengan kriteria bank umum syariah di Indonesia menyajikan laporan keuangan periode 2014-2018. Ada 9 contoh bank syariah komersial yang bisa digunakan yaitu Bank Aceh Syariah, Bank NTB Syariah, Bank BCA Syariah, Bank Bukopin Syariah, Bank Muamalat Indonesia, Bank BNI Syariah, Bank BRI Syariah, Bank Mandiri Syariah, Bank Mega Syariah. . Teknik analisis yang digunakan dalam penelitian ini adalah regresi linier berganda model data panel untuk memperoleh gambaran yang utuh tentang hubungan antar variabel. Analisis statistik yang digunakan adalah aplikasi pengolahan data Eviews 10 dan Microsoft Excel 2010. Hasil penelitian ini menunjukkan bahwa pada saat yang bersamaan variabel biaya pinjaman, biaya overhead, faktor risiko dan modal secara simultan pihak ketiga (DPK) berpengaruh positif. berdampak pada margin murabahah. dengan nilai 0.034275. Secara parsial cost of debt berpengaruh negatif signifikan dengan nilai -2,513302, overhead tidak berpengaruh signifikan dengan nilai 0,367139, faktor risiko berpengaruh positif dengan nilai 2,179696 dan dana nikah ketiga (Dpk) tidak berpengaruh signifikan berpengaruh pada nilai -0.886711. Hasil blok masing-masing bank menunjukkan bahwa Bank NTB Syariah memiliki margin murabahah terendah dan Bank Mega Syariah memiliki margin murabahah tertinggi
Penerapan Wudhu yang Baik dan Benar Serta Hafalan Do’a Sehari-hari di Desa Kromong Jombang Darmawan, Moh. Faridl; Roziqin, Muhamad Khoirur; Nuha, Muhamad Ulin; Nisa' , Fakhrun; Nazula, Nazula; Azmi, Nahdliyah Islamiyah; Hidayat, Peni Nur; Rohmati, Salsabila Aulia
Jumat Keagamaan: Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2024): Desember
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/abdimasagama.v5i3.5296

Abstract

Community service in Kromong Ngusikan Jombang Village was carried out to provide TPQ children with a deeper understanding of ablution procedures in accordance with the guidance of Islamic law and the practice of daily prayers. Through the lecture method, to provide basic insight, as well as educational games to make it easier for children to understand the material. This activity focuses on the process of direct understanding and practice. The results of the questionnaire data show that the average knowledge of TPQ Al Islamiyah children regarding the practice of ablution is at 39%, meaning that there are still many who do not properly understand the ablution procedures according to the guidelines. However, after the implementation of practice and guidance there was a jump to 82%, which reflects the effectiveness of this program in increasing children's abilities and awareness of the importance of performing ablution correctly. This increase not only shows the success of the learning method used, but also emphasizes the importance of repetition and direct practice. in understanding daily worship. The impacts include increasing children's knowledge, teacher innovation, and increasing enthusiasm for learning.
Penerapan Wudhu yang Baik dan Benar Serta Hafalan Do’a Sehari-hari di Desa Kromong Jombang Darmawan, Moh. Faridl; Roziqin, Muhamad Khoirur; Nuha, Muhamad Ulin; Nisa' , Fakhrun; Nazula, Nazula; Azmi, Nahdliyah Islamiyah; Hidayat, Peni Nur; Rohmati, Salsabila Aulia
Jumat Keagamaan: Jurnal Pengabdian Masyarakat Vol. 5 No. 3 (2024): Desember
Publisher : LPPM Universitas KH. A. Wahab Hasbullah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32764/abdimasagama.v5i3.5296

Abstract

Community service in Kromong Ngusikan Jombang Village was carried out to provide TPQ children with a deeper understanding of ablution procedures in accordance with the guidance of Islamic law and the practice of daily prayers. Through the lecture method, to provide basic insight, as well as educational games to make it easier for children to understand the material. This activity focuses on the process of direct understanding and practice. The results of the questionnaire data show that the average knowledge of TPQ Al Islamiyah children regarding the practice of ablution is at 39%, meaning that there are still many who do not properly understand the ablution procedures according to the guidelines. However, after the implementation of practice and guidance there was a jump to 82%, which reflects the effectiveness of this program in increasing children's abilities and awareness of the importance of performing ablution correctly. This increase not only shows the success of the learning method used, but also emphasizes the importance of repetition and direct practice. in understanding daily worship. The impacts include increasing children's knowledge, teacher innovation, and increasing enthusiasm for learning.
Co-Authors Azmi, Nahdliyah Islamiyah Darmawan, Moh Faridl Hidayah, Hikmatul Hidayat, Peni Nur Nanang Yusroni Nazula, Nazula Nisa' , Fakhrun Rohmati, Salsabila Aulia Roziqin, Muhamad Khoirur